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Share to Twitter Share to Linkedin Sen. Mitt Romney wants to stop President Joe Biden from canceling student loans. Here’s what you need to know — and what it means for your student loan debt . Student Loans Romney (R-UT) and four Republican senators introduced the Student Loan Accountability Act, which would: prohibit the Biden administration from enacting wide-scale student loan cancellation to forgive all, or some, student loans for borrowers; and include exemptions for existing targeted federal student loan forgiveness, student loan cancellation or student loan repayment programs such as public service loan forgiveness and teacher loan forgiveness. “It makes no sense for the Biden Administration to cancel nearly $2 trillion in student loan debt,” Romney said. “This decision would not only be unfair to those who already repaid their loans or decided to pursue alternative education paths, but it would be wildly inflationary at … [Read more...] about Mitt Romney Proposes Bill To Stop Biden From Canceling Student Loans

Research shows that happier people are more successful people. That's reason enough to make a point of being happy at work. But wait--there's more! Happy people have more successful relationships, better mental health, and live longer lives. Not bad for an emotion that you yourself have control over. Give these 12 little steps to happiness a try and see where they lead you--and your business. 1. Take time for yourself in the morning without technology With alarms being on iPhones, this is a little impossible, but try putting your phone away after you turn off your alarm. Eat breakfast without checking your email. Enjoy a cup of coffee without checking voicemails. Giving yourself technology-free time in the morning , even if it's only 30 minutes, starts your day on a peaceful note. 2. Get outside more often The sun really can do miraculous things for your outlook, and a little bit goes a long way here. Soak up a little vitamin D during your lunch break … [Read more...] about 12 Little Steps That Lead You to Your Happy Place

As the Great Resignation moves millions of workers from one job to another, you have a different goal in mind: moving up within your current company. But how do you get that promotion —and get it fast? Here’s your pull-out-all-the-stops guide to help you advance in record time. advertisement advertisement Start with your goal The first step to making your career goal happen is to clearly define what you want and why you want it, says Lise Stransky, founder of career-coaching firm Careers That Work for You. And then think about the underlying “why?” Are you looking for career growth or simply more money? What is the need or want that is driving you to pursue these goals? Breaking out your “why” helps you in two ways. First, it can help keep you motivated to pursue your goal. In addition, it can help you understand whether there is some other way this goal could be fulfilled, Stransky says. For example, if you’re looking for more … [Read more...] about 16 simple things to do now to get a promotion this year

There are two truths to New Year's resolutions : Many people make them, and many people break them. Research suggests that nearly one in four Americans make resolutions, but in general, those resolutions don't stick. Studies show that as the days tick by in January and February, visits to the gym drop and visits to fast-food restaurants rise. January 1 inspires so much attention and encouragement--new year, new you! But before long, the energy we feel around the novelty of a new habit wears off. New year, same you. I've been studying happiness and good habits for years, and in my observation, many people have abandoned their New Year's resolutions by February 28--a day we could call Discouragement Day, though I've seen harsher terms such as Quitter's Day or Fall Off the Wagon Day used to describe the day of stopping. Consider the person who resolved to go for a daily run before breakfast. On January 1, and for a few weeks, this habit seemed new and rewarding. … [Read more...] about Why You Should Make Resolutions Even When You Know You’ll Fail

Share to Twitter Share to Linkedin Crypto markets are notoriously volatile, but even so, the recent activity has been unsettling. Whether you are a buy and hold investor or an active trader with high frequency moves, it is nerve-wracking, and it may not be over yet. For some, it can be downright devastating, particularly if you had put all your nest eggs in Terra UST UST or Luna LUNA . But even those may bounce back, as luna has shocked some by staging a surprise rally . In the meantime, the turmoil may make plenty of crypto investors, as well as people in various crypto and crypto-related businesses less enthusiastic than they were when prices seemed ever to be climbing. But can some tax losses help? As your dollars shake out in the digital world, is there any lemonade you can make by claiming your losses on your taxes to share the pain with the IRS? First, ask what happened from a tax viewpoint. If you‘ve been trading and triggering big taxable … [Read more...] about Do Crypto Losses Trigger Tax Losses With IRS?

