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Regardless of whether you believe that cryptocurrencies will play a role in the future of finance, the recent collapse in price for some crypto assets offers important lessons for investors. This is particularly true for younger investors who, according to media reports, may have borne the brunt of these losses. Diversify. You’ve likely heard this time and time again, but the foundation of any prudent investment portfolio is proper risk management. One aspect of risk management is diversification. Another element of risk management is proper sizing of positions – don’t put a material percentage of your investable assets in any one investment. While some crypto assets may have become worthless, if you had capped the size of the investment and were properly diversified, the collapse of one holding shouldn’t create a big challenge. For instance, if you had 1% of your assets in a crypto lending platform that evaporated, it would be disappointing but should not be life-altering. With … [Read more...] about Road to Retirement: Crypto crash offers lessons for investors

- A + A PASIR SALAK (July 3): The government will look into ways and means to address the rising prices of goods and will not let the people to suffer, said Prime Minister Datuk Seri Ismail Sabri Yaakob. “(Under) The previous government, the people struggled, but we (the current government) are looking for ways so that the people are not burdened. Never in history, do we give subsidy so that prices do not rise. “The government provides subsidy of RM77.7 billion, namely for chicken, fuel, electricity, eggs, cooking oil and water. We take short, medium and long term actions to ensure the people are not burdened with the increase," he said when closing the Perak Jelajah Aspirasi Keluarga Malaysia or Malaysian Family Aspiration (AKM) Tour at at the Datuk Sagor Circuit, Kampung Gajah here. According to Finance Minister Tengku Zafrul Abdul Aziz, the government’s projected expenditure of RM77.3 billion for consumption subsidies in 2022 so far is the highest subsidy in … [Read more...] about Govt looking into ways to address rising prices of goods, will not let people suffer, says PM

- A + A IPOH (July 3): The Malaysian United Democratic Alliance (MUDA) is eyeing the opportunity to contest the parliamentary and state seats in Perak in the 15th General Election (GE15). Perak MUDA chairman Mutalib Uthman said his party was targeting parliamentary and state seats that could be won, but declined to reveal the number of seats that the party would contest. “MUDA wants to contest (GE15) and the target is to win, not just to kill time,” he told reporters while attending the Perak MUDA Mobile Campaign programme at Memory Lane Ipoh here on Sunday (July 3). Meanwhile, Mutalib said his party is now actively implementing the campaign in all 24 parliamentary constituencies in the state within a month, starting Sunday. He said the campaign will be implemented face-to-face in public areas such as farmers' markets, recreational areas, as well as door-to-door approaches and online. … [Read more...] about GE15: MUDA eyeing opportunity to contest in Perak

(The Edge filepix by Zahid Izzani) - A + A KOTA BHARU (July 3): The government views seriously the problem of leakage in the supply of subsidised cooking oil, which is said to be due to, among others, it being smuggled to the neighbouring countries, said Minister in the Prime Minister's Department (Economy) Datuk Seri Mustapa Mohamed. He said his office took a serious view of the matter with the shortage of the supply in the country. “We held discussions with various parties to obtain clearer information on the issue, including with the Ministry of Domestic Trade and Consumer Affairs (MDTCA). "We want to know how serious this matter is because the government provides subsidy for the locals to enjoy, but it is enjoyed by foreigners... this should not happen," he said when met after surveying the prices of daily necessities and goods at the Tunjong Rural Transformation Centre (RTC) here on Sunday (July 3). Mustapa, who is also a member of the special … [Read more...] about Govt to probe, take action over shortage of subsidised oil due to smuggling, says Mustapa

- A + A SABAK BERNAM (July 3): UMNO will identify the Barisan Nasional (BN) “heavyweight” candidates, including those in the cabinet, to contest in Selangor in the 15th General Election (GE15), said its president Datuk Seri Ahmad Zahid Hamidi. He said fielding the “heavyweights” would be one of the party strategies for GE15 in Selangor. “We are confident that it is a right criteria. We will identify the candidates,” he said after attending a gathering with youths, Santai Mesra NGO Anak Muda Geng 18, here Sunday (July 3). Earlier, Selangor UMNO Liaison Committee chairman Tan Sri Noh Omar said he welcomed heavyweight candidates or those in the cabinet to contest for parliamentary seats in Selangor and named Finance Minister Tengku Zafrul Tengku Abdul Aziz as one of them. Noh described Tengku Zafrul as one of the young figures who had the potential to be highlighted and made an icon in the state. There has been talks that Tengku Zafrul would contest for the Kuala … [Read more...] about GE15: UMNO to identify ‘heavyweight’ candidates for Selangor

