Obama 15 year mortgage

The average 15-year fixed mortgage rate nationwide is 4.87% and the 15-year jumbo mortgage rate is 4.82%, as of May 18, 2022. These rates are not the teaser rates you may see advertised but, based on our methodology, should more accurately represent what customers can expect to get depending on their qualifications. You can learn more about what makes our rates different in the Methodology section of this page. Just because it’s common for homeowners to take out a 30-year mortgage doesn’t mean you need to. Borrowers who score the best 15-year mortgage rates will be able to save tens of thousands of dollars in interest over the lifetime of the loans. While it does come with a higher monthly payment, those who plan properly will be able to take advantage of lower interest rates and will build home equity much faster. Even so, you’ll want to make sure your financial situation is rock-solid enough to afford the large payments. To help you with your decision, we’ve compiled a list … [Read more...] about Best 15-Year Mortgage Rates for 2022

National Fraternal Order of Police President Chuck Canterbury had some words for President Barack Obama on what it means to be a police officer. Canterbury told The Daily Caller News Foundation that police officers don’t trust politicians and their management, fearing they’ll become a scapegoat if something goes awry. He said the president blames police officers and emphasizes de-escalation due to a lack of understanding of what it’s like to be a cop. “All we’re hearing from the Obama administration is de-escalate,” Canterbury told TheDCNF. “That’s coming from somebody who has never been on the ground getting the crap beat out of them.” Canterbury referenced President Obama’s comments since Ferguson and the 21st Century Policing Report , saying they “all want to look at law enforcement as kinder and gentler, but that’s looking at the world through rose-colored glasses. If I’m on the scene and a suspect has a knife, I can’t look at him and say ‘the president of the United States … [Read more...] about Police Union President Thinks Obama’s America Needs Re-Educating

This article first appeared in The Edge Malaysia Weekly, on May 9, 2022 - May 15, 2022. - A + A DATUK Ahmad Nazim Abdul Rahman, who joined Lembaga Tabung Angkatan Tentera (LTAT) last June, is its third CEO in two years. With his experience as CEO of Pelaburan Mara Bhd, he seems comfortable discussing investment and asset allocation strategies. But given the short stints of his predecessors, the question remains whether he will stay on long enough at the retirement fund to carry out the reforms that have been put in place. Following are excerpts of The Edge’s interview with Nazim. The Edge: LTAT’s main task is to give good dividends to its members. Since 2018, that has come down quite a bit. Are we going to go back and see the good days of 12% to 15%? Datuk Ahmad Nazim Abdul Rahman : It would not be sustainable to go back to that teen-per cent dividend returns. I’m happy to mention we recently announced a dividend of 4.1%, and that is the highest … [Read more...] about Cover Story: Rehabilitating a RM10 billion portfolio

This article first appeared in The Edge Malaysia Weekly, on May 9, 2022 - May 15, 2022. - A + A BECAUSE military spending has always been shrouded in secrecy, companies involved in the industry are used as conduits to channel kickbacks that go undetected. It is no different with Lembaga Tabung Angkatan Tentera (LTAT) and its subsidiary Boustead Holdings Bhd (BHB), two companies that are major beneficiaries of Malaysia’s defence spending. The defence business is carried out via Boustead Heavy Industries Corporation Bhd (BHIC), in which BHB has a 65% stake. LTAT directly owns 8.16% of BHIC. In the last 15 years, more often than not, the Boustead Group and LTAT were in the limelight for facilitating deals seen largely as not “commercially driven”. From procurement of submarines to land and traffic surveillance systems, LTAT and BHB have been used as vehicles to buy assets at inflated prices. Mainly, the assets are linked to connected individuals. One … [Read more...] about Cover Story: A litany of controversial deals

The lifespan of companies is shrinking – to 18 years now from 90 years in 1935, says Shiv Shivakumar, group executive president, corporate strategy, at the Aditya Birla Group. In an interview with Moneycontrol , he said in the future, some legacy companies and those that have been around for 10-15 years will likely be bought over or close down. Shivakumar, who recently wrote a book on career and management titled The Art of Management, said employee loyalty no longer exists and the contract between a company and an employee is now very short. The only thing that’s permanent is learning and the ability to look ahead. Managers must communicate at all times, advises Shivakumar, who was formerly chairperson of PepsiCo Holdings in India and CEO of emerging markets at Nokia. The young workforce will not respect age – they will respect relevance and impact, he said in the emailed interview. Edited excerpts: You’ve said in your new book that careers have changed … [Read more...] about MC Interview | Employee loyalty doesn’t exist, the contract between a company and employee is now very short: Shiv Shivakumar

