This is an updated version of a story that previously ran on April 28th. When it comes to fraying nerves, this spring is really outperforming. Stocks are now in bear market territory. Interest rates -- and Covid cases -- are climbing. Inflation remains high. Geopolitical unrest continues. And all of it combined is sparking recession fears . No one's finances are immune. But there are ways to guard against losses and make the most of what you have. Lock in a new job now With ultra-low unemployment and plenty of openings , it's a job seeker's market right now. But if there's a recession, that could change quickly. So make hay while you can. Read More "If you are not working, or are looking for a better position, now would be a good time to take advantage of the very strong job market and lock in a position," said Florida-based certified financial planner Mari Adam. To help in your search, here are some resume dos and … [Read more...] about Plunging stocks, recession fears. Here’s how to protect your money
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As eMudhra IPO opens tomorrow, here are 10 things to know before subscribing
Trade Watchlist Portfolio Message Set Alert live bse live nse live Volume Todays L/H More × eMudhra , the largest licensed certified authority (CA) in the digital signature certificates market in India, will be launching its initial public offering (IPO) on May 20. Here are 10 key things to know before subscribing to the public issue: 1. IPO Dates The offer will open for subscription on May 20 (Friday) and close on May 24 (Tuesday). 2. Price Band Close The price band for the offer has been fixed at Rs 243 - 256 per share of face value Rs 5 each. 3. Offer Details The IPO, sized at Rs 413 crore, comprises fresh shares of Rs 161 crore and an offer for sale worth Rs 252 crore by shareholders and promoters. After the issue, the promoter shareholding will decline 18.16 percent to 61.03 percent. Of the total offer size, 50 percent will be reserved for … [Read more...] about As eMudhra IPO opens tomorrow, here are 10 things to know before subscribing
5 Credit Score Mistakes You Can Easily Avoid
Share to Twitter Share to Linkedin Maintaining your credit score requires careful money management and attention to detail. Even the smartest consumers make simple mistakes that can dramatically impact their credit scores. Here are five credit score blunders even savvy people make. Being aware of these may help you avoid an unnecessary decline in your credit score. Applying for Too Many Accounts No matter your credit rating, chances are you get bombarded by loan and credit card offers on a regular basis. Nearly every retail store seems to offer a "special discount" for signing up for their credit cards, on top of all the card offers you receive in the mail each month. In spite of these opportunities, be careful how often you apply for credit offers. Having too many inquiries on your report especially in a short amount of time can negatively impact your credit score. The issue here is not comparing loan offers or credit cards. For instance, if you … [Read more...] about 5 Credit Score Mistakes You Can Easily Avoid
Subscribe with Caution to eMudhra: Choice Equity Broking
Paradeep Phosphates Trade Watchlist Portfolio Message Set Alert live bse live nse live Volume Todays L/H More × Choice Equity Broking IPO report on eMudhra Digital signature certificate provider, eMudhra Ltd. (EML), is coming up with an IPO to raise around Rs. 413cr, which opens on 20th May and closes on 24th May 2022. The price band is Rs. 243 - 256 per share. The company on 5th May 2022, has executed a pre-IPO placement of 0.16cr shares at Rs. 243.2 for a total consideration of Rs. 39cr. Consequently, it has reduced the fresh issue size from Rs. 200cr (as indicated in the DRHP) to the current size of Rs. 161cr. The IPO is a combination of fresh issue and OFS portion. The company will not receive any proceeds from the OFS portion. Of the fresh issue net proceeds, Rs. 46.4cr to be used for setting-up data centers; Rs. 40.2cr will be utilized to fund the working capital; … [Read more...] about Subscribe with Caution to eMudhra: Choice Equity Broking
Subscribe for High Risk to eMudhra: Arihant Capital
Ethos Limited, IPO News Trade Watchlist Portfolio Message Set Alert live bse live nse live Volume Todays L/H More × Arihant Capital IPO report on eMudhra Incorporate in 2008, eMudhra Ltd (eMudhra) is a wholly owned subsidiary of 3i Infotech Ltd. eMudhra is the largest licensed Certifying Authority (“Certifying Authority” or “CA”) in India having a market share of 37.9% in the digital signature certificates (DSC) market space in FY21 which has grown from 36.5% in FY20. eMudhra has presence in the 3 segments: i) Digital Trust Services, ii) Digital Security Solutions and iii) Paperless Transformation Solutions. It is engaged in the business of providing digital trust services and enterprise solutions to individuals and organisations functioning in various industries. With more than 50 mn DSCs issued since inception, eMudhra caters to all kind of subscribers who use digital … [Read more...] about Subscribe for High Risk to eMudhra: Arihant Capital
Father’s Day Gift Guide: Best Meats And Seafood For Dad’s BBQ Grill
