Gross weight of a commercial vehicle means

Share to Twitter Share to Linkedin The Biden administration is straining to enact multiple, overlapping student loan debt relief initiatives. This includes one-time student loan forgiveness initiatives and adjustments, as well as more lasting regulatory reforms that will transform a broad swath of the federal student loan system. But implementation of some initiatives is getting delayed due to budgetary constraints. And borrowers on track for at least some student debt relief programs may encounter significant confusion and serious problems if the Education Department does not clarify program rules and the interrelationship between one-time waivers and new, more permanent regulations that will go into effect later this year. This is particularly true for borrowers seeking student loan forgiveness through Public Service Loan Forgiveness (PSLF) and Income-Driven Repayment (IDR). Here’s what’s going on. Biden Administration Relaxes Student Loan … [Read more...] about Potential Student Loan Forgiveness Loophole Could Cause Problems And Confusion For Consolidating Borrowers

Share to Twitter Share to Linkedin O n Wednesday , startup Relativity Space successfully launched its Terran 1 rocket from its launch complex at Cape Canaveral, Florida, after two previous attempts had been scrubbed. However, the rocket failed to reach orbit due to a failure with the upper stage engine after a successful stage separation. The rocket, which was almost entirely 3D-printed, is an industry first. Despite the failure, the event will give the company valuable data as it moves into future test launches. The company manufacture its rockets with its Stargate printers, which can help build a rocket from raw materials to flight readiness in about 60 days. “Not only did we develop a new rocket, but we also developed a brand new manufacturing platform that we've used to produce a majority of that rocket” says Relativity’s SVP of revenue operations Josh Brost. The company was founded in 2015 by Tim Ellis and Jordan Noone, both of whom had been … [Read more...] about Relativity Space Launches Its First 3D-Printed Rocket, But Fails To Reach Orbit

Share to Twitter Share to Linkedin There is no easy cure for what ails the U.S. financial system. The Wall Street Journal today (Wednesday, March 22) is filled with must-read articles describing many of the irreparable imbalances. Their correction phases will involve reversals, shakeups and washouts. Very importantly, there is no going back. The Federal Reserve's 15-year experiment with 0% interest rates and excessive money creation has reached its convulsive concluding phase. What we are seeing now are the so-called unintended consequences about which others have been warning. The turmoil, pain and suffering necessary to right the ship is at hand. Is it a recession? Yes, but it's not limited to the typical economic (GDP) growth decline. This period is a financial recession, more commonly described later as a crisis in the final, ugly stages. Why crisis? Because when the financial system gets shaken, it hits everywhere, this time including a … [Read more...] about Financial System Shakeup Has Begun

Share to Twitter Share to Linkedin You may have come across the recent news story of Kimberly Nguyen, a young UX writer at a big tech firm who found a job listing for the same position she holds. She had been asking for a raise for months, was denied repeatedly, then saw her own job listed on LinkedIn for a $32K - $90K range higher than her salary. Her posts about the experience went viral. It means something to have a face to put on the push for pay equity, and she’s received a lot of referrals, but no raise. “I can’t wait around for my company to do the right thing,” she tweeted , and noted that others in her firm are also done with waiting. “About to lose a lot of talent,” she posted about her company. Pay equity is not a sexy term. While it might be described as a hot topic —“pay equity is trending these days” — I read somewhere, we all know it’s not hot. Say the words to someone involved in policy making who’s just not that into the concept, and … [Read more...] about Grappling With Pay Equity In 2023: Forward Or Fallacy

Share to Twitter Share to Linkedin You’re at the office and start breaking out in a sweat without knowing why. Then a few weeks later, you notice that you have trouble concentrating and are starting to forget important meetings. You even begin wondering whether you might have early-onset Alzheimer's. Finally, you start to gain weight in unexpected places and feel uncharacteristically depressed. When you visit the family doctor, it turns out you’re not going crazy—it’s just menopause. Menopause, or “the change” as it’s often referred to, is a difficult experience to comprehend until you actually go through it. It takes many women by surprise and can have varying symptoms, including hot flashes, brain fog, weight gain, sleep deprivation and anxiety, to name a few. According to the U.S. Bureau of Labor Statistics , 41 million women over 40 are currently in the labor force. That means menopause-age women account for 26% of the workforce or 55% of all working … [Read more...] about Why It’s Time To Address Menopause In The Workplace

