Rent vs buy which is better

Trade Watchlist Portfolio Message Set Alert live bse live nse live Volume Todays L/H More × Prabhudas Lilladher's research report on Tata Motors Tata Motors’ consolidated EBITDA margin at 14.6% (+210bps QoQ) surprised positively, led by cost controls. Though chip supply at JLR improved QoQ, there still remain certain constraints led by lockdowns in China. 1QFY23 is expected to witness pressure led by chip shortage, inflation burden and Range Rover changeover. However, over FY23 new products (Range Rover deliveries from 2QFY23), demand momentum (as lockdowns in China moderate) and price pass-ons (as commodity prices to remain elevated) will improve profitability, in our view. JLR’s order book stands at record 168k units (46k for New Range Rover). For standalone operations, Tata Motors has been able to gain market share across segments; PV market share at 12% vs 8% in FY21, CV at 45% … [Read more...] about Buy Tata Motors; target of Rs 600: Prabhudas Lilladher

Trade Watchlist Portfolio Message Set Alert live bse live nse live Volume Todays L/H More × Prabhudas Lilladher's research report on Larsen and Toubro Larsen & Toubro (LT) reported reasonable set of quarterly performance with consolidated revenue growth of 9.9% YoY and NWC to sales improving to 19.9% in FY22 vs 22.3% FY21, led by strong focus on collection. EBITDA margin declined 95bps YoY to 12.3%, impacted due to commodity inflation, delay in claims from customers and job mix. During the quarter, government of Telangana approved soft loan of Rs30bn towards Hyderabad metro and L&T is also looking for equity investor to reduce debt. Tender pipeline remains strong at Rs8.5trn, of which Infrastructure comprises Rs5.72trn (domestic Rs4.57trn). Given strong OB and tender pipeline, management guided for revenue and order inflow growth of 12-15% and core EBITDA margin to be … [Read more...] about Buy Larsen and Toubro; target of Rs 2091: Prabhudas Lilladher

The American dream of homeownership is quickly moving out of reach for many, with 18% of millennials surveyed by rental listings site Apartment List saying they expect to rent forever. For those who do hope to buy a home, 63% reported having no money for a down payment. If you’re looking for ways to help your kids purchase their first home, leveraging the equity you have in yours through a home equity loan may be the best way to do it. Key Takeaways Make sure you can pay back a home equity loan before risking your home for the sake of helping your kids buy one. With home equity loan proceeds, you can give them cash for a down payment or help pay down their debt to help them get approved. Keep gift taxes in mind when gifting your loan proceeds to your kids. Use a Home Equity Loan to Help Kids Buy a Home Before taking out a home equity loan to help your kids buy their first home, consider the rest of the assets you may have available. If you have other assets … [Read more...] about Using a Home Equity Loan to Help Your Kids Buy Their First Home

Share to Twitter Share to Linkedin Topline Shares of Twitter plunged on Friday after Elon Musk said he would put his acquisition of the social media company “temporarily on hold,” adding additional confusion to whether a deal will still happen as analysts predict that the Tesla billionaire could be looking for an excuse to back out or renegotiate a lower buying price. Key Facts Twitter’s stock fell roughly 10% on Friday after Musk said he would put his planned $44 billion takeover “ on hold ” until he finds out more about the number of fake and spam accounts on the platform. Musk’s “bizarre” tweet will send the “Twitter circus show into a Friday the 13th horror show,” wrote Wedbush analyst Dan Ives, with “many questions and no concrete answers as to the path of this deal going forward.” The markets are reacting as if he is going to back out of the deal, which could well be a possibility, according to Michael Hewson, chief markets … [Read more...] about Musk Could Try To ‘Get Out’ Of Twitter Acquisition After ‘Troubling’ Decision To Put Deal On Hold: Analysts

Trade Watchlist Portfolio Message Set Alert live bse live nse live Volume Todays L/H More × ICICI Direct's research report on NCC NCC is one of the leading construction companies in India with a presence across varied verticals of infrastructure space such as buildings, roads, water, mining and electrical. Standalone order book is robust at Rs 36,303 crore. Well-diversified order backlog, robust execution capabilities, and strong focus on debt reduction and working capital to characterise NCC over next few years. Outlook Sharp debt reduction has been key positive. However, margins may be see volatility in FY23. We, thus, assign HOLD vs BUY rating, earlier. We value NCC at Rs 70/share (at (9x FY24 P/E). Close For all recommendations report, click here Disclaimer: The views and investment tips expressed by investment experts/broking … [Read more...] about Hold NCC; target of Rs 70: ICICI Direct

