Sovereign gold bonds (SGB): SGB is issued by the RBI in tranches through scheduled commercial banks, recognised stock exchanges, designated post offices, etc. The minimum and maximum investment allowed to each individual investor per financial year is 1 gram and 4 kg, respectively. In addition to the potential of capital appreciation, SGB investors also benefit in the form of interest of 2.50 per cent annually payable in half yearly rests. While the interest income is taxable as per the tax slab of the investor, any capital gains resulting from the redemption of SGB is tax-exempt. Indexation benefits are applicable on long term capital gains arising out of transfer of bonds to other individuals. Another major advantage of SGB is the ability to use it as a collateral for availing bank loans. … [Read more...] about What’s the best way to invest in gold now?
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Cognitive biases often lead to committing mistakes, jeopardising your goals in the process. These biases are a result of your inherent beliefs and thoughts that provide you with a false sense of comfort. Confirmation bias, herd mentality bias, and recency bias are some of the common biases affecting investors, across age groups. … [Read more...] about Roadblocks to financial independence and ways to overcome them
Another area where the Motorola Razr 5G really does a good job is in the utility of the external display. Unlike the Galaxy Z Flip’s external screen which can only be used as a notification panel, the Razr’s external display offers more functionality and can be used to execute certain tasks without you having to flip open the device. … [Read more...] about Motorola Razr 5G vs Samsung Galaxy Z Flip 5G: How do the best 2020 flip smartphones compare?
Sound familiar? When the swirling misinformation has gotten out of control, ask everyone to put all of the rumors and questions they have into a doc and hold a myth-busting session. Before the meeting, ask the people who are deciding the scope or who can provide context to answer the questions—then, in the meeting, you have the opportunity to set the record straight once and for all and create a clear source of truth and decision on areas of confusion. You can also use it to discuss any lingering questions or schedule follow-ups as needed. … [Read more...] about 7 simple ways to make meetings better (or not have them at all)
Funding employee resource groups (ERGs). Katie Dunlap, from YourCause, defines ERGs as “groups of employees with shared interests who come together to support each other and learn from one another. ERGs typically align around demographics or life circumstances. ERGs are often a place where professional and personal development, support, information sharing, community outreach, networking, recruiting, and shared experiences are found. These groups are a safe space for those who self-identify to find support, but they are also a place where allies of that group can show and find support as well.” We currently have two ERGs, Out at Zapier and Womxn of Zapier, and we’re working on adding more. … [Read more...] about How to change the way we view women’s worth at work