Don Norman has built a career by writing about things he didn’t understand. In 1985, Norman was a well-known professor of cognitive psychology chairing his department at the University of California, San Diego. But he was burned out. So the then-fortysomething decided to spend six months visiting the University of Cambridge. Working at the university’s psychology department, he was stuck in an old, quirky building whose layout and idiosyncrasies drove him mad. He became frustrated by his confusion while completing the simplest of tasks: opening doors, flipping on lights—even turning on water taps. So frustrated, in fact, that he bought a new Mac and churned out a book in two months that blamed the field of design for these terrible quotidian experiences. The book, at first called The Psychology of Everyday Things , was effectively about design, though Norman himself wasn’t a designer and had never built products himself. One day, not long after finishing his final … [Read more...] about The problem with Don Norman

Share to Twitter Share to Linkedin “Show me your friends and I’ll show you your future” the saying goes. And the research supports it; we are significantly influenced by whom we surround ourselves with. Friendships are some of the most significant relationships in our lives; they can add richness to our experiences and shape us into better versions of ourselves. On the flip side, they can also create significant emotional pain and bring out the very worst in us. Because of this, there is wisdom in choosing who our friends are. And there is also wisdom in letting go of relationships that have become detrimental to our growth and well-being. This can be hard to do, not only because of our complicated feelings about ending friendships but also because we don’t have as clear a picture of what a positive - or negative - friendship might look like because the definitions of friendship are so varied. As a result, we rarely take time to thoughtfully evaluate … [Read more...] about 3 Signs It’s Time To End A Friendship

Share to Twitter Share to Linkedin Both REITs admit climate risk is a material risk factor in their 10Ks. Coastal Risk, a consulting firm, and I tried estimating such risk using publicly available data. We made some progress but could not go too far. We need rules on quantitative climate risk disclosures that would help investors bound such risks, contrary to claims that our current voluntary disclosure regime is adequate. Climate risk disclosures are arguably the most controversial development in the staid world of accounting and reporting in recent times. As a case study, consider the SEC’s proposed climate risk disclosure rule which is reported to have attracted over 14,000 comment letters. The proponents of more and useful disclosure (including me) argue that climate-induced physical and transition risks are real for many businesses, but the current state of required disclosure does not give investors enough information to get a reasonable handle on … [Read more...] about The Need For Climate Risk Disclosures: A Case Study Of Physical Risk Of Two REITS, EQR And ARE

Share to Twitter Share to Linkedin Chris Venezia is CEO of ProofPilot, with 15+ years of leadership in product commercialization, patient recruitment and sales & marketing. As the world becomes increasingly digitized, health tech startups are under pressure to stand out from the crowd. But in our saturated industry, how can you differentiate yourself? My entire career has been in health tech solutions; through trial and error, I learned the best ways to be unique, and it has ultimately led to nearly half a billion dollars in sales. Read on to learn how. 1. Create magic. Create an unforgettable brand by going above and beyond the expected. Creating magical moments for your customers makes them remember you. My favorite example comes from an unlikely source–Chewy. The memorable moments they create for customers truly differentiate them. • They personalize: Handwritten letters are sent to every new customer. • They … [Read more...] about How To Attract Customers To Your Health Tech Startup

Share to Twitter Share to Linkedin The streaming wars have reached another momentous milestone in their post-Covid adjustment period. The services are anxiously wondering if ad-supported tiers can spur the growth streamers have hoped to reignite. The answer appears to be a cautious yes—at least if the first ad tier subscription numbers from Netflix NFLX are any indication. According to a report, the streamer hit 1 million active users for its ad-supporter tier in its second month. It showed tremendous month-over-month growth, expanding by 500%. Equally important to Netflix, the delivery met the baseline promised to advertisers on the new service, meaning no need to serve up makegoods (free ads to balance out underdelivery of commercials). It’s a significant achievement for Netflix, which suffered its first year-to-year subscriber drop in over a decade in 2022. But perhaps more significantly, it signals a potentially seismic shift in the streaming … [Read more...] about Netflix’s 1 Million Users Prove Ad-Supported Tiers Are Future Of Streaming