Innovative online services

Share to Twitter Share to Linkedin Mateus Hernandes Rodrigues—Director of International Operations at DB1 Global Software . Under development by the Federal Reserve, FedNow is a U.S. instant payment service designed to provide a fast, safe and efficient way for individuals and businesses to conduct real-time financial transactions. Inspired by the Brazilian PIX, in my previous article, Five Lessons From Brazil For Implementing FedNow , I mentioned some preparations that technology companies may have. I will now provide more detailed information on key resources, stakeholders and technical information about the service. Unlike other instant payment methods, such as PayPal, FedNow is being developed and operated by the Federal Reserve rather than a private company. This means that it will be supervised directly by the institution and will be subject to the same regulations and supervision as other payment systems that are operated by it. The … [Read more...] about On The FedNow Service: What To Expect From The First Version

Share to Twitter Share to Linkedin Group Chief Executive at Kin + Carta Europe , delivering end-to-end digital services for the world’s leading businesses. What are CEOs for? For me, our main role is to feed, drive and energize a team. This is often best done in person and in small doses, although it can be almost as effective remotely. It’s a question of how you can be ‘with the people’ when and wherever they need you. CEOs are experienced hybrid workers. In most organizations, whether they're global or have a few offices in one country, the CEO cannot be in the same place as their entire team at the same time. In many ways, our working lives haven’t necessarily changed that much post-pandemic. At a time when teams are often split between home and office, we need to make the most of every interaction we have with our colleagues. This has meant dialing up the need to be more considerate and open to listening—whatever the conversation, … [Read more...] about How CEOs Can Bring Out Their Human Side In A Hybrid World

Share to Twitter Share to Linkedin CEO of Wallarm , API security company. API security is a critical aspect of business operations in today's digital landscape. With the growing use of APIs, businesses are becoming more reliant on them to connect to various systems, applications and services. However, with this increased dependence comes an increased risk of API leaks, which can result in significant damage to a company's reputation, financial losses and legal repercussions. In this article, we will explore the most recent API leaks that occurred in quarter four of 2022 and discuss some emerging API security trends for 2023. We will also examine how businesses can take steps to prevent API leaks and protect their valuable assets, as well as how they can respond effectively when an incident does occur. By understanding the latest trends and best practices in API security, businesses can ensure that they are well prepared to protect themselves and … [Read more...] about API Leaks: Understanding The Threats

Share to Twitter Share to Linkedin CEO at Embed . Passionate for business, tech development & women empowerment. Mental health is now prevalently on the radar for most organizations—and this was not the case some years ago. The American Psychological Association’s 2022 survey found that 71% of workers believe that employers are now more concerned about their mental health than in the past. I often wonder if this is one of the silver linings of Covid, in addition to having the opportunity to work from home, which also raised new issues relating to mental health and the balance between work and home. According to a brief by the World Health Organization, anxiety and depression’s global prevalence increased by 25% in the first year of the Covid-19 pandemic. The lines were always blurred for us in senior roles in organizations, where gaining that ideal balance between work and home life is a race most are not winning. Prior to Covid, I worked … [Read more...] about Corporate Mental Health Programs: The Future Of Work And Well-Being

Share to Twitter Share to Linkedin Romi Stein is CEO & cofounder of OpenLegacy , leading its strategic vision of digital-driven integration for legacy systems. In previous blogs, I have touched on automation from different aspects or levels. On the micro level, we have seen that back-of-house activities can, and should, be as automated as possible for various reasons, such as economic efficiencies and compliance. But at the customer-facing side of things, automation should support human activities. On the macro level, combining AI and automated processes can provide startling new abilities and opportunities. Machine learning and neural networks utilizing existing resources and processes are already beginning to make waves (Walle and ChatGPT are just the beginning). There are many ways to look at technological development, most often in three or four stages: invention, innovation and diffusion—or R&D, growth, maturity and decline. … [Read more...] about Automation Is A Strategy, Not (Only) A Means Or An End

Share to Twitter Share to Linkedin Apple just blamed its weakest quarter in years on forces outside its control. But something else could be behind Apple’s 5% drop in sales for the most recent quarter. Apple is violating one of the most basic requirements for growth: customers will switch to the product that offers them the most value. Based on listening to my undergraduate students this week, many are feeling like fools for being locked in — via the iPhone — to Apple’s “ecosystem.” They would rather own a product that costs less and works better. Apple’s business is dependent on essentially jailing its customers within its ecosystem. The iPhone is a 15 year old product — that accounted for 56% of Apple’s revenues in the latest quarter. It competes in a declining smartphone industry — shipments were down 18% in the latest quarter, according to the Wall Street Journal . Apple’s growth problem is not really due to macroeconomics or supply chain … [Read more...] about With Revenue Down 5.5%, Tim Cook Presides Over Shrinking Apple

Share to Twitter Share to Linkedin The world is turning the page and rewriting retail. After a tumultuous few years, the industry is moving from recovery mode to reformation with exciting changes and digital innovations. Despite talks on the revival of the high street, changing consumer behaviors have shifted from offline to online, and have become more channel agnostic. Retailers are now leveraging Artificial Intelligence (AI) and other cutting-edge technologies to streamline operations and improve efficiencies. As we progress into the year, these are the top trends to be aware of to stay ahead of the competition. 1. Generative AI to scale businesses AI-powered technology has been making waves for quite some time now. From artificial influencers to deep fakes, OpenAI’s ChatGPT platform is driving attention to the potential of generative AI. This form of deep machine learning combines natural language processing to compose ‘original’ content that is … [Read more...] about 5 Growing Retail Tech Trends That Will Dominate Asia And Beyond In 2023