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Share to Twitter Share to Linkedin So goes California, and so typically goes the country. And the North American automotive industry along with it. That's possibly the case with California and its battle over data. There is no question the automotive manufacturers want data from hundreds of sensors for a multitude of reasons ranging from warranty reduction, repair prognostics, machine learning of safety-related systems and, yes, advertising revenue. As the former CEO of Ford, Mark Fields, announced to the world in 2016 , "As our vehicles become part of the Internet of things and as consumers give permission to us to collect that data, we'll also become an information company. Our differentiator will be how we use that data to satisfy our customers in ways that they never thought possible in their lives." In fact, it's projected by 2023 that worldwide sales of connected vehicles will surpass 76 million units (70% globally, 90% in the United States) with … [Read more...] about Privacy Battle Over Connected Cars Takes An Interesting Turn In California

Share to Twitter Share to Linkedin A large number of recent Ponzi schemes have used decentralized finance (DeFi) infrastructure to defraud their customers. This article explores the DeFi ecosystem and how fraudsters are able to exploit it to steal from crypto newbies. DeFi is a broad term for financial infrastructure and financial services provided on public blockchains via smart contract technology. Ether ETH eum, Binance Chain, Cardano ADA , and Solana SOL are among the most popular smart contract blockchains, allowing developers to create dApps (decentralized applications) on their network. These dApps can be used for a variety of purposes, but the majority of them are financial in nature, giving rise to the term "DeFi." DeFi development has progressed to the point where token creation templates exist, allowing anyone to create a token in a matter of minutes without any programming knowledge or experience. This opens the door to a Pandora's … [Read more...] about How The DeFi Space Has Become A Massive Breeding Ground For Crypto Ponzi Schemes

Share to Twitter Share to Linkedin Maintaining your credit score requires careful money management and attention to detail. Even the smartest consumers make simple mistakes that can dramatically impact their credit scores. Here are five credit score blunders even savvy people make. Being aware of these may help you avoid an unnecessary decline in your credit score. Applying for Too Many Accounts No matter your credit rating, chances are you get bombarded by loan and credit card offers on a regular basis. Nearly every retail store seems to offer a "special discount" for signing up for their credit cards, on top of all the card offers you receive in the mail each month. In spite of these opportunities, be careful how often you apply for credit offers. Having too many inquiries on your report especially in a short amount of time can negatively impact your credit score. The issue here is not comparing loan offers or credit cards. For instance, if you … [Read more...] about 5 Credit Score Mistakes You Can Easily Avoid

Share to Twitter Share to Linkedin From NFTs to token sales and memes, there is no shortage of hype around crypto. Beneath this noise, though, Chicago has been hard at work creating a premier crypto and Web3 ecosystem driven by purposeful public and private leadership. Building on the momentum of being recognized as one of the country’s leading innovation hubs last year, Chicago is uniting the Midwest as the gateway to some of the world’s most cutting-edge innovation in this sector. In addition to homegrown talent, many crypto companies have chosen to locate significant parts of their teams in the Windy City. Chicago is home to over 70+ crypto and Web3 industry innovators, such as Galaxy, Gemini, Stripe, PayPal, and most recently, FTX. Although my firm, HPA , has expertise in this sector and has invested in firms such as Stacked , an investment platform enabling smart crypto investing for everyone, and Glidera, which was acquired by cryptocurrency … [Read more...] about 20 Top Innovators Building The Chicago Crypto And Web3 Ecosystem

Share to Twitter Share to Linkedin Summer is almost here, and with it comes school vacations, long-planned international trips and plenty of unused airline, hotel and cruise credits. To keep things lively, cruise lines are busy developing new products, sailings and brand-new ships to keep travelers interested. Here are some of the latest vacation deals , cruise ship news and promotions you need to know about to plan your best cruise yet. Simone Biles to be godmother of Celebrity Beyond The most decorated gymnast in World Championship history, Simone Biles, has been named as the new godmother of Celebrity Beyond, the newest Edge Class ship for Celebrity Cruises. The inaugural ceremony will take place this November in Fort Lauderdale although it is already sailing in Europe this summer. Her involvement with Celebrity will include curating new wellness programming as well as wellness tips to air on stateroom TVs. Celebrity offers beauty-themed “goop … [Read more...] about New Godmothers, Itineraries And Promotions For The Summer 2022 Cruise Season