The plights of the traditional unorganised and informal co-living sector are plenty Mark Twain once famously said: “Buy land, they’re not making it anymore.” Real estate is one of our most scarce resources. As per IBEF’s Real Estate Report (November 2020), the real estate sector in India is expected to reach US $ 1 trillion by 2030. By 2025, it will contribute 13 percent to the country’s GDP. The residential segment contributes nearly 80 percent of the real estate sector and the demand concentrated in metro cities constantly outmatches supply since India’s urban housing pyramid is a skewed one with the largest proportion of the population being under-served due to issues of affordability. The metro cities in India have witnessed rapid growth in-migration, which has put considerable pressure on the existing rental housing set-up which itself was not historically designed in order to cater to the demand. With more millennials entering the workforce and contributing towards a … [Read more...] about Future of co-living in India after COVID-19: 3 crucial factors

Share to Twitter Share to Linkedin 6 Tips for First Time Home Buyers. What you really need to know before buying a house. Getty Buying a home will likely be the biggest purchase you make in your life. At least until you buy your second, more expensive home. Recently, the real estate market has appeared to be cooling. All the same, home ownership is still a major part of the American Dream. It can also be a great way to help build wealth over time, when done properly. Here are six things you need to know when buying your first home. Begin with Getting Ready to Borrow via a Mortgage . Your dream home may or may not be within reach today. You might be able to buy more house than you really need. How much of a mortgage payment you can truly afford will likely depend on your lifestyle as well as assets, income and debt. Before you run off and find your dream home, you should put some time into determining what you can really afford. You … [Read more...] about 6 Things First Time Home Buyers Need To Know

Traders at the New York Stock Exchange on March 9, 2020, as stocks plunged amid mounting worries over the coronavirus. Photographer: Timothy A. Clary/AFP/Getty Images Anyone checking their investment accounts at the moment will presumably recoil in shock—and then think about putting more money to work. After all, history reveals periods of intense Wall Street fear are ultimately good buying opportunities, a pattern that’s duly nurtured a generation of investors primed to “buy the dip” during major equity and credit market routs. One of the most memorable, short-lived dips in asset prices was the pandemic low of early 2020, and that’s a good starting point for investors trying to make sense of what ails markets today. The culprit stirring up market volatility and punishing asset prices isn’t hard to spot. A soothing tide of fiscal and monetary stimulus that started in 2020 is now retreating as central banks try to counteract the highest pace of inflation in four decades. … [Read more...] about The investing party may be over, but markets might make sense again

Share to Twitter Share to Linkedin On May 6, 2022 I was awarded an honorary Doctorate of Fine Arts from Pennsylvania College of Art and Design. Following that I was invited to give the commencement address. What follows is my address edited for clarity. President Molla, trustees, faculty, staff, students, graduates or soon to be alumni and their families, thank you very much for this distinct honor and the opportunity to address you here today. I make my living as a keynote speaker. I travel all over the world, addressing audiences about the changing nature of work, but this is my first commencement address. To prepare for this, I listened to all the commencement addresses out there that I could find on YouTube. I then reflected on my own graduations and commencement addresses. I asked everybody I ran into for the past two months what they remember most about their commencement address. They had one thing in common. No one remembered their … [Read more...] about The Class Of 2022 is The Future of Work

Share to Twitter Share to Linkedin Allison Robinson, the founder and chief executive officer of The Mom Project, had difficulty raising funding for her digital talent marketplace and community that connects mothers returning to the workforce with job opportunities that offer flexibility. After more than 100 meetings with venture capitalists, she noticed a trend. “If I had to pick an example of a stark difference between pitching men versus women, it would be that many male venture capitalists didn’t fundamentally understand the problem we were solving. I made it to a number of late-stage discussions to then be passed over on the grounds of the addressable market being too small,” Robinson says, “It’s mind-boggling. There are over 40 million moms in the U.S. and 86% will change employers for an opportunity that better fits her work-life considerations.” Robinson successfully pitched the female-led, early-stage venture capital firm BBG Ventures, which only invests in … [Read more...] about How To Close The Venture Capital Gender Gap Faster