Share to Twitter Share to Linkedin If Dad is a backyard barbecue hero, he can never have too much meat and seafood to grill. From the gourmet grilling connoisseur to the lazy cook to the guy who loves grilling but burns everything, here is something perfect for every father who cooks with gas, fire or smoke, at many different price points. Having written extensively on food, grilling and smoking for more than 20 years, I have personally tried, enjoyed and can enthusiastically recommend every single one of these providers. Best All Around: I love Allen Brothers , the venerable Chicago butcher shop - since 1893 and the city’s stockyards days - that supplies many top steakhouses across the nation and has been doing mail order meat for a long time. While justifiably famous for their steaks, from thick T-bones to tomahawks, you cannot beat them for one stop shopping. I’m talking every kind of beef from world-class burger patties to whole tenderloins to bone-in … [Read more...] about Father’s Day Gift Guide: Best Meats And Seafood For Dad’s BBQ Grill
‘The Baby Boomer Dilemma’ Documentary Exposes America’s Failed Retirement Experiment
Share to Twitter Share to Linkedin At long last, a full-length documentary film focused upon the greatest financial challenge facing our aging Baby Boomer population today, as well as younger workers: How to fund a secure retirement that may span decades. For some, retirement may last longer than their working years. The Baby Boomer Dilemma, An Expose of American’s Retirement Experiment (PG rated) was released late last year and is currently playing in hundreds of US theaters. The producers of the film are also counting on financial advisers to host licensed free showings of the film in communities across the nation to Boomers for financial literacy purposes. Doug Orchard, the film’s director, recently told me, “I made this movie because I was deeply concerned my own father—a retired CalPERS participant also collecting Social Security—had no idea what’s coming and needed to be prepared. The truth of the matter is that the retirement benefits he and … [Read more...] about ‘The Baby Boomer Dilemma’ Documentary Exposes America’s Failed Retirement Experiment
Will Ukraine’s Army Invade Russia?
Share to Twitter Share to Linkedin With Ukrainian forces now on the Russian border, a momentous question has arisen. Will Ukrainian troops now invade Russia? Ukrainian boots on Russian ground might divert forces from the main Russian offensive to the south, embarrass the Russian government. and boost Ukrainian morale. It would also be sweet revenge in a conflict that has almost totally been waged on Ukrainian territory. However, advancing into Russia would more likely be an enormous blunder. It would dissipate Ukrainian military power, possibly provoke Moscow into using chemical or nuclear weapons, and support Russia’s claim that invading Ukraine was a “defensive” war. Perhaps most important, it would risk depriving Ukraine of support from Western nations reluctant to risk escalating the conflict into World War III. So far, there are no public indications that Ukraine is contemplating sending ground troops into Russia. Nonetheless, in a war where … [Read more...] about Will Ukraine’s Army Invade Russia?
These Are the Personality Traits of Self-Made Millionaires, According to a Big New Study
More than half of Americans tell pollsters that it's either very or somewhat important to them to become rich. How should these aspiring millionaires pursue this popular goal? There are of course many pathways to wealth (including that low-effort standby: inherit it), but there are nonetheless certain skills, like high-value tech and financial know-how, that seem to correlate with wealth. You might want to acquire those. Or you might study up on the personal habits of the very rich . But that leaves one big part of the puzzle missing. What about the personality it takes to get rich? Is there a particular constellation of inner traits that makes you more likely to end up wealthy? Lots of amateur investigators have combed through interviews and pestered business titans to try to figure this out, but thanks to a large new study recently published in Humanities and Social Sciences Communications , we now have a much more scientific answer to this question. How … [Read more...] about These Are the Personality Traits of Self-Made Millionaires, According to a Big New Study
Book Review: Dana Brown’s Entertaining and Insightful Memoir of Vanity Fair, ‘Dilettante.’
Share to Twitter Share to Linkedin Upon return from a family vacation three summers ago, economist Ike Brannon remarked at a subsequent lunch about an individual at the resort who was almost literally covered in tattoos. This was an expensive resort, and Brannon wondered how he and his family were sharing the same pool. To be clear, Brannon’s wonderment about the inked up vacationer wasn’t of the nose-upturned variety; rather he wanted to know what profession afforded so much individuality and disposable income. It turns out his poolmate was a chef. To younger readers, the mention of chef likely elicits a “so what?” response. For those born in the 1970s or earlier, the response is different. We remember . We remember when chef was a “dead end” job for, yes, people with tattoos. They were referred to as cooks then. It’s a long or short way of saying that the economic thinker in Brannon was celebrating a happy truth about prosperity: it elevates all manner of … [Read more...] about Book Review: Dana Brown’s Entertaining and Insightful Memoir of Vanity Fair, ‘Dilettante.’