HYO, also known as Hyoyeon of Girls' Generation [SM ENTERTAINMENT] HYO, also known as Hyoyeon of Girls’ Generation, dropped her first EP “Deep” on Monday. The girl group member-turned-DJ’s album instantly took the No. 1 spot on iTunes Top Albums charts in Indonesia, Malaysia, Saudi Arabia, Singapore, Taiwan, Vietnam, Hong Kong, Chile, Peru and Egypt. “It’s my first EP as a solo artist, so I’m really excited,” HYO said in a statement that she issued upon the EP's release. “The EP’s concept is what I paid the most attention to. I think I pondered a lot about how I can leave a strong impression on the public as HYO the artist.” Her new title track “Deep” compares the beginning of a romance to a predator and prey analyzing each other, then falling inescapably into each other. The EP features six other tracks, five of which she had previously released after launching her DJ career in 2018. A concept image for HYO's new title track "Deep" [SM ENTERTAINMENT] A concept … [Read more...] about [CELEB] HYO hopes to go deep with her latest EP

A super slide for stocks, bonds, and cryptocurrencies rolled all the way into last week, right up until Friday, when the Nasdaq posted its strongest one-day gain since November of 2020. Despite Friday's gains, the major averages posted losses for the week, with the Dow closing down more than 2% and posting its first seven-week losing streak since 2001. The S&P 500 fell 2.5% and hit its longest weekly losing streak since 2011, while the Nasdaq fell 2.8%. It's been a rough, rough year across capital markets. A full $35 trillion in global market value has been erased since the beginning of the year. That's 14% of all global wealth, including a trillion dollars of losses in cryptocurrencies. To put those losses in perspective, 2008 saw a 19% decline in global market value, and that doesn't include non-financial assets such as housing. Still, perspective is everything, especially for investors who have been invested in the U.S. stock market for at least five years. Believe it or not, … [Read more...] about Keeping it Real with Real Vision’s Raoul Pal

Share to Twitter Share to Linkedin Tiaras have again regained their popularity in both popular culture and in the more rarified setting of auction sales where collectors throughout the world are paying increasingly higher prices for these objects of royalty and aristocracy. To mark Queen Elizabeth’s Platinum Jubilee celebration, Sotheby’s London will open the largest tiara exhibition staged in the UK in 20 years. The exhibition will feature approximately 50 tiaras of aristocratic and royal provenance, with some pieces to be exhibited publicly for the first time. Virtually all the tiaras in the exhibition were made for and owned by British nobility and together they offer a comprehensive review of all major tiara design styles, Sotheby’s said in a statement, including the Napoleonic Empire, Romantic Naturalism, Belle Epoque, Art Deco, Modern and Contemporary designs. The exhibition will be open to the public May 28 – June 15. Several tiaras in the … [Read more...] about Princess Diana’s Wedding Tiara Headlines Sotheby’s Expansive Tiara Exhibition

A semiconductor wafer is displayed at a Samsung Electronics' showroom in Seocho District, southern Seoul. [NEWS1] Rising chip prices and freight costs are being felt by Korea's electronic consumer product manufacturers. According to an interim business report by Samsung Electronics issued Wednesday, the company had to pay 41 percent more for a smartphone mobile application processor (AP) in the first quarter compared to the same period last year. Suppliers of the chips to Samsung include Qualcomm in the U.S. and Taiwan’s MediaTek. Other key components got pricier too. Camera modules for smartphones were 8 percent more expensive in the first quarter compared to a year earlier, and semiconductor wafers 4 percent. Flexible printed circuit prices rose 19 percent and tempered glass for TV and monitor displays 2 percent. However, prices of display panels, which include liquid crystal display (LCD) panels, declined 42 percent from the same period last year due to slumping LCD … [Read more...] about Electronic consumer product parts are getting pricier

Taylor Swift has Grammys galore and now she has a new title – "doctor.” The superstar received an honourary doctorate of fine arts from New York University on Wednesday, blowing kisses as the crowd roared when she walked toward the stage at a packed Yankee Stadium. Sporting her signature red lipstick and newly awarded honourary robe, Swift joked to the thousands of graduates assembled: "I’m 90% sure the main reason I’m here is because I have a song called 22 . "I never got to have a normal college experience per se. I went to public high school until 10th grade and then finished my education doing home school work on the floor of airport terminals,” Swift said in her commencement speech. The singer-songwriter, producer and director said that she began her music career at 15, touring different radio stations across the country. She went on to sell more than 100 million albums and won album of the year at the 2021 Grammys for her album folklore , making her the first woman to … [Read more...] about Call her Dr Tay Tay: Taylor Swift gets honourary doctorate from NY university