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By Newley Purnell The Wall Street Journal Tues., Aug. 28, 2018 NEW DELHI—Alphabet Inc.’s Google is raising its mobile-payments game in India with new functions and services as global players race to woo the nation’s legions of consumers who are skipping credit cards and transacting on smartphones instead. A day after Warren Buffett’s Berkshire Hathaway Inc. said it had invested in the parent company of India’s largest digital-payments firm, called Paytm, Google said it is expanding its mobile money service in the South Asian nation. It is partnering with several local banks to offer consumer loans from within its app in the coming weeks, aiming to assist users seeking cash to cover expenses such as school fees. Google is also expanding its tie-ups to more online merchants as well as to physical retail shops such as India’s ubiquitous mom and pop stores. Google’s app, which launched in September 2017, is the search … [Read more...] about Mobile money heats up in India as Google doubles down
Save money india
12 small lifestyle habits you can adopt to save more money
If you’re constantly wondering where your money is going, consider how much your daily habits are costing you. Do you drop $10 to $15 on fast-casual lunches every day? Are you quick to buy something you don’t actually need? Do you make purchases to keep up with the same level of luxury your friends enjoy? These seemingly small habits, and many more, could be keeping you from saving hundreds, even thousands, of dollars a year. We turned to the Quora threads, “What habit has saved you the largest amount of money?” and “What are some lifestyle changes that save money?” to round up the best — and easiest — ways people save money every day. Quora user Jaap Weel writes: 'Remember that saving 5% on a $10,000 item is not at all like saving 5% on a $10 item. But in order to process decision problems at different scales, the brain tends to normalize things so the two cases appear similar. 'Ever since I studied behavioural economics, I started … [Read more...] about 12 small lifestyle habits you can adopt to save more money
Forget early retirement — people who saved enough money to travel for weeks or years say a ‘mini-retirement’ is just as rewarding
caption Instead of an early retirement, some people opt for a mini-retirement. (Pictured: Dinah Chutz) source Courtesy of Dinah Chutz Early retirement isn’t always feasible for some people. Instead of an early retirement or end-of-career retirement, they opt for a mini-retirement, a series of meaningful respites away from their job. Five people who have taken mini-retirements share why they did it, how they did it, and how they’re spending their time. Ultimately, they were able to save money by sticking to a budget, living a minimalist lifestyle, and picking up side hustles. For some people, early retirement just isn’t feasible. But neither is the rat race. That’s where a mini-retirement comes in. Coined by Tim Ferris in his book, “The 4-Hour Workweek,” a mini-retirement is a series of meaningful respites throughout your life in which you take … [Read more...] about Forget early retirement — people who saved enough money to travel for weeks or years say a ‘mini-retirement’ is just as rewarding
Walmart to Invest in Flipkart Group, India’s Innovative eCommerce Company
BENTONVILLE, Ark. & BENGALURU, India--(BUSINESS WIRE)--May 9, 2018--Walmart Inc. (NYSE: WMT) announced it has signed definitive agreements to become the largest shareholder in Flipkart Group (“Flipkart”). The investment will help accelerate Flipkart's customer-focused mission to transform commerce in India through technology and underscores Walmart’s commitment to sustained job creation and investment in India, one of the largest and fastest-growing economies in the world.Subject to regulatory approval in India, Walmart will pay approximately $16 billion for an initial stake of approximately 77 percent in Flipkart, formally Flipkart Private Limited. The remainder of the business will be held by some of Flipkart’s existing shareholders, including Flipkart co-founder Binny Bansal, Tencent Holdings Limited, Tiger Global Management LLC and Microsoft Corp. While the immediate focus will be on serving customers and growing the business, Walmart supports … [Read more...] about Walmart to Invest in Flipkart Group, India’s Innovative eCommerce Company
4 Big Opportunities for Entrepreneurs to Help the U.S. Healthcare System Save Money
The immense amount of money spent on health care means lucrative opportunity for innovators. Obianuju Helen Okoye Published 7:00 pm, Tuesday, April 17, 2018 Photo: Utah778 | Getty Images Image 1of/1 CaptionClose Image 1 of 1 Photo: Utah778 | Getty Images 4 Big Opportunities for Entrepreneurs to Help the U.S. Healthcare System Save Money 1 / 1 Back to Gallery Let’s face it, at a staggering $3.3 trillion in 2016, healthcare expenses in the United States is expensive. Many healthcare systems are left cash strapped, throwing the burden onto patients, who end up facing really high costs. Luckily, there are better ways to save money, creating a win-win situation for all. 1. Balancing the drive for technology. Technology in healthcare is a double-edged sword. On one hand, it offers innovation. On the other … [Read more...] about 4 Big Opportunities for Entrepreneurs to Help the U.S. Healthcare System Save Money