Perhaps it is time for healthcare insurance providers to package new products to help companies find new business models and new solutions. This will in turn reduce the costs and improve healthcare for the employees. Such insurer-employer partnership models have the ability to revolutionise the structure of workplace benefits. These include reducing health plan costs and improving health through comprehensive wellness and chronic disease management, and other initiatives. The objective for such a partnership should be to help employees become highly informed consumers and proactively plan for their health and that of their families. Businesses will benefit with higher productivity and shared accountability for managing healthcare costs. … [Read more...] about How to create value with healthcare
Similarly, the S&P 600 small caps provide an expected return of 11 per cent-14 per cent in USD and 13.5 per cent-19 per cent in INR. The Nasdaq 100, with higher growth rates of 8 per cent, provides an expected return of 11 per cent- 12 per cent in USD and 13.5 per cent-17 per cent in INR while the small-cap IT stocks provide an expected return of 12 per cent-14 per cent in USD and 14.5 per cent-19 per cent in INR. … [Read more...] about Should US equities be the core investment in an Indian portfolio?
Creating community: “We see” Speakers often used the expression “we see” to deepen affiliation with an expert community and make nonbiased observations. In this excerpt, Bilyana Petkova, a fellow at the Electronic Privacy Information Center, illustrates her insider information about the data privacy field: “So, in the data privacy field, we see how this dynamic has played out a role in the E.U., where the first data privacy statute was adopted in the German locality of Hassan . . .” … [Read more...] about 11 science-backed ways to boost your credibility when you work remotely
ENIL’s performance was better than our expectations (EBITDA loss of Rs260mn versus our estimate of Rs644mn) on the back of better cost control. While targeted savings of Rs1bn in FY21E is noteworthy, we believe fixed cost absorption will continue to remain a challenge in a weak demand environment (inventory utilization for 35 legacy/17 batch 1/21batch 2 stations is expected to be 45%/15%/10% in FY21E). Further, recovery in non-FCT business will be back ended as events, activations & concerts would remain suspended until COVID-19 risk subsides. While concerns on growth and margins have aggravated post-COVID we draw comfort from strong BS (zero debt), high cash (Rs2.4bn; ~39% of market cap is in cash), and improvement in the profitability profile of non-FCT business which was labelled as margin dilutive (GM has improved from 19% in FY17 to 36% in FY20). Higher focus on digital solutions within the non-FCT business, when on-ground activity is virtually absent will not only aid … [Read more...] about Hold Entertainment Network (India); target of Rs 157: Prabhudas Lilladher
Installing new gas infrastructure can’t fully eliminate the risks of the technology and doesn’t solve the climate problem. And yet major investment is happening, including in Baltimore. “There are huge expenses planned to replace leaky pipes with brand new pipes, which would have a very long useful life and presumably some expectation that they’re going to be used to deliver gas for a long time,” says Henchen. “That’s problematic from an investment point of view—that we may be investing large sums of money and more fossil fuel infrastructure which either perpetuates the use of those fossil fuels or at some point it becomes a wasted investment.” … [Read more...] about What will it take for cities to get rid of natural gas?