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Share to Twitter Share to Linkedin Would you be surprised to learn that more than a third of adults in the U.S. say they have lied to a partner about their finances? According to a recent study , this includes everything from stretching the truth about spending, to job-related earnings, and the value of savings and investment accounts. The study by Forbes Advisor and Prolific that found that: 38% of adults have lied to a partner about their finances Women are more likely to lie about their savings than men Men are more likely to lie about investments than women However, 54% of the men and women surveyed did agree that lying about finances is equivalent to other kinds of lying or infidelity. And 70% believe that someone saying they have more money than they actually do is more egregious than someone saying they have less than they do. Below is the percentage of survey respondents who say they have lied about their finances and which topics … [Read more...] about Are You Guilty Of Financial Infidelity?

Share to Twitter Share to Linkedin Spring is in the air–and so, apparently, are corporate layoffs. Companies including Microsoft Corp, Amazon, Meta, Pepsi, Boeing, Disney and Goldman Sachs Group have cut thousands of jobs. The information sector, which includes many tech workers, saw employment decline for the third straight month, by 25,000. Finance and insurance, which are affected by rising interest rates, saw a decline of 10,000 jobs to 6.7 million. Wall Street economists began 2023 anticipating a recession by midyear. If that happens, layoffs would almost certainly increase. I have some advice on important steps to take now, even before you get that dreaded layoff notice. Get organized– As soon as you suspect that a layoff is in the picture, start analyzing your finances, medical needs and job skills. That includes looking at your spending to see how you can cut back. If you don’t already follow a budget, you can get started with … [Read more...] about How You Can Financially Thrive And Survive A Layoff

Share to Twitter Share to Linkedin The Biden administration is straining to enact multiple, overlapping student loan debt relief initiatives. This includes one-time student loan forgiveness initiatives and adjustments, as well as more lasting regulatory reforms that will transform a broad swath of the federal student loan system. But implementation of some initiatives is getting delayed due to budgetary constraints. And borrowers on track for at least some student debt relief programs may encounter significant confusion and serious problems if the Education Department does not clarify program rules and the interrelationship between one-time waivers and new, more permanent regulations that will go into effect later this year. This is particularly true for borrowers seeking student loan forgiveness through Public Service Loan Forgiveness (PSLF) and Income-Driven Repayment (IDR). Here’s what’s going on. Biden Administration Relaxes Student Loan … [Read more...] about Potential Student Loan Forgiveness Loophole Could Cause Problems And Confusion For Consolidating Borrowers

Share to Twitter Share to Linkedin Retirement is about more than money, investments, and never having to work again. I’ve helped many people retire happily over the years, and rarely is this happiness attributable to having the largest 401(k) or Roth IRA. That being said, financial stress can ruin an otherwise enjoyable retirement. Keep reading as we share some tips to have a happier, healthier, and wealthier retirement . Whether or not you believe money can buy happiness, I will say a lack of money sure can bring misery. Either way, having an adequate source of income in your golden years is a major driver of a happy, healthy, and secure retirement. Here are just a few ways to increase your happiness during retirement, whether you consider yourself rich or poor. What Will Your Happy Retirement Entail? We can argue about whether money can buy happiness, but there is no debate, money can’t buy love or health. Having a solid group of friends and (or) … [Read more...] about Financial Planner Shares Tips For A Happier Retirement

Share to Twitter Share to Linkedin For many, it is not the most wonderful time of year. Whether you do your own taxes or get professional help, tax time is usually a stressful time. This is especially true for small business owners and founders. Small business owners have enough to manage with their business throughout the year, but come April they need to organize and manage a massive amount of information. Between tracking revenues and expenses, estimating tax deductions and credits and the filing process, it’s no wonder so many make mistakes at tax time. Luckily there are professionals who can help business owners avoid making common mistakes and maximize their returns. Shiloh Johnson, MST, CPA, built ComplYant to help small businesses and founders navigate their taxes. She has seen first-hand the stressful outcomes when people don’t understand tax requirements. She said there are three steps in tax preparation that can help business owners and founders … [Read more...] about 3 Steps For Small Business Owners To Avoid Common Tax Mistakes