Share to Twitter Share to Linkedin By Jolyn Metro, Congressman Ben McAdams, Luke Tuttle In 2017, Former Utah Congressman and Salt Lake County Mayor Ben McAdams launched Pay For Success (PFS), a social impact model that incentivizes collaboration between government, service providers, and financial partners to problem-solve in real-time to achieve measurable results. After nearly six years of hard work and early promising outcomes, stakeholders of the Salt Lake County PFS projects have gained important takeaways and insights among Utah jails and homeless populations. This is the first article in a two part series examining lessons learned and recommendations for future success. Watch our contributor page for updates. Homelessness, recidivism, and an overburdened criminal justice system are not unique challenges for cities and counties. But when state and local leaders in Utah experienced alarming increases in rates of incarceration in 2014, they chose a … [Read more...] about Pay For Success: The Social Impact Model Mitigating Homelessness And Incarceration In Salt Lake County, Part Two

(CNN) The fitness tracker on your phone or wrist may be doing more than just monitoring your steps -- it could kick them up a notch. Monitoring exercise increased that activity among the more than 16,000 participants in a study published last week. Researchers looked at data from 121 randomized control trials and 141 study comparisons to find what impact exercise monitors -- like those found on phone apps and Fitbits -- had on everyday physical activity, moderate and vigorous physical activity, and sedentary time, according to the study. Study reveals impact 10 minutes of exercise can have on adults over 40 Using fitness apps increased everyday physical activity by an equivalent of 1,235 steps a day, and moderate and vigorous physical activity by 48.5 minutes a week, research showed. The impact on sedentary time was insignificant, according to the study. "People who use activity monitors and wearables are more active than … [Read more...] about One easy way to get moving again, according to science

After 13 grueling years of political debate, Congress passed a bill that enabled some of the largest infrastructure spending in U.S. history—an almost 20% increase over the annual federal public works budget. advertisement The spending created clean energy, jobs, addressed environmental issues (while creating others), and ultimately, while backstopped by Congress, paid for itself. If this sounds too good to be true—it isn’t—because this happened in 1928. The spending was for the Hoover Dam. And while there were other projects part of the “infrastructure stimulus” of that era, this iconic project is a great representation of the good and bad of a meaningful infrastructure spend. Over the past 10 years, infrastructure has become an outsized and unrequited topic—it has featured prominently in presidential campaigns, has been the subject of many (mostly unpassed) bills and hundreds of conferences, and marketed in at least a dozen “Infrastructure Weeks.” Will it be said … [Read more...] about Infrastructure 2021: Delivering more sustainable and equitable infrastructure

The Biden administration is expected to soon announce it would ease sanctions on Venezuelan oil amid the ongoing energy crisis, several media outlets reported. The federal government will ease “some” of the energy sanctions on Venezuela, two senior administration officials told CNN. In addition, U.S. oil corporation Chevron will be allowed to enter into negotiations with Venezuelan state-owned firm PDVSA over potential continued operations in the South American oil-rich nation. As part of the deal, Venezuelan dictator Nicolas Maduro agreed to open talks with opposition leader Juan Guaidó, Reuters reported . “[The U.S. agreed to lift some sanctions] on the basis of ambitious, concrete and irreversible outcomes that empower the Venezuelan people to determine the future in their country through democratic elections,” one official told CNN. (RELATED: Gas Prices Hit All-Time High As White House Turns To Dictators For Help) While the U.S. has pursued an aggressive sanctions … [Read more...] about Biden Turns To Venezuelan Dictator For Oil After Canceling US Lease Sales

When a $70 million NFT sold at Christie’s last spring—a time before Bored Apes, Cool Cats, and Lazy Lions roamed the earth—some scoffed at the fortune spent on computer pixels that could be copy-pasted to your screen for free. But the lot wasn’t just a jpeg, it was the jpeg—and the money went to claim the original work, or the one we would call “authentic.” Take away that distinction, and yes, the file is worthless. advertisement advertisement It’s a high-stakes game that’s rife with fraud, abuse, and theft, and not even the biggest players are immune. But OpenSea, the planet’s largest NFT marketplace, might have a few tricks up its sleeve. This morning, it’s rolling out two products to safeguard the authenticity of collections on its platform. The first streamlines the verification of creator accounts, and the second banishes copymints, or spoofs of existing NFTs, using image recognition. Verified badges are among OpenSea’s so-called … [Read more...] about OpenSea is on a new quest to ban copymints, armed with AI, Twitter threads, and Discord chats