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Share to Twitter Share to Linkedin With all the uncertainty in the world, why not plan for success? Financial planning is not a “one-size-fits-all” approach. True financial planning should consider every aspect of your past, present, and future. If done properly, it will help guide you down the best path to achieve the goals that you envision. A comprehensive financial plan can be the rock to anchor your goals in rough waters. The rough waters of market volatility have happened before, are happening now and will happen again. Considering this, financial plans allow people to see the impact of market volatility on their long-term goals, re-evaluate their asset allocation and liquidity needs, then form a plan of action on how to proceed in order to better the outcome of success for their goals. “Most people don’t plan to fail they fail to plan” – John J. Beckley Financial planning should be customized . This personalization helps guide everyone to … [Read more...] about How A Personal Financial Plan Can Set You Up For Success

Reuters filepix for illustration purpose only - A + A KUALA NERUS (June 29): The Ministry of Health (MOH) received a total of 528 complaints on illegal dental practitioners throughout the country from 2017 to 2021. MOH senior director (Dental Health) Dr Noormi Othman said of these complaints, 377 or 71.4% involved fake braces; 58 (11%) on dental veneers (crowns) and 93 (19.6%) on dentures, tooth extraction and teeth whitening. "The number of complaints rose between 2017 and 2019 but decreased during the 2020-2021 period. The drop might be due to increasing public awareness of bogus dentists or enforcement of the Movement Control Order (PKP) which restricted their activities. "However, we are concerned that the transition to the endemic phase will see their activities rising again," she told reporters, adding that Kuala Lumpur and Selangor recorded the highest number of complaints. Earlier, Dr Noormi launched the "Say No To Fake Dentist!" 2022 campaign, … [Read more...] about MOH receives 528 complaints on bogus dental practitioners

- A + A KUALA LUMPUR (June 29): The retail prices of RON97 and RON95 petrol and diesel will remain unchanged for the week from Thursday (June 30) until July 6, the Finance Ministry said on Wednesday (June 29). In a statement, it said based on the Automatic Pricing Mechanism formula, RON97 and RON95 will remain at RM4.84 per litre and RM2.05 per litre respectively, while diesel at RM2.15 per litre. "To protect consumers from the effects of the actual rise in oil prices on the global market, the government has maintained the retail prices of RON95 petrol and diesel, although the real market prices for these two products have exceeded the set ceiling prices,” the statement said. It said the government would continue to monitor the effects of changes in world crude oil prices and take the necessary measures to continue to protect the welfare and well-being of the people. … [Read more...] about RON97, RON95 and diesel prices unchanged from June 30 to July 6

Tan Sri Mohamed Apandi Ali (The Edge filepix) - A + A KUALA LUMPUR (June 29): Any objection to Tan Sri Mohamed Apandi Ali’s appointment as chairman of the special task force to review laws relating to the sovereignty over Pulau Batu Puteh (Pedra Branca), Middle Rocks and South Ledge should have been raised and brought to government’s attention earlier. Minister in the Prime Minister’s Department (Parliament and Law) Datuk Seri Dr Wan Junaidi Tuanku Jaafar stressed that no issues had arisen regarding the Cabinet’s decision on Oct 29, 2021 to appoint Mohamed Apandi as chairman, as due consideration had been given to the decision to set up the task force. He said this in response to former Prime Minister Tun Dr Mahathir Mohamad’s decision not to continue with the witness interview session with the task force’s Sub-Committee on Tort of Misfeasance at the Attorney-General’s Chambers (AGC) here on Tuesday (June 28). It was reported that the former prime minister … [Read more...] about Batu Puteh inquiry: Objection to Mohamed Apandi’s appointment should be made earlier, says Wan Junaidi

Three Arrows said to face BVI order to liquidate: Sky News - A + A (June 29): Troubled crypto hedge fund Three Arrows Capital was ordered into liquidation by a court in the British Virgin Islands, according to a person familiar with the matter. The court, which made the order on Monday, has appointed two partners at consulting and advisory firm Teneo, to handle Three Arrows’s liquidation, said the person, who declined to be identified because the information is confidential. A web site will be set up to collect information from creditors on debts owed by the fund. After that, Teneo will oversee the distribution process, including talks with potential buyers that may be interested in Three Arrows’s remaining holdings, such as tokens or equity stakes in crypto startups, the person added. Three Arrows’s forced wind-down is one of a series of pain points that have rippled through the battered crypto sector, including the implosion of the TerraUSD stablecoin and … [Read more...] about Crypto hedge fund Three Arrows gets liquidation order

