Share to Twitter Share to Linkedin Sometimes home is where the jewelry is. Sisters Jennifer Gandia and Christina Gandia Gambale have found another downtown location for their family's jewelry store, Greenwich Street Jewelers, to call home. The business, founded by their parents Carl and Milly in 1976 on its namesake street, has relocated to a 1,550 square foot location on Reade Street after spending the last twenty years on Trinity Place. ADVERTISEMENT Located in the second cast-iron building constructed in New York known as Obsidian House and dating to 1857, the airy space draws upon original details to create a fresh, modern environment. Working with Maori Hughes of MAOarch, the original exposed brick walls and an archway are fused with contemporary walls and lighting, resulting in a backlit architectural detail lining the space. The arch design also creates three distinct sections of the store. Behind one newly constructed arch are a try-on table … [Read more...] about Family-Owned Luxury Jewelry Store Finds New Home In Tribeca
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If you're a homeowner, you may be sitting on a golden egg—your home's equity. Whether the housing market has risen, driving up the value of your home, or you've just faithfully made mortgage payments over the years, you may now have a substantial amount of equity that you could borrow against. A home equity loan can be a convenient and cost-efficient way to obtain money for home renovations, debt consolidation, or some other big-ticket item. But where should you look for the lowest interest rate on one? Key Takeaways Home equity loans use your home as security, so their rates are often lower than other forms of borrowing. Credit unions, small local banks, large national banks, and online lenders all offer home equity loans. Interest rates vary from lender to lender. Fees are another important consideration in comparing loan costs. What Is a Home Equity Loan? A home equity loan is a lump-sum loan secured by your home. The interest rate you'll pay can vary … [Read more...] about Which Lenders Have the Lowest Home Equity Loan Rates?
If you're a homeowner, you have a great asset at your disposal—your home equity . But while you may have easily qualified for your original mortgage, you will have to prove your creditworthiness again if you want a home equity loan . That means that your credit score is one of the deciding factors between approval and denial. Key Takeaways Home equity loans allow homeowners to borrow cash against their equity. Lenders generally want a credit score of at least 700. Interest rates are better for borrowers who have higher credit scores. What Is a Home Equity Loan? As the name implies, a home equity loan is a loan secured by the equity you have accumulated in your home. With every payment you make on your mortgage, you build equity, which is the difference between the amount you owe and the home's value. If your home appreciates in value, that adds to your equity, too. Home equity loans are often called second mortgages. When you apply for a home equity … [Read more...] about What Credit Score Do You Need To Get a Home Equity Loan?
Cryptocurrency has quickly grown in popularity, with 16% of Americans reporting they have used or invested in it, according to research by Pew. While fortunes have been made over the last several years by investing in cryptocurrencies, recent declines in the market have cost investors hundreds of billions of dollars. If you are looking to invest in crypto and don't have the cash, can you borrow against your home's equity to do it? Yes, but read this first. Key Takeaways You can use money from a home equity loan for any purpose you wish, including investing. For borrowing to invest to make sense, your investment needs to grow at an interest rate greater than the one you're paying on the loan. Cryptocurrencies are an extremely volatile asset class and gains aren't guaranteed. If you can't pay back your home equity loan, you could lose your home to foreclosure. How Home Equity Loans Work A home equity loan allows you to borrow against the equity you've … [Read more...] about Can I Use a Home Equity Loan To Buy Crypto?
