• Debt funds have some risk (interest rate risk, credit risk, etc.) and hence, are capable of providing better returns than fixed deposits (FDs). But this is not guaranteed. FD interest rate is known beforehand. Same is not the case with liquid funds. But well-run liquid funds are generally able to beat the interest rate earned on FDs of similar duration, that too if held for 3+ years (where they get better tax benefits). … [Read more...] about Viewpoint | Where to invest emergency money – savings account, fixed deposit or a liquid fund?
Newsroom speech fact check
Panay describes the initial target audience for the Surface Duo as “Surface fans who live in the Microsoft app ecosystem,” and such folks may well be thrilled with the device right out of the box. Those who do at least some of their living in Slack, Zoom, and other non-Microsoft apps will be happiest if other developers begin to support the double-wide view, along with another feature that Microsoft implemented in its own apps: the ability to drag and drop elements such as text from one app to another. Microsoft calls support for these features “enlightening” an app, and says that it’s working to help other developers do just that. (One early example: An upcoming update to Amazon’s Kindle e-reading app will show a page of text on each screen, like a real dead-tree book.) … [Read more...] about The many sides of Microsoft’s new two-screen Suface Duo phone
Having said that, ICICI Securities does acknowledge that the expensive P/E is also a function of bottom of the cycle earnings level (listed space PAT-to-GDP of around 2 percent in FY20) and other broader/balance sheet valuation metrics like Market Cap to GDP and P/B remain below average at 73 percent and 2.7x respectively. … [Read more...] about As market valuations turn expensive, brokerages pick these 27 stocks
She had a happy marriage and a spouse who couldn’t figure out what could be the problem in spending money from the joint account. Add to this the fact that her identity was based on her professional achievements and her social circle consisted of largely work colleagues and suddenly, she felt “left behind”. Needless to say, there were many anxious moments and much self-doubt about whether the decision to take a break was the right one in the first place. … [Read more...] about Planning to take a break from work? Follow these steps to avoid financial stress
"It is not about credit crunch for top lenders as they are able to garner funds through the deposit and CASA. This round of fundraising is largely to build an adequate capital buffer for uncertain times," said Jaikishan Parmar, Senior Equity Research Analyst, Angel Broking. … [Read more...] about Big lenders HDFC, Axis Bank and ICICI Bank go the QIP way to raise Rs 35,000 crore; what does the trend indicate?