Be aware of your stressors When it comes to what causes us stress, one size does not fit all. We are all different and need to know what exactly causes us stress. Is it the workload, the people we work with, meeting deadlines? Are we stressed working in a team, or working alone? Do we prefer an environment in which a lot is happening, or do we need a quiet area free of distractions? When I was in university, I found I was able to study more effectively in the student lounge with lots of activity, rather than by myself. Studying alone, without any side activity, caused my thoughts to wander, making it difficult to focus. Self-awareness, an essential first step in emotional intelligence, is crucial to knowing what we need to do to look after our emotional needs. … [Read more...] about 7 self-care habits you should develop at work
Why reining in amazon could be difficult dealbook briefing
On the contrary, most reforms are speedily catalysed only in a difficult economic context. Tough economic conditions result in more work getting done than in growth phases. Economic, political and social interests rarely triangulate perfectly and budgets are the best example of how they fail to do so. In fact, when budgets fail to impress, governments work doubly hard to quicken things up. We are heading into times when the government will work at its fastest to fix things. The triangulation will slowly fall in place. The investor approach to such a situation needs to be well constructed. You can’t be optimistic. You can’t be too lethargic and cynical. What you need to be is pragmatic, cognizant, foresighted and evidence driven. This is not going to be easy for investors attuned to nifty beating and trend chasing. The big returns are clearly going to be made only by those who step out cautiously and take calculated risks. Not by those who were hiding in safety and avoiding … [Read more...] about Fulfilling budget promises more important than pleasing the markets
Finally, though, you must ensure that tax planning is a well-thought-out element of your overall financial planning process. Tax benefits will mean very little if you have to borrow to make tax-saver investments at the last minute due to inadequate savings through the year. Or, you give in to distributors who promise to take care of all the paperwork at the last minute, but sell low-yielding, long-term endowment policies that you cannot liquidate easily.Exclusive offer: Use code "BUDGET2020" and get Moneycontrol Pro's Subscription for as little as Rs 333/- for the first year. … [Read more...] about Earning big bucks? Don’t switch slabs; optimise existing tax benefits first
To my mind, considering the nature of Indian demographics, staying focussed on saving taxes is a good idea at this point, even though the government may be hoping that you consume more. If you opt for the new option, whereby you stop making those investments that qualify for tax exemptions and tax benefits such as those under Chapter VI-A and Sec 80C – PPF, LIC, ELSS, EPF – and those under Sec 24, i.e., interest on housing loans, and opt for a lower tax bracket, this choice may seem like a good one in the short term, but may be challenging to deal with in the long term. … [Read more...] about Budget 2020’s paradox of choice to taxpayers: to spend or to save?
The Sisters didn’t sell it off to developers right away, though Laplace says developers would have “grabbed it very quickly.” (It’s the largest parcel in New Orleans under single ownership.) They considered it, she admits, because the congregation was low on funds. But the Sisters had recently merged with six other Sisters of St. Joseph communities across the country, which helped their finances, and put them in a position where they didn’t need that money right away. Instead, by coincidence, they were connected with the architecture firm Waggonner & Ball, which was already doing work to repair the city post-Katrina through its Dutch Dialogues, which looked to take advice from the Netherlands for how to ensure New Orleans could weather its next storm. … [Read more...] about How these New Orleans nuns helped turn their convent into a beautiful, flood-preventing urban wetland