Members registered on the UAN portal may get their details available with EPFO by giving a missed call to '011-22901406' from their registered Mobile number. If the UAN of the member is seeded with any one of the Bank A/C number, AADHAAR and PAN the member will get details of last contribution and PF Balance. The call automatically gets disconnected after two rings. This service is free of cost. … [Read more...] about Employee Provident Fund: Steps to check EPF account balance
Perhaps it is time for healthcare insurance providers to package new products to help companies find new business models and new solutions. This will in turn reduce the costs and improve healthcare for the employees. Such insurer-employer partnership models have the ability to revolutionise the structure of workplace benefits. These include reducing health plan costs and improving health through comprehensive wellness and chronic disease management, and other initiatives. The objective for such a partnership should be to help employees become highly informed consumers and proactively plan for their health and that of their families. Businesses will benefit with higher productivity and shared accountability for managing healthcare costs. … [Read more...] about How to create value with healthcare
Cash is no longer the king but the emperor in current times. There is a saying that goes that if you are looking for cash, look within. There are many obvious areas like receivables, inventory, sound working capital practices, capital expenditure plans, which are the usual areas when companies relook at cash practices. The difference lies in making it a culture at multiple levels or making it about reshaping certain processes and policies for reactive one-time gains. When it comes to making it a culture, sometimes it could be as simple as motivating the sales force on the one hand and on the other, treating suppliers as partners with a strategy to balance both. Similarly, while being revenue-focused is important as maintaining targets of business growth are critical, it is also paramount to balance the health of the business in terms of margins, profits, cash, etc. … [Read more...] about COVID-19 impact | CFO’s choices in steering companies to ride the new normal
The US Fed has injected trillions of dollars in a matter of months. Normally, any increase in currency circulation without a corresponding increase in the real GDP should result in currency depreciation. However, similar actions from the other central banks towards their currencies makes dollar weakening unlikely. The relative strength of the US economy probably creates a bias towards appreciation of the dollar vis-à-vis other currencies. The dollar is likely to remain strong in the long run on the back of significant international revenue share of US companies and the global dominance of its technology sector. Any weakening of the dollar only makes the export competitiveness of the US stronger and would quickly stabilize the dollar further because of larger export volumes. … [Read more...] about Should US equities be the core investment in an Indian portfolio?
Already, leading Democratic women warned against a replay of Trump’s match-up in 2016 with then Democratic presidential nominee Hillary Clinton, who was subject to gender-based critiques as the first female presidential candidate. Trump has also called Clinton "nasty" and accused her of playing the "woman's card." … [Read more...] about Why Kamala Harris may prove an elusive target for Donald Trump