Kalamwaali Bai would have kamaalwaale options for a classic writing instrument today, given the number of Indian manufacturers making breathtaking fountain pens from materials such as bamboo and Edelharz Resin, and with evocative model names such as Black Cracked Ice and Koi Fish. But given the economic impact of COVID-19, she might choose a mid-range offering rather than a premium one. Dealers and manufacturers say that demand for expensive fountain pens (Rs 5000-plus) has gone down, but the entry-level and mid-range sales are strong. … [Read more...] about Mid-range sales up, high-end down: Effect of COVID-19 on the Indian fountain pen industry
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Segaran and Andersen envision a new model that is accessible, open, diverse and transparent. According to them, there are several fundamental problems with the existing system: ratings organizations take payments from companies they evaluate and thus have incentive to “bid up” ratings to compete for business; their methods are not open for public scrutiny; and they lack diversity of opinion. In short, credit rating agencies operate as a virtual oligopoly with little obligation to explain their methodology. … [Read more...] about FreeRisk: Crowdsourcing Credit Ratings?
Disclaimer: The views and investment tips expressed by investment experts on moneycontrol.com are their own, and not that of the website or its management. Moneycontrol.com advises users to check with certified experts before taking any investment decisions. … [Read more...] about NTPC share price gains after CLSA maintains buy rating
It’s getting easier to buy and sell. Specialized bitcoin trading apps have continued to improve in user friendliness, but it’s also now possible to trade the currency in more mainstream financial tools that many people already use. Square’s Cash App lets users buy and sell bitcoin, and PayPal followed suit in November, saying it will also let people pay with bitcoin at merchants and buy and sell through Venmo in 2021. Even your local bank may soon be able to help you (or your parents and grandparents) get into bitcoin. As The New York Times reports, the Office of the Comptroller of the Currency, a federal bank regulator, ruled in July that banks may hold cryptocurrency for clients. Big investors and companies are getting on board. While high-profile bulls like the Winklevoss twins have long backed the currency, big money investors like hedge fund kingpin Paul Tudor Jones and publicly traded companies like Square are publicly putting some of their assets into bitcoin, … [Read more...] about Bitcoin price hits record high: Here are 5 reasons why this rally may be different
In some organizations, a manager fighting for the people on their staff is an alien concept. But when the change-resistant and often nihilistic educational bureaucracy blocked Gruwell from helping her students, she went to battle for them. “When I went to get Catcher in the Rye for my students from the English department storeroom, the co-chair [of the department] took the book out of my hands and said, ‘Your students are too stupid to read it.’ I thought, ‘I’ll show you!’ I asked my dad for a cash advance on my Christmas present to buy every student a copy. They were shocked to get brand-new books.” Another time, when a field trip to Washington, D.C. that Gruwell had organized to meet the Secretary of Education was vetoed by the school’s principal, Gruwell vowed not to let her kids be denied the experience. And they weren’t. “I took the risk of going over [the principal’s] head to the superintendent of the entire school … [Read more...] about What A High School Teacher Who Turned Her Students Into Best-selling Authors Teaches Us About Innovation