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Share to Twitter Share to Linkedin The current economic uncertainty and inflationary pressures in non-discretionary spending categories are prompting consumers to delay purchase payments by leveraging buy now pay later options (BNPL). Categories that have shown increased demand in BNPL purchases include groceries and home furnishings. In the first two months of 2023, online groceries’ share of BNPL orders grew a staggering 40%, while home furnishings grew by 38%. “The rise of buy now pay later usage for groceries tells us that consumers are likely making bigger purchases online to take advantage of special promotions and stock up on staples, thus managing living expenses in more flexible ways,” explained Vivek Pandya, lead analyst, Adobe Digital Insights. “The strong online growth of home furnishing purchasing is expected to bolster buy now pay later adoption, given the higher ticket prices in this category.” In 2022, consumers spent over $126 billion on … [Read more...] about Adobe Analytics Shows Buy Now Pay Later Usage Is Higher Amid Economic Concerns

Share to Twitter Share to Linkedin Online purchases of groceries and home furnishings surged during the first years of the pandemic, and those categories have continued to show the strongest ecommerce growth into this year, according to data released today by Adobe Analytics. Grocery and furniture and home furnishings had the biggest growth in 2022 of the four top ecommerce categories, Adobe reported. Online spending on grocery rose 10.8% in 2022, to $86.8 billion. Home furnishing spending rose 10.2% to $126 billion. That growth has continued this year. In February, the grocery category was up 26.7% year-over-year, and the home furnishings category was up 12.9% year-over-year. The convenience in shopping online for groceries and home furnishings that consumers discovered during the pandemic has caused them to continue to shop online in those categories, Vivek Pandya, lead analyst, Adobe Digital Insights, said in an interview. Inflation also has … [Read more...] about Grocery, Home Furnishings Continue To Drive Ecommerce Growth

Share to Twitter Share to Linkedin Key News Asian equities were mostly higher overnight as bank failure contagion fears receded. The People’s Bank of China (PBOC), China’s central bank, took its foot off the gas today, injecting only RMB 30 billion into the system, down from RMB 180 billion on Friday. However, Friday’s reserve requirement ratio (RRR) cut has been well received by the market. Foreigners bought a net $625 million worth of Mainland shares overnight, the 7th straight day of net buying, and the most in a week. Mainland investors bought a net $129 million worth of Hong Kong shares, the 10th consecutive day of net buying. Financials were one of the best performing sectors in Mainland China, Hong Kong, and globally. HSBC was up +2.9% overnight. Technology was also a strong performer in Hong Kong as the Hang Seng Tech Index gained +2.5% overnight, led by gaming names on strong approvals, including of foreign games, in the lates round. … [Read more...] about China Goes Risk On

Citigroup Inc chief executive officer Jane Fraser expressed confidence in the U.S. banking system after a series of U.S. bank failures rattled investors and fueled turmoil across global financial markets. The banking sector is “pretty sound,” despite high-profile bank closures, Fraser told the Economic Club of Washington D.C. “This is not a credit crisis,” she said. The fourth-largest U.S. lender is not interested in buying beleaguered First Republic Bank, Fraser added. Citi was one of 11 major banks to contribute a combined $30 billion in deposits to First Republic last week to help it buy more time to restructure, she said. Major US banks inject $30B to rescue First Republic Bank Your subscription could not be saved. Please try again. Your subscription has been successful. … [Read more...] about Citigroup CEO says ‘this is not a credit crisis’ after U.S. bank failures

A First Republic Bank branch is pictured in Midtown Manhattan in New York City, New York, U.S., March 13, 2023. REUTERS/Mike Segar/File photo Shares of First Republic Bank tumbled 14 percent in extended trade on Tuesday following a report that a potential deal for the troubled bank could rely on government backing to encourage buyers. The steep drop partially reversed the nearly 30 percent rally in the stock during regular trade. The government could play a role in taking out assets that have eroded First Republic’s balance sheet, Bloomberg reported, citing people with knowledge of discussions between Wall Street CEOs and U.S. officials. In addition, First Republic has tapped investment bank Lazard Ltd to help it explore strategic options, the Wall Street Journal reported, citing people familiar with the matter. First Republic declined to comment about the reports by Bloomberg and the Wall Street Journal. Potential government backing in a deal to save First National could … [Read more...] about First Republic slumps after report of potential government backing in deal

