Quality investing, popularly called ‘Coffee Can’ investing was conceptualized by Robert Kirby, considered to be one of the greatest investors, in the 1980s. He used the concept of the coffee can, which Americans used to store their valuables in and hide the can under their mattresses to be left untouched for decades. This concept implies looking for companies that are fundamentally strong with an established track record, quality products/services, leaders in their industry and run by management with outstanding credentials and experience. The idea is to stay invested over a long period, through all the ups and downs that the market may experience. Investors stand to build serious wealth while taking on lower risk by investing in such quality stocks. … [Read more...] about Neither value nor growth, but only quality investing is best-suited for retail investors
Good money investments
Pharma is likely to report strong earnings led by domestic formulations in the coming quarters, suggest experts. Given the severe hit to the real economy and uncertainly over the intensity, spread and duration of COVID-19 pandemic, investors are advised to stay with defensives. … [Read more...] about Heads up! Smart money moving from financials to FMCG & pharma
There are a couple of tweaks in the scheme though. The interest rate has now been reduced to 7.4 per cent, down from 8 per cent for the previous year. There is also a provision now to reset the rate of interest payable each year. Given the sovereign’s safety and the attractive interest rate – which is higher than those offered by small-savings schemes and bank FDs – you must give it careful consideration. In a recent story, we had asked sounded you off on the possibility of the government extending the scheme. … [Read more...] about Should senior citizens invest in the Pradhan Mantri Vaya Vandana Yojana?
Now, corporates will collectively issue fresh securities to the bond ETF. The ETF also picks up already-issued and existing securities of the same companies with the same maturity and converts them into an investment basket. As the ETF units are bought and sold, the underlying securities too get traded (through the market makers that the fund house appoints) and thereby become more liquid. If the demand for the Bharat Bond ETF picks up – there are plans to come out with repeated tranches twice every year – more debt securities of these state-owned firms would become liquid. … [Read more...] about Bharat Bond ETF-Series II: A Safe option, but should you invest?
This is where the role of a financial advisor becomes critical. Retail investors often let emotions dictate their investment decisions. They are driven by greed during bull runs and overwhelmed by fear when the bears start attacking. As a result, they are not able to take the right decisions and usually end up losing money. A qualified financial advisor can see things dispassionately and provide the right guidance. … [Read more...] about Market rally: Time to take some profits and rebalance your portfolio