Historically long term returns of the stock market have been positive

Share to Twitter Share to Linkedin Upside Investing represents a revolution in investment/spending strategy. It lets you set a living standard floor that only rises as a result of investing in stocks and other risky assets. The higher your floor, the lower your upside and vice versa. The stock market is, once again, going nuts — dropping relentlessly, then bouncing back, only to plunge again, but then recovering, well, kind of, and … This is, in short, excruciating times for those counting on the market to see them through retirement. Stocks have always been a high-reward, high-risk ride. But since the Great Recession, the market seemed reliable. No longer. Today’s economic and geopolitical world is crazzzy and the stock market doesn’t like crazzzy . We now face raging inflation, round three of COVID, lingering supply-chain disruptions, on-again-off-again Chinese production, global energy and food shortages (curtesy of Vladimir the Excrement), … [Read more...] about Finally, A Safe Way To Play The Market — Upside Investing

Since the very first cases of COVID-19 were identified, this new virus has largely confounded the scientific community. But perhaps even more mysterious are the wide-ranging symptoms that many who contracted the virus continue to experience long after the expected recovery period. This phenomenon is known as long COVID, or long-haul COVID. advertisement advertisement The severity of long COVID runs the gamut, with some people experiencing relatively minor but somewhat disruptive symptoms and others feeling completely incapacitated. Long-COVID symptoms can linger for a few weeks or months; some people have been living with them for more than two years now. Debilitating long-COVID symptoms occur in a small minority of cases, but they are devastatingly real for the individuals experiencing them. Despite emerging scientific and abundant anecdotal evidence, there are many people—even in the medical establishment—who remain skeptical of the potential … [Read more...] about Long COVID is still draining many workers. Here’s how it affects productivity

Homegrown oil company Phoenix Petroleum Philippines, Inc. returns to profitability with a net income of Php 201 million for the second quarter, its highest since the onset of the pandemic. Gradually recovering from the loss in the first quarter, gains from its overseas businesses and continued OPEX discipline across the Group grew EBITDA by 67% quarter-on-quarter. “We had a difficult start this year, but we’ve gained some traction, and are seeing favorable results from our strategies. Improved margins and our sustained prudence are paying off, and we are in a better position to cultivate growth as the market further recovers,” said Phoenix Petroleum President Henry Albert Fadullon. The company is reaping the benefits of its long-standing commitment in streamlining operations and maximizing efficiency across the business as OPEX was lower by 10% quarter-on-quarter. As part of its pre-pandemic OPEX and CAPEX rationalization programs, Phoenix has continued to advance … [Read more...] about Phoenix returns to profitability in Q2

The research firm ICICI Securities believes earnings of apparel brands and retail companies under their coverage may surprise positively from Q3FY22E as the likely demand recovery may result in better than expected margin performance. Some of the costs savings achieved during pandemic may sustain and coupled with high operating leverage may lead to higher than pre-covid margins from Q3FY22E.  Stocks like Trent, V-Mart and Aditya Birla Fashion and Retail are the preferred picks backed by their strong and consistent track record of execution. Trade Watchlist Portfolio Message Set Alert live bse live nse live Volume Todays L/H More × ICICI Direct's research report on ABB India ABB India (ABB) is a leader in technology solutions connecting software to its electrification, robotics, automation and motion portfolio. It operates in mainly three key segments including robotics … [Read more...] about Buy ABB India: target of Rs 3275: ICICI Direct

Share to Twitter Share to Linkedin “We want to distinguish ourselves on a different level from our competitors. We try our best to be a company that has a soul and has a heart.” - A. Panconesi Andrea Panconesi is the founder, merchandiser and mastermind behind the world-famous fashion retailer, LuisaViaRoma. He’s a third-generation retailer, having grown up with the brand that started with his grandmother, who designed and sold hats in the 1800’s. Raised in the family business, Andrea took over LuisaViaRoma with a vision to keep the company on the forefront of an ever-evolving fashion and retail industry. Headquartered in Florence, LuisaViaRoma is a destination in itself, a place to find a mix of designers from around the world, including Balenciaga, Saint Laurent, Balmain, Givenchy, Alanui, Rhude, and Brock Collection. In addition to offering designer fashions in a competitive industry, LuisaViaRoma decided early on to sponsor and hosts star-studded … [Read more...] about LuisaViaRoma’s Founder, CEO And Editor-In-Chief On Involving Creators To Build A Content-Led Strategy In Ecommerce

