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Share to Twitter Share to Linkedin What do individual therapy retreats look like? originally appeared on Quora : the place to gain and share knowledge, empowering people to learn from others and better understand the world. Answer by Ron N. Gad, PhD, LMFT, Founder & CEO at Beverly Hills Therapy Group, on Quora : Therapy retreats allow for the client to indulge in a focused and streamlined fashion towards their personal and internal goals. Retreats and intensives can look very different based on the needs of the individual client through a catered approach designed by the therapists and clinicians. Many people seek out individual therapy retreats to isolate emotional experiences that have affected their quality of life. For instance, many individuals who are working through trauma, grief, loss, or depression may benefit from a weekend to separate themselves from their responsibilities outside of their mental health. … [Read more...] about What To Expect On An Individual Therapy Retreat

Share to Twitter Share to Linkedin President Biden’s fiscal year 2024 budget would revive 2021’s enhanced child tax credit (CTC) with some new twists that seek to make the credit work better for families. But in doing so, the plan would likely deliver extra benefits to some very well-off families. It could also increase complexity – pushing against a key argument for operating benefit programs through the tax system . First, the good stuff. The proposal would extend full refundability permanently, allowing even very low-income families to receive the full benefit of the CTC. Full refundability is critical to reducing child poverty , especially among Black and Hispanic children. Under current law, about 19 million children in low-income families fail to get the maximum credit because their parents don’t earn enough money. As in 2021, younger children would qualify for larger benefits than older children – an idea backed by research . This … [Read more...] about Biden’s Child Tax Proposal Would Help Many But Presents Administrative Challenges

Share to Twitter Share to Linkedin Many people remember the much-loved TV show The Love Boat , which ran for almost ten years starting in 1977. At that time, the Princess vessel the Pacific Princess had a starring role in the show, and the ship introduced millions of views to the concept of cruising. The show was credited, in part, with fueling the massive expansion in the cruise industry into what is today a multibillion-dollar business. According to CLIA, the world’s largest cruise industry trade association, in 2019 (before the global pandemic hit) the global cruise industry totaled nearly 30 million passengers, creating jobs for 1.8 million people around the world and contributing over $154 billion to the global economy. With this growth came increased awareness that cruising can be an affordable, fun and relatively easy way to travel the world. For many people, Americans specifically, who spent their vacations in their home country, the opportunity to … [Read more...] about From Love Boat To Family Boat

Share to Twitter Share to Linkedin By Rachel Leland, Next Avenue As aging World War II veteran Johnnie Ray Toland started showing signs of Alzheimer's, his family began searching for an assisted living home to care for him. Staff members at one home introduced the family to Tammi Palasini. Palasini, who would later be sentenced to 20 years behind bars for various crimes, including fraud, convinced the Toland family to give her control of $340,000 of their funds. Aid and Assistance Scam In what is known as an "aid and assistance scam," Palasini falsely promised the Toland family that she would help diversify their father's assets to get beneath the threshold to qualify for VA benefits and earn a return on their investment. It wasn't until after Toland's death three years later that the family learned Palasini was a scam artist who had victimized them and their father. On the same day as Toland's funeral, a postal inspector contacted … [Read more...] about How Older Veterans Can Protect Themselves From Scam Artists

Share to Twitter Share to Linkedin By Laurence J. Kotlikoff, Next Avenue Social Security's Earnings Test tops my list for our government's most senseless and personally financially destructive policy. The Earnings Test is a massive tax that isn't. It's a tax that's levied and then secretly returned making no money on balance for the government (as measured on an actuarial present value basis). Its sole purpose is to con Social Security beneficiaries below age 67 into thinking that earning money beyond a di minimis amount will come at a huge loss in current net income as well as lifetime benefits. Here's how Social Security describes the Earnings Test. This text appeared in a letter I received in December, 2022. The letter, which announced the system's 2023 COLA (Cost-of-Living Adjustment) was, I presume, sent to each of Social Security's 70 million beneficiaries: Working and Getting Social Security at the Same Time You can work and … [Read more...] about The Social Security Earnings Test Should Be Eliminated

Share to Twitter Share to Linkedin Montage Palmetto Bluff, the premier luxury resort in America’s southeast, is located in Bluffton, South Carolina. The property is situated on 20,000 acres of pristine Lowcountry land, making it one of the largest resort developments on the East Coast. Montage Palmetto Bluff is renowned for its natural beauty, rich history, and world-class amenities, and most recently, wellness and lifestyle programming that celebrates local artisans, chefs, and tastemakers. Montage Palmetto Bluff was originally the site of a wealthy rice plantation in the early 1800s. The property was later acquired by Union Camp Corporation in the mid-20th century, and it was used as a hunting and fishing retreat for the company's executives. In the early 2000s, the property was purchased by Crescent Communities, who developed it into a luxury resort. Montage Palmetto Bluff features 200 guest rooms and suites, each designed to reflect the natural … [Read more...] about Montage Palmetto Bluff Celebrates Local Talent With New Wellness And Lifestyle Programs