A home loan will help you buy your dream home. Banks and financial institutions in the country offer housing loans up to Rs 10 crore at a range of interest rates.If you have your heart set on a flat or property, you can avail a loan from any of the banks and financial institutions. However, before you take the plunge, you must compare all the loan options available in the market.Different banks and institutions offer different housing loan interest rates. The tenure options also vary from bank to bank. Find the right match for your needs and budget. You can compare features of the loan products offered by different banks, calculate the estimated EMI that you would be eligible to pay. Use the EMI calculator tool to compare the loan products available.Close Home Loan Comparison - All Banks in IndiaBanks and financial institutions in India offer a range of home loans. Some banks also have customised home loans for specific needs such as buying a plot, buying an under construction property … [Read more...] about Home loan comparison: Compare home loan from top banks in India
Explain home equity line of credit
Applying for a home loan? Here we tell you everything you need to know about documents required for home loan.While applying for a home loan, most banks will give you a checklist of all the items you need to submit. You can also check the website of the bank and get a list of all the documents that you need to submit.Primarily, banks require proof for five factors—your age, address, income, property and details of other loans. You need to submit copies of government IDs, bank statements, salary slips, property papers, among other things. In the following sections, we discuss in details all the documents you need to submit.Documents Checklist for Salaried Individuals If you are a salaried person applying for a home loan, here are the documents required for home loan:Identity proof: It is mandatory to submit a copy of your PAN Card. Apart from that you can submit a copy of any one of the following:Voter CardAadhar CardValid PassportDriving LicensePhoto Credit CardPhoto Identity … [Read more...] about Documents required for home loan: Home loan documents list for salaried, self-employed and NRI applicants
My first camera was a Polaroid. Like many in my generation, I vividly recall the excitement of waiting for a colorful image to crystalize on the black square film that flew out of the camera. The instant gratification was far superior to the three-to-five-day wait time I had to endure when taking a roll of film to the photo shop to be developed. advertisement advertisement Although Polaroid was a worldwide household name, the introduction of digital cameras to the masses in the late ’90s caused the company to struggle. Between 2001 and 2009, Polaroid filed for bankruptcy twice. “From 2005 to 2009, we went through six CEOs,” says current CEO and President Scott Hardy. Polaroid realized they had to make a fundamental change and went on a journey of self-discovery. Banking on the Brand Name “It was clear to us that the biggest asset we had was the Polaroid brand,” says Hardy. With over 75 years of history, Polaroid is one of the few globally … [Read more...] about How Polaroid Saved Itself From Certain Death
Bharat Bond ETF, the initiative of the Department of Investment and Public Asset Management (DIPAM) of the government, was launched on December 12.The government had announced plans for debt ETFs in Budget 2019. The ETF has a duration of 3 years maturing in 2023 with a yield return of 6.69 percent and another duration of 7 years maturing in 2030 with a yield return of 7.58 percent. Both will be listed on NSE and BSE.Stressing on the appeal factor of 3-year and 7-year duration, Deepak Jasani Head Retail Research, HDFC Securities said, "Returns of this 3-year variant could be compared to Banking and PSU debt funds that have an average maturity of 2-4 years and a similar portfolio holding. Longer duration variant (10-years) would naturally bear high duration risk and can be considered by informed investors who want to take high duration bets."Close This ETF is managed by Edelweiss Mutual Fund. So the fund is called Edelweiss BHARAT Bond ETF, and the fund will invest in the bonds … [Read more...] about Mutual funds wrap: Bharat Bond ETF NFO open until December 20; Will retail investors bite?
The Indian economy has grown by leaps and bounds after attaining Independence in 1947. The history of trade and commerce in the Indian subcontinent can be divided into many phases — deindustrialization induced by colonization, socialist central planning in the aftermath of Independence and free market economics after the liberalization reforms of 1991.India’s share of the world economy slipped from around 25 percent in 1700 to 4.2 percent in 1950. A century under colonial rule had sapped the country’s entrepreneurial spirit. The country was forced to divert its raw materials to feed the mechanized factories that had sprung up in Britain during the industrial revolution. Poverty and famine was rampant.After the British left Indian shores, the newly elected government charted a course for the country that entailed capital controls and central planning, much along the lines of the Soviet Union. Even though the ruling dispensation at the time had pledged … [Read more...] about The India growth story: Here’s how some macro indicators have fared since 1947