Share to Twitter Share to Linkedin September is National Preparedness Month which promotes the importance of readiness for natural disasters and other emergencies. This year alone, natural disasters have displaced thousands of Americans and in some cases whole communities, due to fires, floods, tornadoes and more. Many of these events have been unprecedented in their impact and have occurred in regions that have not experienced events of this type, scale or magnitude in the past. Each year, in conjunction with the Ad Council, FEMA’s Ready Campaign sponsors National Preparedness Month to educate and empower Americans to prepare for and respond to all types of emergencies. While physical readiness is an important component, such as preparing a family emergency kit, knowing the location of shelters and approved evacuation routes, financial preparedness is just as critical. That’s because access to your money and the ability to quickly make insurance claims for … [Read more...] about 10 Steps To Strengthen Your Financial Emergency Preparedness Now
New guide to financial independence
Share to Twitter Share to Linkedin Carole Bamford is not only the proprietor of leading lifestyle brands Bamford and Daylesford Organic, but she's also at the helm of the award-winning Château Léoube , a winery that's nestled along the beautiful coast of the Côte d’Azur. A historical Provençal estate that dons 70 hectares of vineyards and 22 hectares of olive groves, and in the same vein as Daylesford in the U.K., the mantra of ‘local, seasonal and sustainable’ is championed. Here, grapes and olives are tended under the guidance of head winemaker, Romain Ott, using traditional artisanal methods and organic principles that align with the land and the seasons to produce Provençal wines, and olive oils reflect the areas in which Château Léoube estate sits. With all her local intel, Carole Bamford shares her guide to the South of France, from the best beaches to beach clubs. Stay: Hotel du Cap-Eden-Roc It’s pure understated elegance; everything … [Read more...] about Carole Bamford Shares Her Guide To The South Of France
Share to Twitter Share to Linkedin Autumn is here, and to mark the new season leading hair stylist Paul Windle is on hand to offer up his top hair trends for fall. From hit retro looks (cue the ‘40s and ‘80s) to repaired, nourished locks, here’s what to ask for during your next salon appointment. Trend 1: ‘40s Bobs I am so keen for us to move away from loose long layered haircuts and beach waves into more sophisticated hair this autumn. I predict curved, softer, and more of a ‘40s bob as opposed to strong geometric cuts of the ‘60s. I really like shorter fringes to give the haircut a little edge that frames the eyes and shows the eyebrows. Trend 2: Edgy ‘80s For our younger clients, I can see a continued movement towards more edgy post-Punk looks of the ‘80s and an influence of Siouxsie Sioux. I also predict a New Romantic influence with a combination of classic ‘40s cuts with an early ‘80s twist to edge up a haircut and style. Trend … [Read more...] about The Beauty Guide: Hair Trends To Follow This Fall
Share to Twitter Share to Linkedin A partnership has claimed the $1.34 billion Mega Millions lottery prize jackpot of July 29, 2022, the Illinois Lottery announced Wednesday, September 21. The winners opted to remain anonymous (Illinois is a state that permits lottery-winner anonymity for those who win prizes of $250,000 or more ) and chose to take the lump-sum pre-tax payment of $780.5 million instead of annual payments over 30 years, according to the Illinois Lottery. As I mentioned in my previous lottery story , the winners had faced a deadline of 60 calendar days (in this case, Sept. 27) to decide if they wanted the cash option as opposed to the long-term payout, according to the Illinois Lottery Winners’ Handbook . Just for fun, let’s assume you were one of the winners. You Won $780.5 Million Pre-Tax: Now What? For any winner of a large lottery, there is the big question: How do you find the right kind of expertise to manage … [Read more...] about Are You The July 2022 Mega Millions Lottery Winner?
Share to Twitter Share to Linkedin Earning a college degree has become increasingly expensive, and millions of graduates (and even those who didn't graduate) continue to struggle under the weight of $1.75 trillion in total student loan debt. In the meantime, the value of some degree programs has become questionable at best, and some college degrees actually have a negative ROI according to recent stats . Then, you add in the recent scandals around colleges submitting inaccurate data to boost their rankings, and red flags abound. With all this in mind, those who hope to attend college will want to do so with a plan in mind — and a way to pay. It also makes sense for students to research the return-on-investment of various degree programs so they can have a better idea of what to expect. That said, college rankings are often considered when choosing schools, mostly because they affirm prestige and help students learn which colleges offer programs … [Read more...] about How Much Should You Trust College Rankings?
