On Tuesday, 28 commissioners and 17 countries around the world banded together to form the Global Commission on Adaptation. Their task for the next year will be to figure out the best ways to both fight and cope with the dramatic, disastrous effects of life on a hotter planet. The program is led by Bill Gates, Ban Ki-moon, and World Bank CEO Kristalina Georgieva. The commission also includes 25 other leaders from around the globe, including the mayors of Miami and Paris, as well as China’s environment minister. The 17 countries on board include big players in the world’s energy economy, like Canada, Mexico, China, India, Germany, and the UK . (The US is not on the list.) Scroll down for a full list of who’s involved. The bad news about our planet released last week from the Intergovernmental Panel on Climate Change (IPCC) suggests that time is running very short to get serious about the threat of disastrous floods, storms, fires, droughts, and extreme … [Read more...] about Bill Gates and Ban Ki-moon are recruiting mayors, heads of state, and finance pros around the world on a last-minute quest to save us from catastrophic heat, drought and flooding
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12 myths about buying plane tickets that are actually costing you money
From regional pricing to flight search engines, there are many variables that determine how much you pay for air travel. Here are 12 misconceptions about plane tickets ― and how you can actually save money when booking your next trip. MYTH: Tuesday is the cheapest day of the week to purchase tickets. Although it might not be true that Tuesday is the cheapest day to buy plane tickets, prices can be more affordable on certain weekdays. According to a 2017 report by Bloomberg that analysed data from the airfare forecasting company Hopper, the Tuesday rule only applies to 1.6% of domestic US flights, and only if you book right at midnight. Even if you complete the sale at 12 on the dot, you’re going to save just $US18 on average. Larger discounts do exist ― but they’re more common for international flights. 900 of the 3,500 global routes that Hopper examined offered an average discount of $US20 per ticket on Thursdays, with 600 routes shaving off $US30 on Mondays. … [Read more...] about 12 myths about buying plane tickets that are actually costing you money
Mobile money heats up in India as Google doubles down
By Newley Purnell The Wall Street Journal Tues., Aug. 28, 2018 NEW DELHI—Alphabet Inc.’s Google is raising its mobile-payments game in India with new functions and services as global players race to woo the nation’s legions of consumers who are skipping credit cards and transacting on smartphones instead. A day after Warren Buffett’s Berkshire Hathaway Inc. said it had invested in the parent company of India’s largest digital-payments firm, called Paytm, Google said it is expanding its mobile money service in the South Asian nation. It is partnering with several local banks to offer consumer loans from within its app in the coming weeks, aiming to assist users seeking cash to cover expenses such as school fees. Google is also expanding its tie-ups to more online merchants as well as to physical retail shops such as India’s ubiquitous mom and pop stores. Google’s app, which launched in September 2017, is the search … [Read more...] about Mobile money heats up in India as Google doubles down
12 small lifestyle habits you can adopt to save more money
If you’re constantly wondering where your money is going, consider how much your daily habits are costing you. Do you drop $10 to $15 on fast-casual lunches every day? Are you quick to buy something you don’t actually need? Do you make purchases to keep up with the same level of luxury your friends enjoy? These seemingly small habits, and many more, could be keeping you from saving hundreds, even thousands, of dollars a year. We turned to the Quora threads, “What habit has saved you the largest amount of money?” and “What are some lifestyle changes that save money?” to round up the best — and easiest — ways people save money every day. Quora user Jaap Weel writes: 'Remember that saving 5% on a $10,000 item is not at all like saving 5% on a $10 item. But in order to process decision problems at different scales, the brain tends to normalize things so the two cases appear similar. 'Ever since I studied behavioural economics, I started … [Read more...] about 12 small lifestyle habits you can adopt to save more money
Forget early retirement — people who saved enough money to travel for weeks or years say a ‘mini-retirement’ is just as rewarding
caption Instead of an early retirement, some people opt for a mini-retirement. (Pictured: Dinah Chutz) source Courtesy of Dinah Chutz Early retirement isn’t always feasible for some people. Instead of an early retirement or end-of-career retirement, they opt for a mini-retirement, a series of meaningful respites away from their job. Five people who have taken mini-retirements share why they did it, how they did it, and how they’re spending their time. Ultimately, they were able to save money by sticking to a budget, living a minimalist lifestyle, and picking up side hustles. For some people, early retirement just isn’t feasible. But neither is the rat race. That’s where a mini-retirement comes in. Coined by Tim Ferris in his book, “The 4-Hour Workweek,” a mini-retirement is a series of meaningful respites throughout your life in which you take … [Read more...] about Forget early retirement — people who saved enough money to travel for weeks or years say a ‘mini-retirement’ is just as rewarding