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Share to Twitter Share to Linkedin The Department of Education (ED) has officially said that this year’s Free Application for Federal Student aid (FAFSA) will not open until December , two months later than usual. The delay comes as the result of a huge overhaul of the federal form that students use to apply for financial aid to help pay for college. An exact date in December has not been announced yet. FAFSA has opened for applications on October 1 the year before students expect to enroll in college since 2016. Previously the form was available on January 1 every year. The FAFSA is the federal form you must complete using income and tax information to be considered for any financial aid from the federal government, your state, or one of the colleges you hope to attend. and is used by states and colleges to determine what support they might be eligible for. The move to an earlier FAFSA was possible because of changes that allowed students and families to … [Read more...] about Updated FAFSA Launch Officially Delayed Two Months To December

Explore the full 2023 list of Fast Company’s Most Innovative Companies , 540 organizations that are reshaping industries and culture. We’ve selected the firms making the biggest impact across 54 categories, including advertising , beauty , design , and more. How do four septuagenarian Swedish pop stars pull off a dazzlingly energetic 20-song set list before thousands of fans in a custom-built stadium? Easy: They get their holograms to do it. ABBA Voyage , a stunning marriage of art and technology architected by the visual effects company Industrial Light & Magic (ILM), has been a critical and financial success. It’s also a symbol of how the live performance industry is being transformed by technology, as digital elements are deployed to deepen fan immersion while staying true to what makes a live music experience so irreplicable. With concerts becoming increasingly visual extravaganzas, artists have access to new mediums to explore their creative … [Read more...] about The 10 most innovative companies producing live events in 2023

Ramp is No. 9 on Fast Company’s list of the World’s 50 Most Innovative Companies of 2023 . Explore the full list of companies that are reshaping industries and culture. Ramp cofounder and CEO Eric Glyman may lead an enterprise software company, but he’s not the type of guy who relishes the hard sell. (Ramp’s first sales hire, he says, was focused on customer success, not deals.) Instead, he likes to let Ramp’s products, including a corporate card and spend-management platform, do the talking. “We try to show the value first and let customers come to their own views,” Glyman says. A free calculator on the company’s website, for instance, predicts the dollar amount that prospective customers can expect to save if they switch to Ramp, based on their recent financials. If last year is any indication, Ramp’s product-first, gimmick-free approach has struck a chord, especially with small-business owners. More than 13,000 businesses now use the platform, a threefold increase year … [Read more...] about This company is making expense reports way less of a hassle

BREADWINNER   Teodora Vega inside her “sari-sari” store in Pasig —photos by Gillian Villanueva Nearly 20 years ago, Veronica Garcia used to hawk sili, kamias, sampalok and other spices in a pushcart. As her husband was not earning enough as taho and binatog vendor, she decided to start selling vegetables and other goods as well. Her sister, who had her own car, helped her buy products in Divisoria, Urdaneta, Pangasinan, and other provinces. Nowadays, she is able to relax at home while her children tend to her stalls at a nearby wet market in Pasig. Her husband helps with the household chores. “I was pushing around a kariton , until I was able to rent a stall, until the stall became my own,” the 51-year-old says. Part of the reason that she was able to succeed in growing her business was the financing she was able to get from ASA Philippines Foundation. Her sister, who used to be a member of ASA, introduced her to the microfinance company. At that time, Garcia was still … [Read more...] about Empowering Pinay microentrepreneurs

Share to Twitter Share to Linkedin The failure of Silicon Valley Bank, the near-collapse of Credit Suisse, and other recent troubles in the banking sector are, in part, a consequence of actions taken by U.S. Federal Reserve and other central banks to combat rising inflation, they are also partly the result of mistakes made by the banks themselves – including a failure to anticipate the impact those Fed policy decisions would have on their depositors and on their balance sheets. One way that this could have been avoided was through greater critical, contrarian analysis – the sort of critical, contrarian analysis that decision-support red teaming provides. For those unfamiliar with the concept , decision-support red teaming was created by the military and intelligence community to help them navigate today’s complex operating environment and make better decisions in situations that are fraught with ambiguity and uncertainty. These are the exact sort of … [Read more...] about Banks Need To Start Red Teaming Themselves