Share to Twitter Share to Linkedin Everyone is watching the same movie, but holds conflicting opinions of what it means. Optimists see the recent jobs report showing more than 500,000 new jobs were created. They are encouraged that the unemployment rate is at record lows, and employment in the United States is back to where it was pre-pandemic. Feeling confident in the future, they noticed that the stock market recouped much of its recent losses and wholesale inflation dipped in July. This week, the CDC eased Covid-19 guidelines significantly. Plans are made, as people still have plenty of time left to enjoy the summer. Others who watched the same movie left the theater feeling depressed over runaway inflation and the high prices of gas, food, rent, automobiles and basic necessities. They are anxious about their stock portfolio plunging and spiking interest rates that will prohibit them from being able to purchase a new home. They stress out over … [Read more...] about How To Choose Happiness At Work In A Time Of Turmoil

Share to Twitter Share to Linkedin For all those who’ve been frustrated by the continuing need to rent because of the lack of affordable housing, the near-term future is looking overall at least as bad as the immediate past. There’s a three-part problem: a vicious demand circle, the economics of building, and investors. Vicious demand circle No one need tell you the personal impact of a freakishly disruptive housing market. However, some details about the current dynamics, although it doesn’t immediately solve problems, might help in planning and knowing when to shift back to searching for a house (because, if you can afford the fixed rate payment, you’ll eventually be ahead of rents that keep rising, even if at a slower pace than recently). The demand and supply issues go back to the Great Recession in 2008. Millions of homes entered foreclosure, credit seized up like a 25-year-old car with a two-year-old oil leak, and the housing market tanked … [Read more...] about Buying A House Is About To Get Even Harder

Share to Twitter Share to Linkedin People are concerned about money. More than half ( 54% ) of the United States workforce cite money issues as a larger cause of stress than their health and relationships. Finding unique wealth-building strategies is an excellent way to feel ahead of the game, and the strategies don’t even have to be complex! Here are some simple tips for staying on top of your money game. Invest Your Spare Change in Crypto Crypto is a word people all around the world are now familiar with. However, the use of cryptocurrency is still a mystery to many. Bitcoin BTC was the first cryptocurrency to be outlined in principle in 2008 and is by far the most popular, with $1.03 trillion invested in it, representing around 40% of all crypto investments. The project was described by its creator, operating under the pseudonym Satoshi Nakamoto , as “an electronic payment system based on cryptographic proof instead of trust.” IRS … [Read more...] about 3 Wealth-Building Strategies You Haven’t Thought Of Yet

Share to Twitter Share to Linkedin The job market and the economy will be in bad shape for a while. With all the chatter about inflation and a recession, it's hard to understand what is happening. Let’s break it down. A combination of pent-up demand from the pandemic, supply chain disruptions , trillions of dollars flooded into the market from the Federal Reserve Bank, and massive fiscal stimulus packages from both the Trump and Biden administrations helped stoke inflation . Runaway inflation is ruinous to a country. The costs spiral out of control. The poor are disproportionately impacted, as they generally don't have emergency funds or the ability to earn more than the rising inflation rate to keep their heads above water. To decrease the adverse impact of inflation, Jerome Powell, the head of the Federal Reserve Bank, announced that he would raise interest rates to battle inflation and cool down the economy. If you have been looking to … [Read more...] about An Easy Explanation Of What Happens When The Federal Reserve Bank Raises Interest Rates

The freeze on petrol, diesel and LPG price revision despite rising cost will hit profitability of state-owned Indian Oil Corporation (IOC), Bharat Petroleum Corporation Ltd (BPCL) and Hindustan Petroleum Corporation Ltd (HPCL) this fiscal, Fitch Ratings said on Wednesday. The three state-owned fuel retailers haven't changed auto fuel prices for over four months now to help the government contain runaway inflation. "Marketing losses on account of price-freezes for gasoline (petrol), gasoil (diesel) and Liquified Petroleum Gas (LPG) during recent periods of elevated crude oil prices may pressure the profitability and, consequently, the credit metrics of Indian Oil Marketing Companies (OMCs)," Fitch said in a note. The rating agency expected OMCs' credit metrics to weaken beyond the negative triggers of their Standalone Credit Profiles (SCP) in the financial year ending March 2023 (FY23) as retail losses outweigh strong Gross Refining Margins (GRMs). "However, metrics should … [Read more...] about Price freeze on petrol, diesel, LPG to hit profitability of IOC, BPCL, HPCL: Fitch Ratings