Basic Services Demat Account (BSDA): Unlike Normal Demat Account, this one offers limited services to investors at lower costs. A BSDA Demat account is mainly intended for small investors who don't or can't invest regularly in stocks, bonds, ETFs etc. A criterion for BSDA is that you need to have only one single Demat account i.e the BSDA needs to be your only Demat account across all depositories. SEBI (Securities and Exchange Board of India) felt that the majority of Demat account holders don’t really use their accounts as much as they should or for multiple purposes and are still ending up paying high maintenance fees. So, to help out such investors it came up with this account type. The Annual Maintenance Charges (AMC) structure for BSDA Demat accounts shall be on a slab basis on the value of the holding, which shall be determined by the DPs (HDFC Bank in this case) based on the daily closing price or NAV of the securities or units of mutual funds. If the value of holding in … [Read more...] about HDFC demat account: Its charges, account opening process, etc.
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Why it’s important: By default, iOS will store all your iMessages on your phone forever—and they will be transferred to your new phone when you get one. But these messages often contain very personal communications with our loved ones or details that could make us or them vulnerable. For example, parents will often communicate with their children about their schedules and whereabouts, such as what time they will be at soccer practice. A third party who gains access to years worth of those messages could reasonably work out where your child is going to be and when. Other times, we’ll share sensitive information with our family or friends via text messages—like the code to our home security system if a friend is watching our place while we are away. This information would be invaluable to a stalker or thief, and there’s no reason a copy of it should be sitting around on your phone for years. … [Read more...] about Use these 11 critical iPhone privacy and security settings right now
Whether mothers embrace the idea of bioreactor-grown breast milk is another question. But Strickland, a cellular biologist who had difficulty breastfeeding her own two children when they were born prematurely, saw the potential, and began working on the technology on the side. Egger, a food scientist who is currently working on an MBA at Duke University, became interested after spending a summer working with the Gates Foundation researching plant-based protein sources for lower-income countries and recognizing the challenges for nutrition in infants. The two met last summer and quickly began collaborating to bring a product to market. … [Read more...] about Scientists have figured out how to grow breast milk in a lab
Speaking at a press conference here, he said, "Nitish ji has always said that he cannot leave the ideals of Gandhi, JP and Lohiya... At the same time, how can he be with the people who support the ideology of Godse. Both cannot go together. If you want to stay with the BJP, I don't have any problem with it but you cannot be on both sides." … [Read more...] about Prashant Kishor questions Nitish Kumar’s development model in Bihar
"As of today, I can say that not one ticket is being booked through illegal softwares. We have plugged all the issues that we had with the IRCTC website and also nabbed most of those who were top operators of the software," the RPF DG said at a press briefing. … [Read more...] about More Tatkal tickets available now as Railways weed out illegal softwares