Sections SEARCH Skip to content Skip to site index Your Money Log In Subscribe Log In Today’s Paper Your Money | Savings Accounts for Disabled Americans Catch On, but Slowly Advertisement Supported by Your Money Adviser ByAnn Carrns June 7, 2019 New state-based accounts that let disabled people work and save money without risking the loss of government aid are slowly catching on. But advocates say millions more people with disabilities could be taking advantage of the accounts. Forty-one states and Washington, D.C., now offer the accounts, which first became available in 2016. The tax-free accounts, known as ABLE accounts, are named after the Achieving a Better Life Experience Act, the 2014 law that created them. The accounts are modeled somewhat after 529 college savings accounts and let people with disabilities save for future needs and current expenses, including education, housing and … [Read more...] about Savings Accounts for Disabled Americans Catch On, but Slowly
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0 Have your say Extend the new mania for decluttering to your personal finances and reap the benefit, says Jenny Ross Tidying is the new black. Who’d have thought that the prosaic task of keeping your house in order could generate such a buzz in 2019? Instagram star Sophie Hinchcliffe, aka Mrs Hinch, has garnered nearly two million followers by sharing cleaning tips and photos of her spotless Essex home. And “expert declutterer” Marie Kondo – author of the 2014 bestseller The Life-Changing Magic of Tidying – is enjoying a renaissance courtesy of her own Netflix series. Of course, it makes perfect sense when you think about it. Our lives have become so noisy, so busy, so relentlessly hi-tech – and events in the wider world so baffling – that there is comfort to be found in focusing on the more mundane. I can definitely vouch for the therapeutic power of weeding unloved clothes out of the wardrobe and carting … [Read more...] about Strike a balance when tidying up accounts – Jenny Ross
Sections SEARCH Skip to content Skip to site index Subscribe Log In Log In Today’s Paper The Upshot | Can Technology Help Fix the Housing Market? Upshot Supported by A lot of start-ups have promising ideas, but the fundamental problem of affordability seems beyond their reach. ByEmily Badger Jan. 29, 2019 Billions have been flowing into a corner of the tech industry focused on the housing market. And now there are start-ups to help landlords manage properties, or homeowners manage sales, or tenants manage their packages. But hardly any of it touches the central problem of housing: For many people, it costs too much. “None of that investment, nor the solutions that those companies are offering, will fundamentally change the dynamic of the housing market in a way that increases housing affordability,” said Matt Hoffman, the vice president for innovation at the national housing nonprofit … [Read more...] about Can Technology Help Fix the Housing Market?
This article is available to Members of The Local. Read more Membership Exclusives here.Bills and finances Often when people are looking to save, they first think about cutting down on luxuries such as meals out or clothes and accessories, but there are often savings to be made when it comes to household bills. Go through all your regular costs, and look for any payments you're making for services you don't use, or any that you don't understand, then contact the company to clarify or cancel. For example, if your home insurance includes good travel insurance, you don't need a separate travel insurance policy. If you get your bills sent to your home, you might be charged an administrative fee (administrativ avgift) which you could cut out completely by going paperless and checking your bills online. The next step is to see if you can make any smarter choices with regular bills, such as upgrading your home insurance to include travel insurance if that is cheaper than paying … [Read more...] about Members’ guide: How to save money despite living in Sweden
Kate Powers (not her real name) works at a manufacturing company in Connecticut and blogs as “Salty Old Lady.” Throughout 2018, she brought her lunch to work four days a week to limit the stress of deciding last minute. She ended up saving $US1,500 this year, but she still buys lunch on Fridays so she can socialise with coworkers. She doesn’t see brown-bagging as “giving up” lunches out anymore – it’s freed up her lunch hour and strengthened her relationship with her husband. I’m 44 years old and I live in Connecticut with my significant other, PhotoGuy. Connecticut is a fairly high-cost state, and we both have large families nearby, so we’re here for the long haul. I work for a manufacturing company and he is an independent business owner. My salary is in the $US60,000+ range, so I’m not a super high earner. The household expenses are fairly evenly divided and we keep our finances separate, which may not work for … [Read more...] about I saved over $1,500 this year brown-bagging my lunch, but the benefits go beyond money