Value investing college

A new poll shows Americans are overwhelmingly against Environment, Social, and Governance (ESG) policies in corporations. American investors want corporations to prioritize profits over political and social agendas, the latest Echelon Insights poll produced for the Daily Wire reported . Investment companies use ESG scores to judge a company’s support for climate change, gender and sexual identity, treatment of workers, and a board of directors independent of its CEO. New poll between us at @EchelonInsights w/ @realDailyWire . Only 21% of investors (1,008) believe that ESG investing (environmental, social, and corporate governance) is a politically neutral endeavor. Guess which side its considered to service? @benshapiro @VivekGRamaswamy https://t.co/GMNU1zPeeB — Stephen Kent (@Stephen_Kent89) May 26, 2022 The poll found that 46% of American investors felt that companies should not take public political positions on current national topics. Fifty-six percent of … [Read more...] about POLL: Americans Overwhelmingly Reject Woke Investing Craze Sweeping Through Corporations

Share to Twitter Share to Linkedin Inflation is becoming a problem. Whether it becomes a long-term structural one or dissipates after the pandemic, no one knows. As the old saw goes, economic forecasts make tarot cards appear respectable. Jack Dorsey recently predicted hyperinflation , an exponential decrease in the value of paper money akin to what happened in the Weimar Republic in the 1920s—or Zimbabwe in 2007 . For that to occur, monetary policy would have to ignore the problem, failing to raise rates as the data required. A Fed that lacks political independence could make this mistake, but it’s a low-probability outcome. Even double-digit inflation—in a throwback to the seventies—is unlikely, but possible. After all, economic conditions, like bellbottoms, go in and out of fashion. The most likely scenario is some prolonged elevation to inflation (in the mid-single digits) as labor shortages and supply-chain problems continue to pressure prices. No … [Read more...] about The Best Inflation Hedge You Already Own

Share to Twitter Share to Linkedin 2022 has been a brutal year for investors. Presently, the S&P 500 is down over 16% Year-To-Date (YTD), the Dow is down 12% YTD, the NASDAQ is down an astounding 25% and the Russell 2000 small capitalization index is down 19%. The devastation has been widespread, with a high number of stocks down over 50%. Due to this, the Nasdaq Composite, S&P 500 Growth (SPYG) and Russell 2000 (All and Growth) segments of the market have confirmed their bear market status. The O’Neil methodology tends to use -25% from highs as the threshold for a bear market. Taking the commonly used -20% from highs, the S&P 500 and Russell 2000 Value have also reached the threshold. Only S&P 500 Value and Dow Industrials have not. In our January 28, 2022 Forbes article, we noted that after two consecutive failed Follow-Through Days (FTDs)*, triggered by an undercut of prior established lows, historically (using the S&P 500 since … [Read more...] about Bear Markets & Market Bottoms

Share to Twitter Share to Linkedin What will deliver higher returns over the next 12 months, I bonds or bitcoin? A year ago such a question would have been silly. Today, not so much. Bitcoin BTC has struggled in 2022, down more than 10%. In contrast, I bonds are set to deliver an estimated 9.62% annualized return starting next month. Here’s what you need to know. I Bond Basics First introduced in 1998, I bonds are issued by the U.S. government. Investors purchase I bonds directly from the government via the TreasuryDirect.gov website . Unlike most other U.S. bonds, however, I bonds are designed to protect savers from the ravages of inflation. They accomplish this by adjusting the interest rate twice a year (May and November) based on changes in the CPI. Two factors determine the interest rate on an I bond: A Fixed Rate and an Inflation Rate. Combining these two rates gives us what is known as the Composite Rate. Today the Fixed Rate is … [Read more...] about I Bonds Set To Deliver Historic 9.62% Interest Rate

Share to Twitter Share to Linkedin Is your traditional IRA or 401(k) down in value this year? Many financial experts are touting this as a good time to convert it to a Roth since you can pay taxes on the lower account value, and when the market recovers, your money can grow to be tax-free. However, here are some reasons why it might actually not be a good time for a Roth conversion: 1) You have to withdraw money from the retirement account to pay the taxes. If you have to pay the taxes from money you withdraw from the account, it usually doesn't make financial sense since that money will no longer be growing for your retirement. This is even more of a concern if the withdrawal is subject to a 10% early withdrawal penalty. Ideally, you would pay the taxes from money outside the retirement account. 2) You'll pay a lower tax rate in retirement. This can be a tricky one because the tendency is to compare your current tax bracket with what you expect it … [Read more...] about Is It A Good Time To Convert To Roth?

