Harsh reality meaning

Share to Twitter Share to Linkedin People are concerned about money. More than half ( 54% ) of the United States workforce cite money issues as a larger cause of stress than their health and relationships. Finding unique wealth-building strategies is an excellent way to feel ahead of the game, and the strategies don’t even have to be complex! Here are some simple tips for staying on top of your money game. Invest Your Spare Change in Crypto Crypto is a word people all around the world are now familiar with. However, the use of cryptocurrency is still a mystery to many. Bitcoin BTC was the first cryptocurrency to be outlined in principle in 2008 and is by far the most popular, with $1.03 trillion invested in it, representing around 40% of all crypto investments. The project was described by its creator, operating under the pseudonym Satoshi Nakamoto , as “an electronic payment system based on cryptographic proof instead of trust.” IRS … [Read more...] about 3 Wealth-Building Strategies You Haven’t Thought Of Yet

The neonatal intensive care unit (NICU) is designed to provide round-the-clock healthcare for babies who are born prematurely or with life-threatening health conditions. A NICU stay can be emotional and stressful for parents and there may be financial aftershocks once medical bills begin arriving. Newborn intensive care costs can be significantly higher than standard newborn care costs . While your insurance should pay for some of your medical expenses, it may not cover everything. Key Takeaways A neonatal intensive care unit (NICU) provides round-the-clock care for prematurely born babies and newborns with certain health conditions. If your baby has to go to the NICU shortly after birth, it's important to add them to your health insurance policy as soon as possible. Health insurance may cover some, though not all, of the costs associated with neonatal intensive care. Parents whose insurance does not cover the full cost of NICU or who are uninsured may qualify for … [Read more...] about Managing Costs for NICU Stay

- A + A PARIS (Aug 12): The European Space Agency (ESA) has begun preliminary technical discussions with Elon Musk's SpaceX that could lead to the temporary use of its launchers after the Ukraine conflict blocked Western access to Russia's Soyuz rockets. The private American competitor to Europe's Arianespace has emerged as a key contender to plug a temporary gap alongside Japan and India, but final decisions depend on the still unresolved timetable for Europe's delayed Ariane 6 rocket. "I would say there are two-and-a-half options that we're discussing. One is SpaceX, that is clear. Another one is possibly Japan," ESA director general Josef Aschbacher told Reuters. "Japan is waiting for the inaugural flight of its next generation rocket. Another option could be India," he added in an interview. "SpaceX I would say is the more operational of those and certainly one of the back-up launches we are looking at." Aschbacher said talks remained at an exploratory … [Read more...] about Europe eyes Musk’s SpaceX to replace Russian rockets

- A + A HONG KONG (Aug 12): Five of China's largest state-owned companies have announced plans to delist from US exchanges as the two countries struggle to come to an agreement allowing American regulators to inspect audits of Chinese businesses. China Life Insurance Co, PetroChina Co, and China Petroleum & Chemical Corp all disclosed their intentions to delist in statements published in quick succession on Friday, along with Aluminum Corp of China and Sinopec Shanghai Petrochemical Co. The US and China have been at odds for two decades over allowing American inspectors access to the audit work papers of Chinese companies. Negotiators have yet to hammer out an agreement with the clock ticking on a congressionally imposed deadline of 2024 to kick off businesses that do not comply. Mainland China and Hong Kong are the only two jurisdictions worldwide that do not allow inspections by the Public Company Accounting Oversight Board (PCAOB), with officials there … [Read more...] about China state-owned giants to delist from US amid audit spat

- A + A A weekly round-up of tanker and dry bulk market (Aug 12, 2022) This report is produced by the Baltic Exchange. The Baltic Exchange, a wholly-owned subsidiary of Singapore Exchange, is the world's only independent source of maritime market information for the trading and settlement of physical and derivative contracts. Its international community of over 650 members encompasses the majority of world shipping interests and commits to a code of business conduct overseen by the Baltic. For daily freight market reports and assessments, please visit www.balticexchange.com . Capesize The Capesize market continues to dwell in the doldrums as any attempts to spark a rally were quickly dealt a hammer blow as the 5TC closed the week at US$10,898 (RM48,434). This rate level is less than a third of the same time last year. The market was reasonably active this week. The Pacific market had most of the majors requesting tonnage for their West … [Read more...] about Baltic Exchange shipping updates: Aug 12