Share to Twitter Share to Linkedin Brazilian-based Dr. Fabio Gontijo has made a name for himself in the world of dermatology and cosmetic procedures, first gaining notoriety while on a weekly televised panel 'Ask the Dermato,' a show talking about overall health, dermatology and aesthetic procedures. In 2020, he was a part of the first season of 'A Melhor Version,' which was the first Brazilian TV program focusing on dermatology. Fast forward to today, his celebrity clientele includes mega-influencer Camila Loures; international models; and singers Vitor and Guilherme. While Dr. Fabio Gontijo has successful practices in both São Paulo and Belo Horizonte, he frequently travels to New York City for clientele when duty calls. Here are his favorite Brazilian steakhouses to visit when in town. Fogo de Chao Situated in midtown Manhattan, Fogo de Chao is a three story Brazilian all-you-can-eat steakhouse thats known for its extravagant cuts of … [Read more...] about Three Must-Try Brazilian Steakhouses In New York City, According To Celebrity Dermatologist Dr. Fabio Gontijo
Share to Twitter Share to Linkedin Day 4. Bitcoin's value hit its low point on Friday On Friday, I skip breakfast again; it’s an unavoidable part of the Bitcoin diet as there are no places that serve food before 10 a.m. accepting my currency. I lose my appetite anyway when I check the value of Bitcoin; it has plummeted to $90 over night. It has been on a steady decline since I started my Bitcoin challenge. Is it me? My editor suggests the value is falling because I’m showing “ what a drag ” it is to use it. But I think it's due instead to a huge Bitcoin lawsuit that became public Thursday night. The virtual money has sparked a $75 million (real world currency) complaint; Seattle start-up Coinlab is suing Mt. Gox, saying the Japanese Bitcoin exchange has failed to follow through on the partnership they inked, refusing to let Coinlab take over management of Mt. Gox’s American and Canadian accounts as it allegedly agreed to do. Wrote Adrian … [Read more...] about Living On Bitcoin For A Week: Bitcoiners Are The New Vegans
ASL ASHA, Afghanistan (Reuters) - Noor Shah Mohammad was serving as a Taliban soldier hundreds of miles from home when disaster struck early on Wednesday morning. A powerful earthquake reduced much of his village to rubble, killing residents as they slept including his wife, father, two sisters and a brother. When he heard the news, he said his heart raced and he panicked; he hitched the first ride he could find to take him to Asl Asha, close to the town of Gayan, where he found scenes of devastation. "I wasn't here, I was in Panjshir," Mohammad told Reuters, referring to the valley north of Kabul where Taliban forces have been fighting former members of Afghanistan's ousted, Western-backed army. "This is my house. I have lost five members of my family," said the heavily bearded 25-year-old, speaking amid the ruins of his home perched on a hill near the rugged mountains of Afghanistan's eastern border. "I lost my father, my wife, two sisters and a brother ... I have to … [Read more...] about Taliban fighter returns home to dead family and ruins after earthquake
Share to Twitter Share to Linkedin Punk rock icon with the band X , singer/songwriter, actor, poet, renaissance man John Doe says, "There's a lot of words sometimes after my name and I am grateful for every one of those opportunities that I get." Despite Doe's modesty, he has been directly responsible for many of those wildly varied opportunities, which range from appearing in the series Roswell to working with Garbage's Shirley Manson on his exceptional new solo album, Fables In A Foreign Land . Influenced by the great folk icons and records like Bob Dylan's John Wesley Harding , Fables In A Foreign Land is a concept record with all of the songs taking place in the 1890s. If you want to know why Manson, Los Lobos' Louie Perez and more on this record, as well as Debbie Harry, Aimee Mann and so many others have wanted to work with Doe over the years, he wrote a record in 2022, where people have the attention span of a ferret on meth, set in … [Read more...] about Q&A: X’s John Doe On His New Folk Album, Working With Shirley Manson And Debbie Harry, What Punk Is And More
- A + A (June 24): US President Joe Biden’s political fortunes have changed dramatically since his first Group of Seven (G7) summit last summer, or even his last visit to Europe in March. It couldn’t come at a worse time for his international allies as Russia settles into a long war with Ukraine. German Chancellor Olaf Scholz, who will welcome G7 leaders in the Bavarian Alps, views Biden as a driving force in sustaining pressure on Moscow and believes that unity among allies could fray once again if Republicans win back the White House in 2024, according to a German government official who requested anonymity to discuss internal thinking. It was only a year ago, on a sandy English beach in Cornwall, when European leaders celebrated that Donald Trump was gone and that the US had returned to the multilateral orbit. Now, that relief has been replaced with a sense of foreboding about whether Biden’s Democrats survive midterm elections and the president’s political … [Read more...] about Biden limps to G7 as allies fret over his troubles at home
Share to Twitter Share to Linkedin More American students are seeking to study abroad, and the number of international students applying to colleges in the United States are increasing according to a new report by the Institute of International Education . The report - The Spring 2022 Snapshot on International Educational Exchange - presents data from 559 U.S. higher education institutions about several aspects of international education, including: the outlook for applications from international students; the effects of Russia’s war against Ukraine on international student mobility and university partnerships, and information about U.S. students studying abroad. Here are some of the key findings. Most Institutions Are Reporting An Increase In International Student Applications Almost two-thirds (65%) of institutions reported an increase in applications for admission from international students for the 2022-23 academic year. That’s up … [Read more...] about Foreign Applications To U.S. Colleges And Study Abroad By Americans Rebound, New Report Shows