Shadows and light joni mitchell

Share to Twitter Share to Linkedin OBSERVATIONS FROM THE FINTECH SNARK TANK A few years ago, I wrote something about how large banks were doing interesting things about learning more about their customers. It prompted a response from a credit union CEO who told me, “Big banks don’t know—and will never know—their customers as well as credit unions know their members.” My response: “Dude, you don’t know Jack.” I quickly added, “...or Jim or Jenny or Jill or any of your other members whose names begin with the other 25 letters of the alphabet. You know your members’ names, the names of their children, where they go to school, etc. That’s all well and fine—but you don’t really know their financial lives because you have a very limited view.” And that was a few years ago. Since then, Americans’ financial lives have become more complex. The proliferation of fintech providers has expanded the number of providers that consumers have accounts with, … [Read more...] about Americans’ Shadow Financial Lives: Why Banks Don’t Know Jack (Or Jill)

In light of the upcoming launch of Skyroot Aerospace's Vikram-S rocket on November 18, Indian Space Research Organisation (ISRO) Chairman S Somanath praised the Indian space industry for creating a facilitating ecosystem. The launch of India's first privately manufactured rocket on November 18 will demonstrate that young people with a dream to build something big can do so in India, he said. The ISRO chief made the remarks at the Bengaluru Tech Summit, mentioning the upcoming Mission Prarambh rocket launch by Skyroot Aerospace from Satish Dhawan Space Centre in Sriharikota. Vikram-S is a sub-orbital mission — a trajectory that does not complete a complete Earth orbit. “We have created an ecosystem today for them (young people) to make their dreams happen, build rocket systems using the available industries in India and take the support of the Indian Space Research Organisation infrastructure that we have created today to make that launch happen,” he said. ISRO's chairman said … [Read more...] about Skyroot’s rocket launch will demonstrate young people can dream big, says ISRO Chairman

Representative image In a relief for Flipkart, the company received an interim stay from the Karnataka High Court in a demand exceeding Rs 1,100 crore from the Commissioner of Income Tax - Appeals (CIT(A)) on January 31. The demand pertains to the assessment years 2016-17 and 2018-19, and Flipkart had been directed to deposit the same within four days. The company had filed writ petitions against the demand notices issued by the CIT(A), after upholding addition on account of capitalising discount as marketing intangibles and disallowing ESOP cross charges amounting to about Rs 4,500 crore and Rs 180 crore respectively for the two assessment years. Flipkart contended that the issue of capitalisation of marketing intangibles was decided in its favour by Income Tax Appellate Tribunal (ITAT) for 2015-16, and the allowability of ESOP cross charges is covered by rulings in the Madras and Delhi High Courts. The e-commerce major’s primary grievance was that reasonable time was … [Read more...] about Flipkart gets interim stay from Karnataka HC in Rs 1,100 crore tax demand case

The companies said they have made some recommendations for the ministry's consideration through specialized gaming industry bodies. (Representative image) Four of India's largest real-money gaming startups - Dream Sports, Mobile Premier League (MPL), Games24x7 and Zupee - have written a letter to Ministry of Electronics and Information Technology (MeitY), expressing their disagreement with the recent statements of the industry association Internet and Mobile Association of India (IAMAI) on the country's draft gaming rules, people familiar with the matter told Moneycontrol. These companies are part of the IAMAI's Gaming Committee. However, they allege in the letter that the industry body's recent statement on the country's draft gaming rules were "made without consulting us or providing us any information and we have raised a strong objection with IAMAI regarding the same". Moneycontrol has viewed a copy of the letter. On February 2, IAMAI had stated that the government's … [Read more...] about Draft gaming rules: Dream Sports, MPL, Games24x7, others write to MeitY against IAMAI’s view

