Health insurance

Here's all you need to know about the new process:Insurers will send the policy document and a copy of the proposal form through digital means. This will be sent to the registered e-mail id or mobile number provided by the customer only on the specific consent provided by the policyholder.The policyholders will need to be informed through SMS that the policy document or copy of the proposal form have been sent to their e-mail id or any other digital or electronic mode.A proper mechanism must be put in place by insurers in order to ensure that the documents are sent to the right email address and phone number. This could include an acknowledgment that is appropriately obtained or auto-collected on delivery.When documents are forwarded by electronic means, the mechanism of policyholder having received the document or the electronic platform having delivered the documents shall be maintained. It shall be clearly informed to the policyholder that the date of delivery of the … [Read more...] about COVID-19 impact | Now buy health, auto insurance online: Check out the process and documents needed

With COVID-19 looming large over the country’s hapless denizens, the wisdom of investing a mere 1.15 percent of GDP in public health expenditure could come back to haunt the republic. The level of destruction that the coronavirus is going to inflict on India is still unclear, but suffice it is to say that real danger looms ahead. The record in public policy does not encourage optimism, and the government has reacted too slowly to the dangers inherent in the pandemic. To be sure, so has the rest of the world, including the USA, but each country’s case is different. If the Indian Council of Medical Research’s (ICMR) COVID-19 testing is any indication, there is a lot of ground that needs to be covered. On the basis of about 15,000 to 17,000 tests this week, the Council has concluded that community transmission has not occurred! The sample size is tiny, given the country’s huge population, and it will not take us too long to figure out whether it has reached the … [Read more...] about Coronavirus pandemic: India’s measly investment in healthcare may come back to haunt it

There are broadly four types of vaccine — one, a vaccine based on the whole virus (this could be either inactivated, or an attenuated [weakened] virus vaccine); two, a non-replicating viral vector vaccine that uses a benign virus as vector that carries the antigen of SARS-CoV; three, nucleic-acid vaccines that have genetic material like DNA and RNA of antigens like spike protein given to a person, helping human cells decode genetic material and produce the vaccine; and four, protein subunit vaccine wherein the recombinant proteins of SARS-COV-2 along with an adjuvant (booster) is given as a vaccine. … [Read more...] about COVID-19 | Manhattan’s office buildings are empty. But for how long?

There are broadly four types of vaccine — one, a vaccine based on the whole virus (this could be either inactivated, or an attenuated [weakened] virus vaccine); two, a non-replicating viral vector vaccine that uses a benign virus as vector that carries the antigen of SARS-CoV; three, nucleic-acid vaccines that have genetic material like DNA and RNA of antigens like spike protein given to a person, helping human cells decode genetic material and produce the vaccine; and four, protein subunit vaccine wherein the recombinant proteins of SARS-COV-2 along with an adjuvant (booster) is given as a vaccine. … [Read more...] about Swiggy to lay off 350 employees due to COVID-19 pandemic

You can easily avoid the burden of unnecessary debt by curbing your need for instant gratification and keeping peer pressure at bay. If you require a loan, by any chance, have a sound repayment strategy beforehand and avoid taking on more than what you can handle. … [Read more...] about Roadblocks to financial independence and ways to overcome them