Share to Twitter Share to Linkedin Upon return from a family vacation three summers ago, economist Ike Brannon remarked at a subsequent lunch about an individual at the resort who was almost literally covered in tattoos. This was an expensive resort, and Brannon wondered how he and his family were sharing the same pool. To be clear, Brannon’s wonderment about the inked up vacationer wasn’t of the nose-upturned variety; rather he wanted to know what profession afforded so much individuality and disposable income. It turns out his poolmate was a chef. To younger readers, the mention of chef likely elicits a “so what?” response. For those born in the 1970s or earlier, the response is different. We remember . We remember when chef was a “dead end” job for, yes, people with tattoos. They were referred to as cooks then. It’s a long or short way of saying that the economic thinker in Brannon was celebrating a happy truth about prosperity: it elevates all manner of … [Read more...] about Book Review: Dana Brown’s Entertaining and Insightful Memoir of Vanity Fair, ‘Dilettante.’

Self-doubt is common among entrepreneurs. When business owners are overcome with these doubts, it can hold them back from achieving their goals and reaching their full potential. Thankfully, there are ways to work through these limiting beliefs and develop a more secure mindset -- and it often begins with learning from other entrepreneurs who have endured those same struggles. To help reframe your current way of thinking, a group of leaders discussed some limiting beliefs many entrepreneurs have and how you can overcome them. 'Success should come easy.' Many entrepreneurs get discouraged when their efforts aren't immediately yielding results because they somehow believe success should be easier to achieve. "Logically, we know that success rarely comes easy -- and yet, it's so easy for entrepreneurs to expect immediate visible success," says Ismael Wrixen, executive chairman of FE International . "In truth, for an entrepreneur to achieve their goals, … [Read more...] about 8 Limiting Beliefs That May Be Holding Your Business Back

Nondisclosure agreements have emerged as one of the most routine legal documents that American workers sign. By 2018, a third of the U.S. workforce had a gag clause in their contract, according to a report from Harvard Business Review . At first created to protect company trade secrets, NDAs evolved into a cloak for abusive bosses. Harvey Weinstein and former President Donald Trump intimidated their employees with NDAs, but that’s all changing now: Thanks in part to the #MeToo movement—and to a small number of employees in the tech sector—the floodgates have been opened for new laws banning the practice in states across the country. advertisement advertisement Tech workers in California and Washington State led the charge last year in their state legislatures and with the recent passage of a federal ban on forced arbitration in the workplace; labor advocates are striking while the iron is hot and pushing Congress for a national ban on NDAs in … [Read more...] about How tech workers had an outsize role in shaping efforts to nix NDAs

Share to Twitter Share to Linkedin Elodie Lamer and Nana Ama Sarfo of Tax Notes discuss the tax implications of golden visas and passports, which allow affluent foreigners to receive residency or citizenship in exchange for a minimum level of investment. This transcript has been edited for length and clarity. David D. Stewart: Welcome to the podcast. I'm David Stewart, editor in chief of Tax Notes Today International . This week: good as gold. The idea of immigration often conjures up black and white images of huddled masses on ships in New York Harbor. People seeking new opportunities to make their fortune. But what happens for people who've already made their fortune and don't have time to wait in line for the normal process? And what about the growing class of remote workers who don't need to be physically anywhere? This week, we're talking about golden passports with Tax Notes reporter Elodie Lamer and Tax Notes … [Read more...] about First-Class Tax Opportunities: Golden Visas And Passports

Trade Watchlist Portfolio Message Set Alert live bse live nse live Volume Todays L/H More × eMudhra , the largest licensed certified authority (CA) in the digital signature certificates market in India, will be launching its initial public offering (IPO) on May 20. Here are 10 key things to know before subscribing to the public issue: 1. IPO Dates The offer will open for subscription on May 20 (Friday) and close on May 24 (Tuesday). 2. Price Band Close The price band for the offer has been fixed at Rs 243 - 256 per share of face value Rs 5 each. 3. Offer Details The IPO, sized at Rs 413 crore, comprises fresh shares of Rs 161 crore and an offer for sale worth Rs 252 crore by shareholders and promoters. After the issue, the promoter shareholding will decline 18.16 percent to 61.03 percent. Of the total offer size, 50 percent will be reserved for … [Read more...] about As eMudhra IPO opens tomorrow, here are 10 things to know before subscribing