FAQsHow do I know which Credit card is best for me?Different banks offer different Credit cards suited to different needs of customers. You need to check the features of the cards that you are eligible for. Visit the websites of the banks you are interest in and check the Credit cards available. Once you know the cards you are eligible for, you can compare their features and decide which one works the best for your needs.Which Credit card is best for a beginner?You must check for the eligibility criteria of each Credit card before you decide on one. Many banks offer classic Credit cards which work best for beginners. They have a low Credit limit and a lower rate of interest compared to other cards in the market. There are also rewards Credit cards and cashback Credit cards that could work for beginners.How can I get a premium Credit card?Premium Credit cards are issued to members who have a good Credit score and have not defaulted on Credits or loans. Premium cards are also … [Read more...] about Types of Credit Card available in India
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The answer probably lies in the fact that Apple began giving away free subscriptions to its Apple TV Plus service to anyone who bought an iPhone, iPad, Mac, or Apple TV from mid-September onwards. Given that Apple sells tens of millions of those devices a month, it’s no wonder Apple TV Plus has accumulated so many subscribers already. … [Read more...] about Apple TV Plus reportedly has more subscribers than Disney Plus
So, till now, you have invested Rs 72,000 annually in eligible deductions (using EPF and VPF/PPF). Now, you require another Rs 78,000 annually for fully utilizing the Section 80C limit of Rs 1.5 lakh. In addition, you also need Rs 18,000 per month towards equity. … [Read more...] about Tag tax-saving MF investments to specific goals
A Reuters report , which quoted unnamed government officials, said on Tuesday that the government is likely to cut spending by as much as Rs 2 lakh crore this fiscal on account of revenue shortfall. The idea, the report said, is to keep the fiscal deficit within ‘acceptable limits’. But cutting back spending will further hamper growth. At a time when the economy is showing signs of a serious slowdown, merely focusing on fiscal deficit targets will not be a good idea. … [Read more...] about With this fiscal’s estimated GDP growth set to be the lowest in 11 years, here’s a look at how it will impact the common man
The regulator should also take steps to significantly increase the limit of deposit insurance scheme, which is just Rs 1 lakh per depositor at present. In the event of a bank failure, this will prove to be severely inadequate. The insurance cover needs to be upped to give protection to all depositors.Get access to India's fastest growing financial subscriptions service Moneycontrol Pro for as little as Rs 599 for first year. Use the code "GETPRO". Moneycontrol Pro offers you all the information you need for wealth creation including actionable investment ideas, independent research and insights & analysis For more information, check out the Moneycontrol website or mobile app. … [Read more...] about Budget 2020: What lies in store for state-run banks ravaged by bad debt?