Vanguard 4 fund portfolio

When considering investments for your 401(k), you might see options listed as “target-date” or “lifecycle” funds. These are actually the same type of fund. They're structured to minimize risk and maximize returns at a specific date. Target-date or lifecycle funds automate some aspects of portfolio management, and are ideal for investors who don’t want to actively manage their portfolio. So they're a popular option for 401(k) accounts. There are some downsides to these funds, however. In this article we’ll take you through the pros and cons of target-date or lifecycle funds. That way, you can better choose investments for your 401(k) portfolio. Target-date funds and lifecycle funds are the same type of fund. Target-date and lifecycle funds are designed to optimize your returns and minimize your risk by a target date. As the target date approaches, target-date, and lifecycle funds gradually make your portfolio more conservative. Many 401(k) investors favor … [Read more...] about Target-Date Funds vs. Lifecycle Funds

Japanese technology investment firm SoftBank Group Corp. lost more than $23 billion dollars in the second quarter of 2022, according to The Wall Street Journal. The massive losses have already led to a pivot in investment strategy, with subsidiary Vision Fund approving only $600 million in new investments during the first quarter, $20 billion less than the same time last year, according to Reuters . In conjunction with a slowdown in investments, Chief Executive Officer Masayoshi Son announced that there would be significant cost cuts, including layoffs, the WSJ reported. (RELATED: ‘Market Crash’: Robinhood Announces More Layoffs As Crypto Trading Tanks) “I have no choice but to cut a significant number of employees at the Vision Fund,” he said at a press conference according to the WSJ. He said the company needed to undergo “cost cuts with no sacred cows.” SoftBank’s technology stocks have fallen from inflationary pressures and rising interest rates from central banks … [Read more...] about High-Profile Investment Firm Suffers $23 Billion Loss On Big Tech

Trade Watchlist Portfolio Message Set Alert live bse live nse live Volume Todays L/H More × Mortgage financier Housing Development and Finance Corporation (HDFC) on August 8 announced a quarter of a percentage hike in the retail prime lending rate (RPLR) on housing loans. The benchmark lending rate for home loans has been raised by 25 basis points, as per a regulatory filing. The new rate will come into effect from August 9, HDFC said. "HDFC increases its retail prime lending rate (RPLR) on Housing loans, on which its adjustable rate home loans (ARHL) are benchmarked, by 25 basis points, with effect from August 9, 2022," it informed the stock exchanges. The announcement comes around a week after HDFC raised the RPLR by 25 bps, with effect from August 1 . The key lending rate has been increased six times since May this year. It has been cumulatively hiked by 140 bps. … [Read more...] about HDFC hikes retail prime lending rate on housing loans by 25 bps from August 9

Trade Watchlist Portfolio Message Set Alert live bse live nse live Volume Todays L/H More × Even though the recent rally in the market has been broad-based, small-cap stocks have been outperforming their larger peers, hinting that investors see growth coming from smaller companies. Since June 20, 2022 when the market hit the most recent bottom, the BSE Smallcap index has rallied nearly 18 percent. In comparison, the BSE Sensex has gained 13 percent and the BSE Midcap 16 percent in the same period. A cursory glance at the data shows outperformance is not centred on a single sector but across industries. Nonetheless, some of the biggest gainers come from auto ancillaries, capital goods, chemicals, construction materials and realty, IT and healthcare. Stocks of these sectors are benefitting from recovery in economic activities and capital expenditure that they have planned. For … [Read more...] about Small names, big leaps: Analysts pin their hopes on small-caps to make money