So your home loan has finally been disbursed and you can now proudly call yourself a homeowner. This is indeed one of the most cherished and expensive investments you’ll make in your life. But have you ever thought of the possibility of something happening to you before you pay your full home loan? Your liabilities will be handed over to your family members, leaving them under financial stress. While there are various things to consider before investing in a house, we often neglect important add-ons such as an insurance policy that covers your home loan repayments. There are two ways to prevent your family from the burden of such liabilities – home loan insurance or a term insurance policy . Both policies provide cover against financial stress. The main difference between them is that a home loan covers the property, while a term policy covers a person’s life. Let’s dig deeper to understand the differences. Premium charges Close Depending on needs and … [Read more...] about Securing a home loan liability: Home loan insurance or term policy?
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Compliance Is A Crucial Part Of Digital Transformation—Here’s How To Achieve It
Share to Twitter Share to Linkedin By Devin Partida The term “digital transformation” often gets thrown around in our ever-changing business environment. It’s a catch-all term that describes new and emerging digital technologies to improve business processes, achieve higher efficiencies, and satisfy customers. Most customers expect companies to have a strong digital presence through means such as social media platform posting, a website, and quality content. However, as digital technology becomes more widely used, it can open up businesses to compliance issues. Keeping compliance top of mind, rather than leaving it on the back burner, will protect a company as it digitally transforms. Here is how a small or medium-sized business (SMB) can ensure a smooth, compliant digital transformation, which is now essential in today’s business landscape. Key components in a digital transformation In this day and age, many companies deliver digital … [Read more...] about Compliance Is A Crucial Part Of Digital Transformation—Here’s How To Achieve It
The next role Charo Santos-Concio wants to play
Charo Santos-Concio “I’m now focused on trying to understand the human mind better,” said Charo Santos-Concio, who, after retiring from corporate work, opted to revive her acting career and, at the same time, take on the role of an educator. Inquirer Entertainment asked the former CEO of ABS-CBN about the interests she is taking on and is enjoying now that she is no longer busy with office work. To this, she replied: “I’m so much into the study of (Swiss psychiatrist) Carl Jung and psychology because this makes me understand the human psyche better; it deepens my insights about humanity, why people behave a certain way.” Jung, the founder of analytical psychology, is recognized as one of the most influential psychiatrists of all time. He suggested that personality, among others, plays a role in influencing human behavior and that this can be passed down from generation to generation. “The more stories I read, the deeper my insights become about humanity,” pointed out Charo, … [Read more...] about The next role Charo Santos-Concio wants to play
The Right Path To Incorporating Digital Mental Health Services
Share to Twitter Share to Linkedin In his State of the Union address , President Biden pledged to help “get all Americans the mental health services they need.” The president confirmed what many employers already know: America’s mental health crisis has taken on new urgency as the COVID-19 pandemic continues to drive up rates of depression, anxiety, drug and alcohol abuse and other challenges. Most organizational leaders believe they are stepping up to meet worker needs, but employees don’t necessarily see it that way. According to new research by The Hartford, 82% of employers say their companies have improved access to workplace mental health services in recent years, but only 50% of workers agree. To close that gap – and to help fulfill President Biden’s call – many organizations are turning to digital mental health solutions. As of 2020, the digital mental health market was already robust at around $142 billion in sales. Within five years it’s … [Read more...] about The Right Path To Incorporating Digital Mental Health Services