Share to Twitter Share to Linkedin Joe Gebbia’s commencement speech at Brookwood High School in Georgia contained the usual flourishes about following your dreams and never giving up. But the Airbnb cofounder, now worth an estimated $7.8 billion, ended his speech with a surprise: Each graduating student would get a handful of Airbnb stock. “I would like to give you a piece of my dream to help inspire yours and let you know that it is possible,” Gebbia said during his speech Wednesday night. Each of the 890 seniors at Brookwood High School in Snellville, Georgia, which is about 30 miles outside Atlanta, will get 22 shares of Airbnb stock, Gebbia announced. That’s about $2,400 worth of stock per graduate, based on Wednesday’s closing price of $110.40 a share. Altogether it’s a gift worth nearly $2.2 million. Gebbia admitted the gift is more symbolic than anything else (22 shares for the Class of 2022), but emphasized that it’s a “very small seed … [Read more...] about Unique High School Graduation Gift: Shares Of Airbnb, From One Of Its Billionaire Cofounders

Ethereum’s co-founder Gavin Wood said crypto investors need to be more aware of what is backing their holdings after a market rout that wiped more than $800 billion off their value. “I would hope that people pay more attention to what is belying the currency name when they get involved in a community, ecosystem, economy,” Wood told Reuters on the sidelines of the World Economic Forum in the Swiss Alpine resort of Davos. Crypto and blockchain firms have been highly visible at this year’s gathering of business and political leaders, despite the market plummeting in value in the weeks leading up to the event, with the eighth-largest coin Luna becoming virtually worthless. Souvenir tokens representing cryptocurrency Bitcoin and the Ethereum network, with its native token ether, plunge into water in this illustration taken May 17, 2022. REUTERS/Dado Ruvic/Illustration/File Photo British computer scientist Wood was attending for the first time to talk about a new partnership … [Read more...] about Ethereum co-founder warns of crypto crash – ‘Pay more attention’

Share to Twitter Share to Linkedin There seems to be a lot of confusion about whether annuities are good or bad. Some of it stems from viewing the product as complex and too time-consuming to study and understand. But I don’t see annuities being any more complicated than other financial products. For example, one type of annuity is simply like a pension, and there’s almost no one who thinks a pension is bad. Annuities are a type of insurance product. By purchasing one, you’re transferring risk to the insurance company just as you do with home, auto, or life insurance coverage. With annuity products, the insurer is assuming some, if not all, of the longevity or market risk and charging a fee doing so. Risk mitigation is common to all types of annuity products, yet they differ markedly in other ways. Variable Annuities When people talk about contract complexity and high fees, they’re usually referring to variable annuities. I find these products are … [Read more...] about Do Annuities Make Sense For Anyone?

Today’s tight labor market, economic challenges, and customers’ ever-increasing expectations have changed the business landscape. To adapt, survive and have a chance to thrive, businesses must be increasingly agile. advertisement Companies need the people, processes and technology to support fast decision making, continued innovation and inevitable pivots. Let’s consider how your business can use process redesign, automation and people-first strategies to speed up workflows while delivering exceptional experiences for customers and employees alike. Customer service and personalization Customer service has become a business differentiator: a tool for building connections and reinforcing brand values. While this is more important than ever, it is also more complicated. Jeff Weiner, vice president, general manager at Conduent , a provider of business process outsourcing (BPO) solutions that ignite efficiency, savings and revenue growth, explains that the … [Read more...] about How to build business momentum during challenging times

Share to Twitter Share to Linkedin During her senior year at the University of California, Los Angeles, psychobiology student Emmy Dunsford-Hernandez worked part-time in the school’s medical center. Though her intent was to work there only until graduation, the first-generation college student says no other position offered her the opportunity to fulfill her passion for medicine in a diverse, inclusive work environment. And so she put down roots, accepting a job as the academic personnel coordinator of UCLA Health’s emergency department. “As someone who is Latinx, it is refreshing to see how cultural competency in this system can visibly make a difference,” she says. “I really enjoy coming to work every day to interact with a department that is so close-knit and welcoming.” The culture Dunsford-Hernandez describes may very well have earned UCLA Health the No. 6 spot on Forbes’ list of America’s Best Employers For New Grads . Forbes teamed up with … [Read more...] about Meet America’s Best Employers For New Grads 2022