0 Have your say Credit cards have been available for over half a century and can be incredibly useful when making more than the normal transactions, such as at holiday time and Christmas, as well as bringing major consumer rights. -> Conal Gregory: Don’t wait until the airport to splash out on your holiday cashTheir strength this time of year is the facility credit cards give in paying for goods and services in foreign currencies. If well chosen, no transaction fees arise from your provider.The first credit card launched in the UK was Barclaycard in 1966. It initially made little progress and had no rival until 1972. Today 65 per cent of adults hold a credit card. Last year 3.2bn payments were made, a four per cent rise on 2017. The industry forecasts the number of transactions will jump to 4.1bn by 2028.Plastic money – charge, credit and debit cards - has become so popular that the number of cash payments has fallen by 10 per cent a year over … [Read more...] about Conal Gregory: Which is the best credit card for you?
Ombudsman 2017 annual report
A block away from the former Capitol Hill headquarters of Breitbart News — known in Washington as the “Breitbart embassy” — sits a second-floor apartment its occupant calls “the Consulate.” Here, surrounded by memorabilia of the British empire, two right-wing entrepreneurs — a protege of Steve Bannon’s and a social media activist — are rebooting a dilapidated conservative publication from around a dining room table.Story Continued Below This month, the duo relaunched the 75-year-old Human Events, once Ronald Reagan’s favorite newspaper. Their efforts to reinvent it as a thriving digital media enterprise driven by “tabloid intellectualism” represent the latest test of whether President Donald Trump’s haphazard insurgency can mature into a durable political movement. “It’s Trump as a philosophy, not Trump as a man,” said co-founder Raheem Kassam — the posh, bespectacled, former editor … [Read more...] about Reagan’s Favorite Rag Gets a Trump-era Makeover
By Richard Rubin WSJ Tues., Feb. 12, 2019 WASHINGTON—The recent government shutdown damaged the Internal Revenue Service, an agency already struggling with budget cuts and aging computer systems, according to the IRS’s in-house watchdog. IRS employees are working through more than five million pieces of correspondence and tens of thousands of backlogged audit responses and amended returns, according to an annual report released Tuesday. In the week after the shutdown ended, the wait time on the IRS accounts-management phone line was 17 minutes, up from four minutes last year. And only 48% reached a live person, down from 86% in the equivalent week last year. Wait times were even longer on other IRS hotlines. “Make no mistake about it, these numbers translate into real harm to real taxpayers,” wrote Nina Olson, the national taxpayer advocate, in her report. Ms. Olson operates as an ombudsman within the IRS and oversees employees who assist the … [Read more...] about Shutdown Inflicted ‘Real Harm’ on Taxpayers: IRS Watchdog
PUBLISHED: 18:23 02 June 2017 | UPDATED: 19:43 02 June 2017 The 2016 report from the Property Ombudsman has been released. Picture: ANTONY KELLY Archant Norfolk 2017 East Anglia’s housing market should be prepared for a slowdown over the next two years, an industry expert has warned, as national research showed average house prices dipped for the third month in a row. Nick Taylor, founder of estate agents Hadley Taylor. Picture: Archant.However, the ongoing shortage of homes is likely to insulate the market from major fluctuations as demand continues to outstrip supply.Research from Nationwide Building Society showed house prices fell for the third month in a row in May - the first time this has happened since 2009. The 0.2% month-on-month dip in May followed decreases of 0.4% in April and 0.3% in March.The regional figures for the first quarter of 2017 – the most recent Nationwide could provide … [Read more...] about Prepare for slower house price growth in East Anglia, warn agents