These lists can go on endlessly. Longer the list, the tougher the plan. Tougher the plan, the longer the time you need to accumulate the corpus. Longer the time needed, the more the sacrifices you need to make now. All this begs the question, what then is the real secret to financial independence? It is actually “contentment.” Contentment comes out of limiting your desires and living a minimalistic life (not necessarily that of a monk!). But think like a monk. This kind of thinking results in less baggage for you to manage through your life. Striking that balance between need and want is the prime determinant of your financial independence. It will eventually impact your work-life balance, which has surprising results on the need for premature retirement also! This is the spiritual angle to financial independence that in my view is as important as the financial angle. … [Read more...] about How much money do you really need to be financially independent?
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The maximum number of office-goers travel by local suburban trains or buses. Both are packed like sardines during peak-hour journeys towards office and back home. Travel in these conditions tires workers out, tells on their efficiency and impacts their overall well-being. This impacts the speed and quality of the decision-making process in government. Since the Mantralaya makes decisions for the entire state, the weaknesses of Mumbai cast an unfavourable shadow on the entire state. … [Read more...] about Seven reasons why Maharashtra should have a new capital
For the uninitiated, it all started when a video about weird comments was uploaded on the YouTube channel Slayy Point. The video captioned “BINOD. Who is Binod???” lists all the weird comments the content creators of the channel receive on their videos. And, one such comment that has received several likes was 'Binod' from a person with username Binod Tharu. … [Read more...] about Why is ‘Binod’ trending? Know all about Indian Twitter’s latest viral trend
“To be blunt, we need as many cars as possible off the road, or more green vehicles to reduce air pollution exposure,” Professor Prashant Kumar, director of GCARE at the University of Surrey, said in a statement. But green vehicles, cars with air-conditioning, or even the option to not rely on vehicle travel are a “distant dream” for many lower-income countries. It’s another example of the way inequalities and climate change are intertwined. … [Read more...] about How much air pollution you’re exposed to in traffic depends on if you use air-conditioning or not
As a VC, you don’t normally sell good companies early, because you forfeit the long-term upside potential. But now we’re going through the sales process with a few, where the CEO is on board. The companies are strong, some are profitable, and though we’ll miss the chance that one might turn into a home run, we believe it’s best to bank the returns now as a safety net for the fund. Instead of swinging for the fences, we’re going for more doubles or triples: maybe a 3X return now instead of hoping for 50X later. … [Read more...] about How my VC fund is helping our companies survive the pandemic