Life insurance is critical to protect your dependants in case something unfortunate were to happen to you. This will ensure that your loved ones are financially secure in case of any eventuality. Insurance companies offer two kinds of policies – pure risk cover and investment-cum-risk policies. It’s advisable to opt for pure risk insurance cover (Term plans) with add-ons such as disability cover, accidental death cover and critical illness cover, based on your specific needs. Insurance should be used only for protection and should not be combined with investment. Investment-based policies such as Unit Linked Insurance Plans (ULIPs) and endowment plans are expensive and offer much lower amount of cover for the same amount of premium as compared to term plans. … [Read more...] about 3 critical steps to take before you start investing
Imposes tariff on imports
Currently, WhatsApp does not sync chats when a user moves from one mobile device to another. The only way to transfer those chats is via a backup. The WhatsApp desktop/ web client, however, is an exception, which syncs your chat history when it is connected to your mobile device via an Internet connection. … [Read more...] about Upcoming WhatsApp feature will let users sync chat history across platforms: Report
The WHO says the higher estimates are the result of a better understanding about pollution-related diseases, and monitoring technology that takes account of more demographic groups, including communities in rural areas. Heart disease and stroke account for 80% of outdoor pollution deaths, it says, and 60% of indoor deaths. … [Read more...] about 1 in 8 Deaths Globally Are Linked To Air Pollution
The term ‘financial independence’ simply means that you have sufficient savings to live your life as you please. To some, it simply means retirement from work at the age of 58 and spending time with their families. For a few others, it is about pursuing their passions, without having to worry about the money. So, it can be time spent with NGOs or chasing a hobby, or even converting a hobby to a profession. Still others may want to continue working, but on their own terms. … [Read more...] about How much money do you really need to be financially independent?
Confusion prevailed on this subject in the past as a full Bench of the Bombay High Court held that the daughters born prior to the date when the law was amended will not have any part in their father’s property. The High Courts of Delhi, Orissa and Karnataka took a different view, holding that daughter born prior to the amendment but who are alive on the date when the amendment came into force will be equally entitled as sons to the share in father’s property. … [Read more...] about Daughter entitled to equal property rights under Hindu Succession Act: SC