“Christmas comes but once a year and when it does it’s rather dear.” This is quite a nice way to sum up the festive season. But Christmas is also a great time to catch up with the people you love most. And when cash is in short supply to make the most of the season, an increasing number of Australians are avoiding the good ol’ credit card with all its trappings of confusing fees and high interest rates. We see numbers of applications for our online personal loans increase most during the festive season. Below are the most common reasons given for taking out one of our loans over Christmas. 1. Debt consolidation It can be tempting to be silly in the silly season (who would’ve guessed!), and the result can be overwhelming. But consolidating your debt into one easy payment can take the stress out of the whole situation. Over 60 per cent of our loans go to Aussies who want to consolidate their multiple debts into one cheaper and simpler personal loan. And … [Read more...] about The top 5 reasons people borrow money over Christmas
Saving money quotes
PUBLISHED: 11:31 30 November 2018 | UPDATED: 11:31 30 November 2018 Peter Sharkey A worryingly large number of adults have what we know better as a live for today attitude, says Peter Sharkey. Picture: Getty Images Graham Oliver Living for today doesn’t pay the bills, says Peter Sharkey – but you can make your money work for you. News this week that over the past 12 months individuals have saved, on average, just £8 a month, or £96 a year, served to confirm that as a nation, we’ve experienced the worst national savings rate this century. Not since 1999 have we saved less per head; even during the depths of the financial crisis, we were squirrelling away £166 a year. Even that isn’t much though, is it? According to the Money Advice Service, four in 10 UK adults have less than £500 in savings to cover an unexpected bill, while almost three-quarters of working-age people have not set aside a savings … [Read more...] about Do you want to save more and work less?
Sections SEARCH Skip to content Skip to site index Health Log In Subscribe Log In Today’s Paper Health | When Hospitals Merge to Save Money, Patients Often Pay More Supported by ByReed Abelson Nov. 14, 2018 The nation’s hospitals have been merging at a rapid pace for a decade, forming powerful organizations that influence nearly every health care decision consumers make. The hospitals have argued that consolidation benefits consumers with cheaper prices from coordinated services and other savings. But an analysis conducted for The New York Times shows the opposite to be true in many cases. The mergers have essentially banished competition and raised prices for hospital admissions in most cases, according to an examination of 25 metropolitan areas with the highest rate of consolidation from 2010 through 2013, a peak period for mergers. The analysis showed that the price of an average hospital stay soared, … [Read more...] about When Hospitals Merge to Save Money, Patients Often Pay More
Sometimes, one decision can change everything. On Quora, more than 100 people responded to the question, “What is the single best financial move you have ever made in your life?” From becoming a minimalist, to never borrowing money, to buying a condo at exactly the right place and time, here are 13 of the best money decisions people ever made that changed their lives for the better. 1. He never borrowed any money. “To forgo the society of the ‘wealthy,’ forgo a comfortable income slavery and live simply… I have never borrowed money to buy anything. I only bought what I could pay for… By earning very little and living simply, I stayed below the poverty level and paid very little taxes… My home is small, located in an area with low economy so bills are low for energy and taxes also. Ate simply for much of my life, opting for water over unnecessary beverages, saving money and avoiding ensuing health consequences. Cooked for myself. Avoid … [Read more...] about 13 people share the single best money decision they ever made — and how it changed their lives forever
Lacie Glover, NerdWallet Published 12:00 pm PDT, Thursday, September 27, 2018 This article was first published on NerdWallet.com. You’ve probably heard the “bundle and save” line from insurance companies, promising big discounts if you get all of your policies from the same carrier. It’s often true that getting two or more policies from the same company will mean discounts — as much as 25% off a homeowners policy — depending on the insurer. Plus, bundling insurance policies is convenient because billing information and coverage details can be accessed from the same account for all policies. But that convenience makes it easy to forget about your insurance, and that’s a sure way to end up paying too much. LATEST BUSINESS VIDEOS Now Playing: Now Playing New Pill Promises to be the Ultimate Hangover Cure Media: Cheddar TV By 2019 You Could be Flying a Car to Work Media: Buzz 60 Hot jobs in New York Media: Fox5 … [Read more...] about Does Bundling Insurance Mean You’ll Save a Bundle? Not Always