V BhatiaZestMoney, an AI-driven EMI financing platform, has partnered with smartphone company, Xiaomi, to provide cash loans to Indian customers.The product, MiCredit, allows customers to avail instant credit straight into their bank accounts for amounts ranging from Rs 7,000 to Rs 1,00,000.Close Announcing the product’s launch, Lizzie Chapman, Co-founder and CEO at ZestMoney said that the company has been working with Xiaomi India for three years to enable affordability solutions across their platforms from EMI on Mi.com to point of sale finance in MiHome, e-commerce marketplaces like Flipkart for Mi products, and in-store at Mi Home stores. related news Grab launches Asia's first numberless card in Singapore Fintechs laud RBI’s move to introduce prepaid payment instrument “The launch of MiCredit marks a deepening of this relationship as ZestMoney makes its first move into cash loans. We are proud to partner with Xiaomi India in their endeavour to empower … [Read more...] about ZestMoney partners with Xiaomi to offer small ticket loans
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You’re in the home stretch. You have an offer on the table from a potential employer (or even your current employer) and you are at a three-way crossroads between accepting an offer, declining, or submitting a counteroffer. Anxiety builds, doubt may creep in, and palms get sweaty. “Just don’t blow it” comes to mind flashing like a giant neon sign. advertisement advertisement Breathe. Keep calm. Don’t panic. Negotiating a salary or compensation package is a stress you can manage. It’s like an intricate dance learned over time: take one step forward, two steps to the side, spin, then come together. Keep in mind, however, negotiations are no spin on the Dancing With the Stars ballroom floor—no extravagant or wild displays, no improv. Simply stick to the steps. To teach us the negotiation dance, we turned to Deepak Malhotra, the Eli Goldston Professor of Business Administration at Harvard Business School and the author of Negotiating the … [Read more...] about You received a salary counteroffer. Now what?
The balance of football power in Manchester has swung comprehensively to City from United on the field and the Premier League champions are now on the verge of toppling their neighbours in the financial stakes as well. Despite failing to hit the heights of their past two title-winning campaigns, City host United on December 7 already 11 points ahead of their local rivals just 15 games into the league season.The Red Devils sit sixth, eight points adrift of the Champions League places, and facing a huge fight to get back into that highly lucrative competition next season.As City try and win the Champions League for the first time, having already booked their place in the last 16 for a seventh consecutive season, United's finances are suffering as they play Europa League football for the second time in four years.Close United posted record revenues of 627 million pounds ($818 million) for last season as they reached the Champions League quarter-finals and finished sixth in the Premier … [Read more...] about EPL: Manchester City flex financial muscle to leave neighbours United lagging behind
Reports of a country-wide waiver of farm loans by the central government, on the lines of the Agricultural Debt Waiver and Debt Relief Scheme announced by the UPA-II government in 2008, have been doing the rounds.It’s hardly surprising, in view of the belief that it is widespread rural distress that unseated the BJP governments of Chhattisgarh, Madhya Pradesh, and Rajasthan. The perception that the promise of farm loan waivers helped the Congress win Madhya Pradesh and Chhattisgarh have added fuel to the speculation. That a farm loan waiver scheme by the Vasundhara Raje government couldn’t stave off defeat is of course airily brushed away.The Reserve Bank of India says total farm loan waivers amounted to 0.32% of the country’s GDP in 2017-18 and states have already budgeted for waivers to the extent of 0.2% of GDP this fiscal. Since 2014, we have seen agricultural debt relief announcements in Andhra Pradesh, Telangana, Tamil Nadu, Maharashtra, Uttar Pradesh, … [Read more...] about Quick Take | Farm loan waivers end up hurting the people they want to help
“There is truth in comedy.” advertisement advertisement Upright Citizens Brigade director of corporate learning and improv teacher Chelsea Clarke gathered Fast Company Innovation Festival attendees into a circle and began walking them all through a series of exercises and ice-breaker games with the intention of getting all involved to rethink how they communicate and collaborate in a work environment. And of course, nerves quickly gave way to hesitant chuckles which in turn gave way to full on laughter and before we knew it, we’d learned that Chelsea was named after the neighborhood she was raised in, “’90s rave” is a terrible idea for a party theme, and the words “subway” and “fog” can lead two people down a stream-of-consciousness path that landed, naturally, with both of them shouting “coma!” at the same time. It was fun, it was goofy, but the point was infinitely relevant for collaborative office … [Read more...] about The Magic Of “Yes, And…”: The Upright Citizens Brigade Will Change Your Office Culture