Share to Twitter Share to Linkedin The Sweet 16 is here. The stakes for each team are high; and for each athlete competing, it’s a rare chance to raise your profile and attract new NIL deals. “Reaching the Sweet 16 and excelling as an underdog or star player can be a lucrative opportunity for college athletes,” said Bob Lynch, Founder and CEO of SponsorUnited . “In last year’s tournament, 40% of the highest performing 25 players secured new endorsement deals during or shortly after the tourney.” According to newly released data, the NIL trends are shifting dramatically. From January 1, 2022 through March 1, 2023 : 30 different brands activated with college athletes around social and sustainability causes, up from 13 the year before. Pepsi’s #PepsiTrashTalk campaign attracted a dozen football player who promoted the campaign around plastics recycling; The most active brands involving individual athletes (male and female) as measured by … [Read more...] about Lucrative NIL Opportunities Await Basketball Players Competing In The Sweet 16

The Republican Party is no longer the party of “old, white men,” and it has not been for some time. Republicans stand for families, freedom and economic opportunity for all, the exact opposite of what you’re seeing from today’s divisive Democrat Party. The way liberals are so quick to erase the word “woman” from everyday life, it is no wonder why so many women are flocking to the Republican Party. Having worked on campaigns, at party committees and in the White House, I saw firsthand how strong women, from the candidate, to staff, to volunteer level, led to our party’s successes. Look at Sen. Katie Britt, a mother, lawyer, former Senate chief of staff and the first woman to be elected senator from Alabama. Not to mention the only Republican woman in the Senate with school aged children. Then there’s Gov. Sarah Huckabee Sanders, a mother, the third woman to serve as White House Press Secretary and the first female governor of Arkansas, and the youngest governor in our country. … [Read more...] about KATIE WALSH SHIELDS: Strong, Conservative Women Are Shaking Up The Republican Party

Share to Twitter Share to Linkedin As we await the all-important decision today of the Federal Reserve on whether to raise interest rates by 25 points, or 50 points, or perhaps not at all, we know one thing for sure: we will hear the phrase “data-based decisions” a great many times. This is just as in ancient Roman times, when, before taking important actions, especially in battle, Romans conducted animal sacrifices to discover the will of the gods according to the information gathered through reading the animals' entrails. The entrails conveyed a large number of signs that were said to convey the gods' approval or disapproval. The actual decision was of course based on the will of the those in charge: the animal’s entrails were a convenient prop to get acceptance of the eventual decision. So also, in modern times, “data-based decision-making” may be used conceal the fact that the economic data is fundamentally ambiguous. In March 2023, the economy is … [Read more...] about The Truth About Data-Based Decision Making By The Fed

Share to Twitter Share to Linkedin U.S. universities continue to dominate the world rankings of universities based on evaluations of 54 different academic disciplines. The rankings are contained in higher education analyst QS Quacquarelli Symonds’s thirteenth edition of the QS World University Rankings by Subject . The QS 2023 rankings are based on an analysis of over 15,700 individual academic programs at 1,594 universities in 93 countries and territories. ADVERTISEMENT The United States had the highest number of top-10 programs (256), followed by the United Kingdom with 145, and Switzerland with 32. Universities in the U.S. took the top spot in 32 subjects, with Harvard University ranking first in fourteen, and the Massachusetts Institute of Technology (MIT) claiming the lead in eleven. Harvard University was ranked first in these disciplines: History, Biological Sciences, Pharmacy and Pharmacology, Psychology, Chemistry, … [Read more...] about U.S. Universities Dominate Latest QS World Rankings By Academic Field

Share to Twitter Share to Linkedin The manufacturer of the ride systems which power many of Disney's most beloved theme park attractions has been put up for sale after over-spending in a bid to build the world's most cutting-edge roller coaster. Unbeknownst to many guests, theme park giants like Disney and Universal Studios don't tend to build their own attractions. Instead they rely on specialist engineering firms to make rides to their specification or they buy off-the-shelf systems so that their designers can give them a magic touch. This trend dates back to the early days of the theme park industry when Walt Disney himself bought six ride mechanisms from California-based manufacturer Arrow Development so that they could be part of the opening day line-up for Disneyland in 1955. Arrow made rides for small-scale amusement parks but they were given a sparkle by Disney's design wizards who are known as Imagineers due to their expertise in imaginative … [Read more...] about Leading Disney Ride Manufacturer Puts Itself Up For Sale