In fact, in a few categories like health and travel insurance the premiums being quoted are going up by 5-8 percent owing to a rise in claims. The number of exclusions or incidents for which insurers will not pay for, is also on the rise. Past claims history is used by insurers to take this decision. … [Read more...] about Brace for insurance premium hikes in post COVID-19 era
Insurance effective date
Kotak has retained its fair value of Rs 10,200 for Bajaj Finserv. Bajaj Finance, valued at its RGM-based fair value, adds 74 percent to the SoTP. It values the general insurance business at 4.5 times book, similar to the valuation multiple assigned to ICICI Lombard. It values Bajaj Life at 1.5 times EV, significantly lower than its peers, as it expects its operating RoEV to remain at 11-12 times. … [Read more...] about Kotak advises accumulating these 10 large-cap stocks amid virus-led uncertainty
Individual changes aren’t enough Reducing contributions to the landfill is an enormously complex task. Even with the amount of brainpower and effort Phoenix has applied to the system, it’s hard to know whether they’ll hit their goal by the end of this year, or their longer-term dream of becoming zero-waste. And if it’s too much for a city to handle, it’s certainly too much for individual citizens to handle. When Spencer starts telling me about what I should do with my old clothes (yes, I should take them to Goodwill but only the nicely used ones, and Phoenix’s Textile Curbside Collection program means people must not only separate yard waste and recyclables into different containers but also old clothes), I feel my brain start to tug apart at the seams. It’s enough for me to get through the workday and make sure there are vegetables on the table at dinner. Even though I don’t want to be buried in my own garbage, it’s too hard to … [Read more...] about How America’s least sustainable city learned to love recycling
"It will now go to the FA Council for ratification. We fully support the decision they came to during these challenging and unprecedented circumstances for English football."Time to show-off your poker skills and win Rs.25 lakhs with no investment. Register Now! … [Read more...] about Coronavirus pandemic | English football chiefs brace for ‘difficult’ decisions regarding ongoing season
I felt a little ashamed (I should know this!), a little proud (wow, we must have so much else to talk about!) and very confused (who even is he?). How was it possible that I could write an encyclopedia about this person but couldn't tell you how he spends 50 to 70 hours a week, or how he's spent 50 to 70 hours a week every week over the last 20 years of his career? … [Read more...] about Couples having a working-from-home revelation: That’s what you do all day?