BACOLOD CITY—The Masskara Festival, one of the Philippines’ biggest feasts, has been cancelled in a bid to prevent the spread of SARS Cov2, the virus that causes COVID-19. Bacolod Mayor Evelio Leonardia on Sunday (Sept. 20) ordered the suspension of the highly-anticipated celebration and all other activities related to it in October to comply with health and safety protocols. “Facts and scientific studies supported by empirical data have undoubtedly established that mass gatherings can be an effective channel of transmitting and spreading infections, like the COVID-19, among the population,” Leonardia said. “Thus the EO suspending the MassKara Festival celebration and its attendant activities and revelries during the month of October 2020 is called for,” he added. According to the mayor’s order these activities related to Masskara are cancelled: parades street dance contests exhibits road shows dances talent shows singing contests beauty contests costume … [Read more...] about Masskara Festival cancelled

When the World Health Organization announced in May 2021 that it would start using letters of the Greek alphabet to designate Covid-19 variants of interest and concern, it hoped that the new labeling system would be " simple, easy to say, and remember ." Over a year later, WHO's Covid-19 naming has a lot of people asking: "what?" The designation of omicron variants as BA.4 and BA.5, which is now dominant (and deadly) has confused many people and hindered health officials in "selling" the idea that the public needs to remain vigilant. "It should have been a lot simpler, and a lot plainer," says Laurel Sutton, linguist and co-founder of Catchword , the 24-year-old San Francisco-based naming agency behind company names such as Asana and Upwork. Greek letters, she points out, don't mirror the phonetic order of the Latin alphabet--"gamma," for instance, comes before "delta." Many Greek letters already have established meanings: lambda is associated with the LGBTQIA community, … [Read more...] about The Omicron Follies: Covid-19 Variant Names Offer a Lesson in Bad Branding

Everyone has a personal story to tell. Some people are just better than others at telling those stories. Learning to craft and share an origin story is a valuable communication skill that every entrepreneur and small business should strive to sharpen. Storytelling skills will help you differentiate your idea or the products and services you sell. An origin story means exactly what it says--it reveals the origin of an idea. Where I live, in Silicon Valley, the most famous origin story started in a garage. It goes like this: In 1976, two friends started a computer company. One person was a brilliant engineer, and the other had a passion for marketing and design. Together, the two Steves (Jobs and Wozniak) created Apple in the garage of the house where Jobs lived with his parents. Together, they revolutionized the industry and made computers easy to use for the average person. In 1985, Jobs was kicked out of his own company after a failed boardroom coup. He returned … [Read more...] about 4 Basic Elements of Great Storytelling

The Chinese government issued an official document Wednesday that removes a previous pledge not to use force should China move forward with Taiwan “reunification.” China promised in two previous white papers, published in 1993 and 2000, that it “will not send troops or administrative personnel to be based in Taiwan” after reuniting the self-governing island with mainland China, a goal China openly pursues, Reuters reported . The updated document, “The Taiwan Question and China’s Reunification in the New Era” under President Xi Jinping, omits that clause, instead advocating for a peaceful reunification but creating the possibility for use of military force as a last resort. “National reunification by peaceful means is the first choice of the CPC and the Chinese government in resolving the Taiwan question, as it best serves the interests of the Chinese nation as a whole, including our compatriots in Taiwan, and it works best for the long-term stability and development of China,” … [Read more...] about China Walks Back Promise Not To Use Force In Taiwan ‘Reunification’

Share to Twitter Share to Linkedin For all those who’ve been frustrated by the continuing need to rent because of the lack of affordable housing, the near-term future is looking overall at least as bad as the immediate past. There’s a three-part problem: a vicious demand circle, the economics of building, and investors. Vicious demand circle No one need tell you the personal impact of a freakishly disruptive housing market. However, some details about the current dynamics, although it doesn’t immediately solve problems, might help in planning and knowing when to shift back to searching for a house (because, if you can afford the fixed rate payment, you’ll eventually be ahead of rents that keep rising, even if at a slower pace than recently). The demand and supply issues go back to the Great Recession in 2008. Millions of homes entered foreclosure, credit seized up like a 25-year-old car with a two-year-old oil leak, and the housing market tanked … [Read more...] about Buying A House Is About To Get Even Harder