- A + A KUALA LUMPUR (June 29): Stakes in Digital Nasional Bhd — the special-purpose vehicle set up to roll out the 5G network nationwide — may have been taken up by telco players at the eleventh hour, ahead of Thursday’s (June 30) deadline for them to finalise their decision. According to a report by Singapore’s Straits Times ( ST ), industry sources claim that a non-binding term sheet had been agreed upon by six telcos ahead of the deadline, along with a shareholders agreement to take up a stake in DNB, which is expected to be signed early next month. "We are just doing due diligence, which should be completed within a fortnight," sources told the ST on condition of anonymity due to non-disclosure agreements signed when negotiations began earlier this month. Other sources told the daily that out of nine telcos, only six, including Celcom Axiata Bhd, Digi.com Bhd, Maxis Bhd and U Mobile Sdn Bhd, or collectively known as (CDMU), will take up equal shares in … [Read more...] about Telcos grab DNB stake ahead of 5G rollout deal in July

- A + A (June 29): The market for nonfungible tokens -- such as artwork of bored apes and pudgy penguins -- has been spiraling downward after sales sank sharply and the prices of popular NFTs plummeted over the last few weeks. The crypto niche is on course to record its first month with under US$1 billion in sales since June 2021, according to data tracker DappRadar. On the world’s biggest NFT marketplace, OpenSea, sales volume has fallen 75% since May, and looks set to scrape the lowest levels since July 2021, Dune data shows. The prices of top-selling NFTs have also slipped. Some Otherdeed NFTs, which were in such high demand at their May launch that they clogged up the Ethereum network, have seen their price floors fall by about 30% in the last 30 days, while the price floor on Bored Ape Yacht Club’s (BAYC’s) blue-chip NFT collection has also fallen nearly 33% in the same time, data from NFT Price Floor shows. Meanwhile, the JPG NFT Index, which tracks a handful … [Read more...] about NFTs have ‘fallen off the cliff’ as sales sink to lowest levels in a year

Datuk Seri Najib Razak (Photo by Zahid Izzani/The Edge filepix) - A + A KUALA LUMPUR (June 29): The prosecution in the SRC International Sdn Bhd appeal contended that trial judge Datuk Mohd Nazlan Mohd Ghazali's previous roles in Maybank did not pose a conflict of interest in the trial in the High Court. In opposing the bid by Datuk Seri Najib Razak to adduce fresh evidence in the appeal, deputy public prosecutor (DPP) Mohd Ashrof Adrin Kamarul said Justice Nazlan's involvement in Maybank Group was known in the public domain. As such, Najib, as chairman of the board of advisors of 1MDB, ought to have known about his former engagement with the bank but did not object Nazlan presiding the trial then, Mohd Ashrof said in his affidavit in reply sighted by theedgemarkets.com . In the affidavit, Mohd Ashrof cited numerous news articles in 2018 which reported Justice Nazlan's position at Maybank. He noted that the news articles were in the public domain, even … [Read more...] about Nazlan’s Maybank role known to Najib, irrelevant to SRC trial, says DPP

Daria Mattingly is a Ukrainian historian specializing in the Holodomor. She holds a PhD from Cambridge University, where she teaches Soviet and Russian history, and is on the selection committee of the Danyliw Research Seminar on Contemporary Ukraine, University of Ottawa. The views expressed in this commentary are her own. View more opinio n on CNN. (CNN) Growing up in Ukraine, one learns not to leave breadcrumbs on the table. My generation of Millennials was taught this pious reverence to bread by our grandparents who survived the 1932-1933 famine in Ukraine -- known as the Holodomor. Daria Mattingly Many a time I heard the story of how a soup with wild sorrel saved my grandmother and her siblings while the grain collected from her village was left to rot at the train station. That wheat could have saved so many lives, but "the state" did not allow it. My grandmother could not stand the sight of sorrel for the rest of her life, and always kept her … [Read more...] about Opinion: All Ukrainian children know to ‘never leave breadcrumbs on the table’

What matters more: a company’s profit margins or its purpose? For a growing share of workers, the answer is obvious. In a competitive labor market, candidates look for a fair and inviting workplace. But more than that, many employees want their work to make a difference. Their purposeful career choices leverage corporate resources to help create a better, more equitable world. advertisement advertisement The good news is, many companies have made the same decision. Environmental, social, and governance (ESG) principles have emerged as an urgent reflection of corporate purpose. Shareholders increasingly view business prospects as tied to corporate social responsibility. As a result, leading firms have made a full commitment to pursuing ESG factors. And new hires should expect nothing less from potential employers. To advance your career and realize your potential in a purpose-driven world, you can’t afford to ignore three ESG trends. Understand … [Read more...] about Why your career growth depends on working for a company committed to ESG