The heyday of Neopets has long gone. But Dominic Law, CEO of Neopets Meta, thinks the two decades-old virtual pet game has all the right ingredients to become a Web3 title. From a base in Hong Kong, Law is building a blockchain-based 3D virtual world for these fantasy creatures, even as the future of Web3 gaming is blurred amid a crypto winter. L ike tens of millions of preteens who got on the internet for the first time in the early 2000s, Dominic Law used to spend his free time on Neopets.com . He spent hours feeding jellies to his dragon-like digital pet (called a Shoyru, the most popular Neopet species), earning virtual currencies by playing mini-games like Extreme Potato Counter and exploring the website’s vast online world where a giant dinosaur egg omelet exists. Within a few years, however, Law’s virtual pets, like millions of others, were forgotten as he got busy with school exams. After more than two decades later, Law, who is now 35 years old, got … [Read more...] about Remember Neopets? This Hong Kong Company Is Trying To Revitalize The Nostalgic Game With Web3 Technology

Share to Twitter Share to Linkedin Chris Venezia is CEO of ProofPilot, with 15+ years of leadership in product commercialization, patient recruitment and sales & marketing. As the world becomes increasingly digitized, health tech startups are under pressure to stand out from the crowd. But in our saturated industry, how can you differentiate yourself? My entire career has been in health tech solutions; through trial and error, I learned the best ways to be unique, and it has ultimately led to nearly half a billion dollars in sales. Read on to learn how. 1. Create magic. Create an unforgettable brand by going above and beyond the expected. Creating magical moments for your customers makes them remember you. My favorite example comes from an unlikely source–Chewy. The memorable moments they create for customers truly differentiate them. • They personalize: Handwritten letters are sent to every new customer. • They … [Read more...] about How To Attract Customers To Your Health Tech Startup

Share to Twitter Share to Linkedin “Bird Box,” a thriller starring Sandra Bullock, sucked in 45 million Netflix viewers in a week. “Bandersnatch,” part of Netflix’s “Black Mirror” franchise, set new standards for interaction. Netflix is quietly transforming the entertainment industry with data. The home screen for the Netflix Inc. original movie "Bird Box" is seen on an Apple Inc. laptop computer in this arranged photograph taken in the Brooklyn Borough of New York, U.S., on Sunday, Jan. 13, 2019. Netflix is scheduled to release earnings on January 17. Photographer: Gabby Jones/Bloomberg photocredit: © 2019 Bloomberg Finance LPIn fairness, the Los Gatos, Calif., company was a data business long before it turned to content creation … Founded in 1997, Netflix began as a subscription mail-order DVD company. Back then, distributing the shiny discs in prepaid mailing pouches was so disruptive that it brought Blockbuster Video, a nationwide goliath, to … [Read more...] about Netflix Harnesses Big Data To Profit From Your Tastes

Share to Twitter Share to Linkedin Spring is in the air–and so, apparently, are corporate layoffs. Companies including Microsoft Corp, Amazon, Meta, Pepsi, Boeing, Disney and Goldman Sachs Group have cut thousands of jobs. The information sector, which includes many tech workers, saw employment decline for the third straight month, by 25,000. Finance and insurance, which are affected by rising interest rates, saw a decline of 10,000 jobs to 6.7 million. Wall Street economists began 2023 anticipating a recession by midyear. If that happens, layoffs would almost certainly increase. I have some advice on important steps to take now, even before you get that dreaded layoff notice. Get organized– As soon as you suspect that a layoff is in the picture, start analyzing your finances, medical needs and job skills. That includes looking at your spending to see how you can cut back. If you don’t already follow a budget, you can get started with … [Read more...] about How You Can Financially Thrive And Survive A Layoff

Share to Twitter Share to Linkedin Sam Mehrbod | Ph.D. is a Builder, Investor & CEO at Roomvu Real Estate Social Media | Turning Complex News & Data to Videos. With social media platforms becoming a crucial aspect of personal branding, creating a personal brand is a powerful tool to showcase your unique qualities, skills and values to a global audience. By effectively utilizing social media platforms such as LinkedIn, Twitter and Instagram, individuals can establish themselves as experts in the field, become the go-to person for their audience needs and create a strong online presence. A strong personal brand helps you to stand out from the crowd. In a world where first impressions matter, cultivating a positive personal brand on social media can be a game changer for individuals looking to build their reputation and make a lasting impact. But there is a vital element that gets missed by a lot of brands. While having a strong brand is … [Read more...] about How To Build An Authentic, Relatable Brand On Social Media