- A + A MAKKAH (July 3): "Malaysian Haj pilgrims are indeed lucky ... hats off to Lembaga Tabung Haji (TH)", said Minister in the Prime Minister's Department (Religious Affairs) Senator Datuk Idris Ahmad. This comes following the excellent service by the agency since the Haj season began, not to mention the special treatment given by the Saudi Arabian government compared to other countries. He said, the commitment by TH is seen not only when the congregation are in the Holy Land but way before their departure, and TH's commitment in caring for dhuyufurrahman (guests of Allah) should be appreciated by all parties. “In a critical situation, TH staff still delivers, although we get the decision that the pilgrims can come to Makkah quite late. TH officers have actually been camping in their offices back home for a long time. The comfort and welfare of the pilgrims is also the main target of TH to facilitate and ease the affairs of the pilgrims towards a mabrur … [Read more...] about Hats off to TH for excellent service, says Idris

Alexander Kjerulf mused: "Most people chase success at work, thinking that will make them happy. The truth is that happiness at work will make you successful." The two most prominent parts of anyone’s existence are their career and family. In order to claim success on life's path, these areas require time, attention, and a significant level of passion. Assuming there is an ideal path to travel, a professional would be able to start building a career young when personal obligation is less complicated. At the start of my ascent, I was able to keep laser-focused professionally without having to be concerned that the family dynamic would suffer. Balance is a myth The most important lesson I discovered, as both my business and family grew, is that the elusive balance everyone seems chase is merely an illusion. Happiness will never be achieved if these two vitally important aspects of life are basically like boxers on either side of the ring battling to claim the title. … [Read more...] about How to Be an Accomplished CEO with a Happy Family

Innovation is critical for a company's growth and survival, especially as technology makes it easier to run and operate a competitive business; but achieving innovation requires making it a consistent priority. Of course, there can be external factors-poor timing, a lack of resources, other more pressing priorities-but for the most part, what keeps us from attempting innovation every day comes from within. Biases, resistance to change, and ego can undermine efforts to innovate, but by recognizing these roadblocks and how they affect us, we can overcome them. Some of our biases keep us from innovative thought and problem-solving. Innovation can come from reimagining a new purpose for an old product or design, but someone's functional fixedness bias might prevent them from recognizing an object's multiple functions. An information technology (IT) team attempting to improve a client application might only focus on addressing technical issues or improving the user … [Read more...] about Don’t Let These Roadblocks to Innovation Stop You

Share to Twitter Share to Linkedin It’s cool to drink rose all summer long and yes, even into fall. But you’ll be doing your patriotic duty to sample these easy-breezy sips for celebrating July 4. Adega Vinho Estate Rose of Mourvèdre 2021, “Bilger Family Vineyards,” Texas. The Lone Star State has come into its own producing roses, many of which make terrific late-summer-into-fall partners. This is one of them: a deeper, spicier style of rose. Barrel fermented fives it some depth (get out a steak for this one). Only 150 cases produced; order direct from winery. Barnard Griffin Rose of Sangiovese, 2021, Columbia Valley, Washington. A darker-hued rose that was a hit at our tasting panel, garnet colored, very dry, white flowers and fresh strawberry on the nose. Tart tinge lends interest. Buckel Family Wine 2021, Colorado. A tropical expression of rose from Colorado’s far western wine region. Guava and strawberry are joined by cranberry and the … [Read more...] about All American Roses: The Hotter Than Heck Edition!

Share to Twitter Share to Linkedin Most Americans have too many clothing options in their closets — including many fast fashion pieces they no longer actually wear. This can add to confusion and frustration when it’s time to pick an outfit each day. Accordingly, many consumers are instead embracing a minimalist wardrobe by cutting out the fast fashion and keeping 15-20 pieces that are timeless, sustainably-made, and versatile. By having fewer items to choose between and prioritizing high-quality pieces, getting ready each day becomes easier. And, for many transitioning to a more minimalist wardrobe, buying items that are sustainably made is also a high priority. The following are some of the best sustainable summer staples that would make great additions to any wardrobe — minimalist or otherwise. The Coastal Daily Short and Tank by Pact, $58 and $54 The Coastal Daily Short and Tank by Pact come in six color options that are great for mixing and matching. … [Read more...] about These Sustainable Summer Staples Are Perfect For A Minimalist Wardrobe