Liz Knueven, provided by Published 10:15 am CDT, Saturday, September 14, 2019 holbox/Shutterstock Florida is the fifth-most expensive state in the US for car insurance, according to the Institute for Insurance Information. Typical Floridians will spend $1,259.55 each year on premiums. Insurance rates are determined on an individual basis, so factors like your credit score, age, and where you live in Florida will all impact the car insurance rates you see. However, USAA, State Farm Mutual, and Geico generally offer Floridians the best cheap auto insurance. To choose the best car insurance policy for your own needs, make sure to shop around. Compare the coverage limits and deductible requirements in addition to the premium. Visit Business Insider's homepage for more stories. There's no doubt that car insurance in Florida is expensive — the Insurance Information Institute ranks Florida rates as the fifth-most expensive in the US. Typical … [Read more...] about Who has the best cheap car insurance in Florida?
What makes car insurance expensive
LANSING, Mich. — The state with the highest car insurance premiums in the country is on the verge of a political showdown over long-running efforts to cut rates by reining in generous medical benefits. Auto-friendly Michigan, which is among a dozen "no-fault" states where drivers must buy personal injury protection, is the only one to require unlimited coverage for crash victims. Motorists who are seriously injured need not worry about health expenses, but the insurance is expensive. Now, a Republican-led Legislature that is pushing to save people money by making the coverage optional has, for the first time, passed bills out of both chambers . Lawmakers must still resolve differences between the measures, including mandating rate cuts for personal injury protection, known as PIP. But if they do, GOP legislators could send an auto insurance overhaul to the desk of Democratic Gov. Gretchen Whitmer and dare her to veto it. She is warning that she will not sign the legislation … [Read more...] about Michigan on verge of showdown over high car insurance rates
.......... .......... .......... .......... .......... .......... .......... .......... .......... .......... .......... .......... .......... .......... .......... .......... .......... ..........DEVELOPING... Story will be updated as new information can be verified. Updated 4 times AlertMeLANSING, Mich. — Michigan’s Senate passed legislation Tuesday aimed at cutting the country’s highest average auto insurance premiums by eliminating a requirement that drivers buy unlimited medical benefits to cover crash injuries.No other U.S. state has such a mandate. Motorists could instead choose among lower levels of personal injury protection, including no coverage if they have other qualifying health insurance.ADVERTISEMENTSkip ................................................................The main Republican-backed measure won largely party-line Senate approval on a 24-14 vote, but its support from the GOP-led House and Democratic Gov. Gretchen Whitmer is far less … [Read more...] about Michigan Senate approves plan to cut car insurance rates
Kristen Jordan Shamus Detroit Free Press Published 1:38 PM EDT Mar 26, 2019 You've heard of the gender wage gap, but how about a car insurance premium gender gap? It turns out, Michigan's is a doozy. Women in Michigan paid an average of $79 more per year than male drivers for the same car insurance coverage in 2018 — the second-biggest gender gap in auto insurance costs nationally. That is just one finding in a new report by The Zebra, an online auto insurance comparison pricing company that analyzed gender differences in rates in Michigan and around the country. Most states allow insurance companies to offer different premium rates to male and female drivers if they are able to show, for example, that male teen drivers are statistically more likely to get into crashes and file claims than female teens. "Insurance is all about risk," said Alyssa Connolly, director of market insights at The Zebra. She also is licensed in … [Read more...] about Michigan women paid $79 more in 2018 than men for same car insurance
Motorists in Northern Ireland will have to carry specific insurance documents with them when travelling into the Republic of Ireland if the United Kingdom leaves the European Union with 'no deal'. Here's everything you need to know regarding motorists from Northern Ireland travelling into the Republic of Ireland in a 'no deal' scenario. If there is a 'no deal' scenario, will my insurance policy still be valid if I drive my car in the Republic of Ireland?Yes. A physical copy of what is called a Green Card. Green Cards are an international certificate of insurance issued by insurance providers in the U.K., guaranteeing that the motorists has the necessary third party motor insurance for cover in the country being travelled to.* Green Cards are not cards in the traditional definition of the word, it is essentially a document which, under current international rules, must be printed on a piece of green paper.How do I get a Green Card?Contact your insurance provider and they will send you … [Read more...] about N.I. motorists must carry car insurance Green Cards if travelling to Republic of Ireland after ‘No Deal’ Brexit