Make sure you have a good portfolio in India, which can help absorb the shock of any sudden changes in foreign markets, before investing overseas. Your investments should be spread across different asset classes like PF, PPF, FD, real estate, gold, mutual funds, stocks, etc. Without a good asset allocation in your own country’s economy, foreign investments should not be considered. These investments are highly suitable for HNI investors who can invest up to 5-10% of their money abroad. … [Read more...] about Should you invest in international funds?
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5. Waiting rooms If you’re presenting to clients, it’s not a very good look for you to be setting up your presentation while they’re already in the meeting. Zoom’s waiting room function allows you to control which participants get to join the meeting, and exactly when. With a pro account, you can even customize how the waiting room looks by adding a message or a logo that meeting participants will see before you let them in. This feature is also useful for HR professionals who are queuing interviewees, or health professionals managing their appointments with individual patients. … [Read more...] about 5 Zoom tools you need to take your virtual meetings to the next level
Although the premiums of Corona Kavach policies are expected to be low, expect tighter scrutiny from insurance companies while issuing these policies. This is primarily because co-morbidities are included in their coverage. “If a patient, who has, say, kidney stone, contracts COVID-19 and is hospitalised, the kidney stone treatment, too, might have to be paid for under Corona Kavach, if deemed necessary. This will push up the overall cost of treatment,” adds Apte. Moreover, the claims become payable 15 days after policy issuance, whereas the waiting period is four years for pre-existing illnesses under Aarogya Sanjeevani and most regular policies. Similarly, certain procedures such as hernia or cataract are eligible for claim after one to two years of policy issuance. … [Read more...] about Standard COVID-19 health covers with lower premiums from today
That’s because you may not have any credit history. In other words, if you have not used a credit card or serviced a loan till now, you may not have acquired a credit score. Second, if you have not borrowed in the last ten years, your credit history gets too old to be assessed. … [Read more...] about Credit report: How you can access it for free and rectify errors
Read your bank or card issuer’s FAQ before taking a call – some banks will allow you to continue transacting using your card, some won’t. “If you opt for a moratorium, you will not be allowed to make any fresh purchases. This restriction will be lifted once you pay at least the minimum amount due as indicated in your June’20 statement,” the Axis Bank FAQ statement says. … [Read more...] about RBI Moratorium: Postponing credit card dues will mean paying exorbitant interest costs