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Share to Twitter Share to Linkedin Your Coronavirus stimulus check may go out this week or next. Here’s what you need to know. Stimulus Check “The checks from the Treasury and the IRS probably start going out...I think this week, perhaps early next,” Larry Kudlow, Director of the U.S. Economic Council, said to CNBC . That’s good news for millions of Americans who are waiting for their stimulus check due to the Coronavirus pandemic, which could be as much as $1,200 per person, $2,400 for married couples filing jointly and $500 per dependent child. Kudlow added, “We’re giving assistance checks to 175 million Americans.” A memo from the House Ways and Means Committee, however, claims that although 60 million stimulus checks will be distributed in mid-April, other Americans who did not provide direct deposit on their tax return potentially may need to wait months before they receive their stimulus check. The House Ways and Means Committee … [Read more...] about Stimulus Checks Should Go Out This Week Or Next, Says Kudlow

Share to Twitter Share to Linkedin In a conversation I had with our CEO at Anderson Business Advisors, we discussed a financial planner that we both knew. A married couple in their early forties came into his office. They were earning about $40,000 per year, and they wanted to retire. The financial planner said, “There’s no way,” but then he looked at their numbers. They owned rental properties that were more than paying for their expenses, and they lived pretty frugally. They didn’t have any debt. They owned their house outright. They owned their cars outright. They did not have children, so they didn’t have those related expenses. They had enough assets and did not need to work. The planner was kind of shocked and asked them how they had done it. They said that they just always put 20 percent of their money aside into an investment account, and when it got big enough, they would buy another rental property. That is the secret. They consistently put money … [Read more...] about The Best Time To Start Securing Your Financial Future Is Now

Many once-promising financial startups are cash-strapped; others have broken business models. By Jeff Kauflin & Emily Mason ; Illustration by Matt Chase for Forbes ON November 15, the cofounders of Ribbon Home, a five-year-old financial technology company that promised to fix a “broken” homebuying market by offering buyers the ability to make all-cash offers, sent a cryptic and disconcerting email to its entire staff. “During this time of uncertainty, we ask team members who are not customer- or finance-facing to shift their focus from work to self-care, spending time with family and doing things that bring you comfort,” it read in part. Six days later, New York City-based Ribbon dismissed 85% of its staff—190 people—and cut severance to one week’s pay versus the six weeks employees had been previously promised. Fewer than 30 people remain today, and the company recently announced that it has paused all new business. Ribbon’s days are … [Read more...] about Merge Or Perish: 25 Struggling Fintech Startups

Share to Twitter Share to Linkedin There’s a staggering variety of apps on the market today designed to help us manage our schedules, monitor our health, boost our productivity, calm our nerves, keep our to-do lists in order—and anything and everything in between. There are so many that “shopping around” for the best options on offer can be overwhelming. Tech leaders not only spend their days building and using apps but also staying up to date on the latest offerings, so they’re a great source for discovering the best business- and personal-use apps available. Below, 13 members of Forbes Technology Council share their favorite lifestyle and productivity apps and explain how these technologies help them succeed. 1. 1Password I can’t recommend a password manager strongly enough. Everyone should be using one and should have unique, randomly generated, strong passwords for every online service (and two-factor authentication when available). I’ve been a … [Read more...] about 13 Tech Leaders Talk About Their Favorite Lifestyle And Productivity Apps

Share to Twitter Share to Linkedin Housebuilder Barratt Developments has announced a large slump in its order book for the first half of its fiscal year. However, the FTSE 100 company rose 2% in value following the news as results indicated a possible recovery in the UK homes market. It was last trading at 470p per share. Revenues And Profits Rise Total completions at Barratt rose to 8,626 homes between July and December, it said. This was up 6.9% from the 8,067 properties the business recorded a year earlier. This drove revenues 23.9% higher to £2.78 billion. And adjusted pre-tax profit increased 15.9% year on year to £521.5 million. However, adjusted gross margins at the business dropped 170 basis points year on year to 23.3%. This was due to higher build cost inflation which hit 10% during the first half. Greater sales in the lower-margin London market also pushed margins lower. Barratt’s net cash meanwhile dropped to £969.1 million from … [Read more...] about FTSE 100 Shares: Housebuilder Barratt’s Reservations Slump As It Indicates Possible Market Recovery

Share to Twitter Share to Linkedin OBSERVATIONS FROM THE FINTECH SNARK TANK 2021: The Year of Value Chain Disruption I’ve never been a big fan of “Year of the [fill-in-the-blank]” proclamations. Google the term “year of the customer” and you’ll find that every year for the past 15 years has been heralded as the year of the customer. Hey, one year it might just really happen. And past claims of “disruption” in financial services have centered on changes at the customer interaction level—i.e., digital account applications, user interfaces, etc. That didn’t really result in much true disruption because there is a whole value chain of activities that occur leading up to the point of customer interaction—and little of that has changed to date. Changes (or disruptions) to the value chain have certainly been in the works for a while now, but 2021 is going to shine a much brighter spotlight on those activities—making 2021 the year of value chain … [Read more...] about Top 5 Banking And Fintech Trends For 2021

Share to Twitter Share to Linkedin Dispatches from Ukraine. Day 350. As Russia’s attack on Ukraine continues and the war rages on, reliable sources of information are critical. Forbes gathers information and provides updates on the situation. National. Kharkiv region. Kharkiv city center was attacked by four S-300 rockets at 11 pm local time on Feb. 7 , Kharkiv regional governor Oleh Syniehubov announced in a post on the messaging platform Telegram. A civilian infrastructure facility was hit, with damage to several buildings that subsequently caught on fire. No casualties were recorded, but damage is still being assessed. A 74-year old woman was killed and a 16-year old girl injured by artillery fire in the town of Vovchansk , which remains under constant shelling, as do the settlements Kupiansk, Strilecha and Veterynarne, added Syniehubov. Donetsk region. Donetsk regional governor Pavlo Kyrylenko reported an attack on the city of … [Read more...] about Wednesday, February 8. Russia’s War On Ukraine: Daily News And Information From Ukraine