IMF The International Monetary Fund on Tuesday took aim at new British financial plans that have roiled markets, warning that "large and untargeted fiscal packages" would likely increase inequality in Britain and could undermine monetary policy. In its first comments on plans by Britain's new finance minister Kwasi Kwarteng, which have sent sterling and bonds into free fall, the IMF urged UK authorities to consider providing more targeted support to families and business instead of sizable tax cuts and sharply higher government spending. “We are closely monitoring recent economic developments in the UK and are engaged with the authorities," an IMF spokesperson said, in response to a query from Reuters after the British pound hit an all-time low amid spiking market concerns. "Given elevated inflation pressures in many countries, including the UK, we do not recommend large and untargeted fiscal packages at this juncture, as it is important that fiscal policy does not work at … [Read more...] about IMF says UK fiscal measures will ‘likely increase inequality,’ urges rethink
Share to Twitter Share to Linkedin Charlie Morton won’t be retiring after all. The veteran right-handed starter has signed a new, $20 million contract to remain in the rotation of the Atlanta Braves for 2023 and perhaps 2024 – if a club option, worth another $20 million, is exercised. There is no buyout included. The deal, announced before the start of the crucial Mets-Braves weekend series Friday, was a surprise. Morton, 38, has had an erratic season and had openly flirted with retirement. In fact, the front office had reportedly been considering how to re-invest his $20 million in getting a potential rotation replacement – preferably someone younger. Although he is a two-time All-Star, Morton has struggled this season, posting an uncharacteristic 4.29 earned run average in 167 2/3 innings heading into his last start Sunday. He has a 9-6 record but 200+ strikeouts – joining with rookie Spencer Strider to become the first Braves tandem at that … [Read more...] about Charlie Morton Re-Ups With Braves, Inking $20 Million Deal For 2023
Chartered Accountants play a key role as torchbearers in nation building. They provide a solid foundation to the economy and with their financial expertise, they guide the nation in different financial and economy-related actions that strengthen the economy of the country and boost growth. It’s time that we celebrate your contributions and thank you for inspiring so many others along the journey! The Institute of Chartered Accountants of India (ICAI) is organising the event in association with CNBC-TV18 ‘40 Under 40 – CA Business Leaders Awards’ which recognises and rewards the onerous contributions of young and dynamic Chartered Accountants who are visibly and gradually changing the accounting profession and driving economic change across the industry and the nation by emerging as leaders in the profession. On the eve of 75 years of India's Independence, ICAI in its flagship event will celebrate the spirit of excellence and hard work of 40 dynamic Chartered Accountants under the … [Read more...] about Have you nominated yourself for the ICAI ‘40 under 40 Business Leaders Award’ yet? Find out the eligibility and nomination criteria
Share to Twitter Share to Linkedin I found some interesting research on the impact of an employee’s positive on-boarding experience and thought it was worth sharing with #freelancerevolution readers. While much of HR practice doesn’t fit the unique needs of the global freelance community, there are certainly some important lessons we can learn and apply from HR and on boarding is a particularly rich vein. According to Bamboo HR , among employees with a positive on-boarding experience: 87% say they have good role clarity; 89% say they’re engaged; and 91% report a strong connection to the organization. These are good results, and ought to be just as relevant to the experience of freelance platforms members. After all, role clarity, engagement, and connection to the platform should lend to increased productivity, and greater overall revenue as more commitment to overall platform member likely improves lead sharing and hunting in packs. Moreover, there is no … [Read more...] about Helping Freelancers Start Out Well And Experience Early Success
Share to Twitter Share to Linkedin Artificial intelligence (AI) has gradually become accepted by colleges and universities as an effective tool for automating a number of tasks effectively and efficiently. Chatbots can answer students’ questions about class scheduling or check in with them about their mental health. AI-generated emails can remind students about important deadlines, prompt them to register for classes, turn in assignments and pay their fees on time. And, in a particularly controversial use, AI-based software is increasingly able to detect plagiarized assignments. One professor at Georgia Tech , even used AI to build a virtual teaching assistant, called Jill Watson. Turns out that “Jill” receives very positive student evaluations. Higher education is advancing from its initial forays into digital transformation that involved automating daily tasks, digitizing workflows, developing more complex datasets, and creating dashboards to improve … [Read more...] about How Colleges Are Using Artificial Intelligence To Improve Enrollment And Retention