Create small class sizes It appears that in online classes, just as in in-person classrooms, smaller class sizes improve children’s learning. This was certainly the case for Ella, as there were only six other kids in her class. Students’ names appeared on screen, and teachers frequently addressed them individually, making them feel like active participants rather than just passive observers. … [Read more...] about Five things schools can learn from this new Zoom summer camp
Watching lunar eclipse
Visuals of dead bodies wrapped in PPEs being flung into large open pits, elderly persons with COVID-19 symptoms collapsing to death in front of their homes after waiting for hours for the elusive ambulances, patients gasping for breath being denied admission by multiple hospitals because they have no beds to spare….with these images playing out on television over the last few days, the reputation of Karnataka and its capital city Bengaluru has suddenly taken a severe beating. … [Read more...] about How Karnataka is losing its advantage in the fight against COVID-19
AUBANK's Annual Report emphasizes the bank's core focus on building a strong retail franchise, with retail AUM comprising ~84% of the loan book (98% secured loans). On the liability side, CASA plus retail TD comprises ~43% of deposits, with the concentration of the top 20 deposits declining to 23.4% v/s 25% in FY20. For FY20, NII/PPoP grew by 42%/66% while PAT grew by 77% YoY to INR6.7b aided by Aavas stake sale with bank reporting strong RoA/RoE of 1.8%/18%. Capital level remains strong with a Tier 1 ratio of 18.4% (CAR at 22%). Focused lending toward income generation activities and a lower average ticket size of ~INR0.5m has helped the bank maintain control over credit cost despite facing various headwinds. Retail GNPA improved to 1.7% v/s 2.2% in FY19, and overall GNPA increased to 1.7% v/s 2.0% in FY19. AUBANK follows an accelerated provisioning policy, which has enabled the bank to substantially increase its PCR by ~1,520bp to 53%. The bank continues to invest in digital … [Read more...] about Buy AU Small Finance Bank; target of Rs 675: Motilal Oswal
In this season we tell you all about managing money during COVID-19 times. But before we talk money, we must build a strong foundation. In Episode 1, we spoke about how fresh graduates should approach the job scene. What should you do if your job offer has been taken back or you have to settle for a lower-than-previously-negotiated salary? … [Read more...] about Personal Finance Classroom S2E2: Why every millennial must have insurance?
"We foresee the current slowdown in the office market as a temporary setback due to the pandemic. We foresee the markets to pick up in H2, 2020 as most transactions for Q2 have been pushed to the second half and majority of occupiers have now started taking decisions about their real estate portfolios”, said Sanjay Chatrath, Managing Director, North India at Colliers International. … [Read more...] about Office leasing across top 7 cities drops 36% over last year due to COVID-19