Share to Twitter Share to Linkedin Mechanical computer keyboards have boomed in popularity over the past couple of years, eating away at the market for the cheap and spongey membrane-style keyboards that are bundled with many desktop computers. The boom in mechanical keyboards is due to their popularity with people who type all day and want a more enjoyable experience. Many of us working from home and using our laptops don’t enjoy typing long documents on most laptops' uncomfortable and short-travel keyboards. What started as a niche product used chiefly by gaming enthusiasts has become a preferred choice for many people, especially those working from home where the louder key sounds won’t bother colleagues in a busy office. The sound is produced by the physical switches used in mechanical keyboards. These switches create more tactile feedback and some keyboards can even have their switches swapped out for a different type that offers even more of a click or … [Read more...] about The Wombat Pine Professional Keyboard Is A Full-Size Mechanical Model With Great Typing Action

Share to Twitter Share to Linkedin Though TikTok may be receiving a lot of press as of late, steadfast platforms like Instagram still reign supreme, with around 4.25 billion visits per month and 1.39 billion daily global active users alone. This means marketers and social media managers should always be thinking of ways to engage their followers and create meaningful content that will garner attention. But for new businesses especially, gaining traction on social media can be an uphill battle. To help, the members of Young Entrepreneur Council recommend eight tips for increasing engagement on your business’s Instagram and explain why these tactics are so effective no matter how large your following. 1. Define Your Brand Voice And Audience Define your brand voice and target audience before curating your content. Such a proactive approach will allow you to optimize budget usage for social media. Do you want to appeal to college students who are looking … [Read more...] about Eight Tips For Increasing Engagement With Your Business’s Instagram

Share to Twitter Share to Linkedin OBSERVATIONS FROM THE FINTECH SNARK TANK This year’s steady stream of staff layoffs by technology companies began in the summer of 2022 when fintechs started cutting staff as valuations fell. In an article titled In Fintech, 2022 Is Becoming The Year Of The Layoffs , Jeff Kauflin wrote: “Rising interest rates, worries of an impending recession and an abrupt slowdown in venture investment has caused fintech founders to aggressively reduce expenses. Every corner of the fintech industry is feeling the squeeze.” In the early part of 2023, the layoff parade has continued and spread to BigTech and established fintech companies. PayPal, for example, announced it would reduce its workforce by about 7%, roughly 2,000 jobs. That comes on the heels of news from Google that it plans to terminate 12,000 jobs and from Microsoft who will slash 10,000 positions. A comment from PayPal CEO Dan Schulman could have come … [Read more...] about The Hypocrisy Of Layoffs At Google, Microsoft, And PayPal

Share to Twitter Share to Linkedin If you’re keen to see comet C/2022 E3 (ZTF) one more time then this weekend brings a treat when the green guest from the outer solar system appears to pay a visit to the red planet. Mars has been gradually dimming since its super-bright opposition in early December 2022, but it will still be plenty bright enough to easily find in the night sky on Friday, February 10 and Saturday, February 11, 2023 as comet C/2022 E3 (ZTF) appears to whizz past. The comet is right on the cusp of naked-eye visibility, so you’re either going to need very dark skies and excellent vision or binoculars/a small telescope to see it. Here are some sky-charts to help you see comet C/2022 E3 (ZTF) and Mars as well as some of the other delights of the night sky nearby—the sparkling open star clusters called the Hyades and the Pleiades as well as the bright reddish star Aldebaran: Where to see comet C/2022 E3 (ZTF) close to Mars If it’s … [Read more...] about Comet Tracker: Where And When To See The ‘Green Comet’ Whizz Past Red Mars This Weekend

Share to Twitter Share to Linkedin Updated Wed., April 15, 2020 In late March, the federal government passed the CARES Act in response to the coronavirus crisis. As part of this new legislation, individual workers, independent contractors, gig workers, and freelancers are immediately entitled to receive a onetime $1,200 payment ($2,400 for married couples) from the IRS, plus an additional $500 per dependent 16 years or younger. In order to qualify for the full amount, you have to have earned $75,000 or less in the prior year ($150,000 or less if married). Above those income levels, the stimulus payment decreases until it stops altogether for single people earning $99,000 or married couples who have no children and earn $198,000. If you haven’t prepared your 2019 tax return, you can use your 2018 return to see if you meet the required income level. How can you make sure you get this stimulus payment quickly if you do qualify? The key is for the IRS … [Read more...] about How To Get Your $1,200 Stimulus Payment Direct Deposited To Your Bank Account