Share to Twitter Share to Linkedin Labor strikes are looming at three of the nations’s major universities, continuing the trend of increased union activism and success on American campuses that began with a prolonged strike at the University of Californ ia last November and has continued at scores of institutions ever since. Now, campus workers at the Rutgers University, the University of Michigan and the California State University system appear ready to strike over a set of demands, including increased compensation, improved benefits, and better working conditions. Rutgers University Members of two unions at Rutgers University voted recently to authorize a strike by their members. The AAUP-AFT, which represent full-time faculty, graduate student workers and postdocs, and the Rutgers Adjunct Faculty Union, which represents part-time instructors, both voted to authorize a work stoppage should ongoing contract negotiations with the university … [Read more...] about Strikes Loom at Rutgers, University Of Michigan, Cal State System

Share to Twitter Share to Linkedin What brings Democrats and Republicans together these days? The answer is attacking the CEO of a foreign-owned video app in a congressional hearing. Whether those attacks are to make a political point or a substantive difference is another question. TikTok CEO Shou Zi Chew testified before the House Energy and Commerce Committee in a hearing about the app's consumer privacy and data security practices, children's safety, and its relationship with the Chinese Communist Party. TikTok is owned by Beijing-based ByteDance. The approximately five-hour hearing did little to assuage the concerns of lawmakers. If anything, it heightened the concerns that the CCP could access personal data and influence over the content of American TikTok users. There has been no proof thus far to substantiate these concerns, but that isn't stopping Congress. "TikTok is a weapon by the Chinese Communist Party to spy on you, manipulate what … [Read more...] about It’s Up To Congress To Ban TikTok. It Won’t Be Easy.

Share to Twitter Share to Linkedin Shadow and Bone season 2 spent a week on top of Netflix’s Top 10 charts , but it’s not a series that either had a pre-renewal ahead of season 2 for season 3, nor a lightning fast follow-up renewal. So no official news yet, but that’s not unusual when most of the time, it’s something like 4-6 weeks before Netflix issues a ruling one way or another. But in terms of what we know? A few things. First, the showrunner has said that not just season 3, but also a Six of Crows spin-off he’s writing depends on season 2’s performance. I do think that season 2 probably performed well enough to warrant a season 3, even by Netflix’s tough standards, as it would be pretty dumb to kill off yet another fantasy series before it has a chance to finish its main source material, and there’s only one more book in the central trilogy to go. Season 2 was also well-received by fans and critics, not that Netflix seems to care about that all that … [Read more...] about Everything We Know About ‘Shadow And Bone’ Season 3 On Netflix

Share to Twitter Share to Linkedin There have been a lot of leaks circling Destiny 2 lately, datamines for the current season, but also a lot of stuff for the rest of the year, including next year’s expansion, The Final Shape. My general rule is that I do not cover big content leaks or specific story leaks. At this point, most of these haven’t been proven true or false yet because it’s too early, anyway. But for something like a list of supposed exotic reworks? I mean, I don’t really consider that spoilery in the same sense. So, I wanted to go through a list of exotic nerfs/buffs/changes are that allegedly coming next season during Season of the Deep. Bungie has been going through and updating a lot of exotics to work with 3.0 subclass keywords, and others are just…bad and need help. So what do we have? Salvation’s Grip – Charged shot forms six crystals. Uncharged shot shoots a normal grenade that shatters crystals. (easily the worst exotic weapon … [Read more...] about A List Of Allegedly Leaked ‘Destiny 2’ Exotic Reworks For Season Of The Deep

Share to Twitter Share to Linkedin Today we catch up on all the lawsuits and investigations centered on Donald Trump. Tracking Trump: The Lawsuits And Investigations Involving The Former President Trump’s legal troubles are back in the news. But with so many investigations and lawsuits swirling , it can be hard to keep track of them all. Forbes is here to help, with the most-thorough compendium of Trump's legal problems published anywhere. Tip Me This is the web edition of the free Checks & Imbalances newsletter, sent to inboxes on Fridays. You can subscribe here . Please support this work, if you can, by subscribing to Forbes . Any tips or suggestions? Email me at [email protected] , call/SMS/Signal 202.804.2744, use Forbes ' SecureDrop or send us a letter . Follow me on Mastodon at @[email protected] . Thanks! Trump Has Been At The Center Of 40 Recent Lawsuits And Investigations Your … [Read more...] about Checks & Imbalances: Breaking Down Donald Trump’s Many Legal Problems