Perhaps it is time for healthcare insurance providers to package new products to help companies find new business models and new solutions. This will in turn reduce the costs and improve healthcare for the employees. Such insurer-employer partnership models have the ability to revolutionise the structure of workplace benefits. These include reducing health plan costs and improving health through comprehensive wellness and chronic disease management, and other initiatives. The objective for such a partnership should be to help employees become highly informed consumers and proactively plan for their health and that of their families. Businesses will benefit with higher productivity and shared accountability for managing healthcare costs. … [Read more...] about How to create value with healthcare
Elevated factor 8 blood test
Below is the coronavirus cases/deaths state-wise tally:S. No.Name of State / UTActive Cases*Cured/Discharged/Migrated*Deaths**TotalChange since yesterdayCumulativeChange since yesterdayCumulativeChange since yesterday1Andaman and Nicobar Islands75265 35529 162 2Andhra Pradesh821661740 1128708516 175372 3Arunachal Pradesh70058 124535 34Assam154671035 372241332 1265 5Bihar238881887 435371123 3638 6Chandigarh5305 77762 207Chhattisgarh2767302 8088217 776 8Dadra and Nagar Haveli and Daman and Diu41612 97313 29Delhi10348276 1271241008 405915 10Goa209523 5453166 662 11Gujarat1476686 50350917 258327 12Haryana620572 32640680 4583 13Himachal Pradesh116828 1865103 1414Jammu and … [Read more...] about Coronavirus state-wise tally August 7: Confirmed COVID-19 cases in Telangana cross 75,000
Prime Minister Narendra Modi saluted everyone associated with the handloom and handicrafts sector for their “commendable efforts to preserve the indigenous crafts of our nation” on the occasion of the National Handloom Day on August 7. He urged people to use their products to the maximum and tell others about the “rich and diverse” sector. … [Read more...] about National Handloom Day | PM Modi salutes artisans, weavers’ efforts in preserving indigenous crafts
Below is the coronavirus cases/deaths state-wise tally:S. No.Name of State / UTActive Cases*Cured/Discharged/Migrated*Deaths**TotalChange since yesterdayCumulativeChange since yesterdayCumulativeChange since yesterday1Andaman and Nicobar Islands99498 74940 211 2Andhra Pradesh87597176 1547499113 220387 3Arunachal Pradesh69054 163442 34Assam191781178 450731487 1554 5Bihar292911226 567092621 41316 6Chandigarh62963 101511 261 7Chhattisgarh3586250 9239226 1045 8Dadra and Nagar Haveli and Daman and Diu4422 120942 29Delhi10868522 132384727 41398 10Goa2878137 6480272 866 11Gujarat1402431 564441140 269523 12Haryana6645197 36082590 50011 13Himachal Pradesh120635 227368 181 14Jammu and … [Read more...] about Coronavirus India state-wise tally August 12: West Bengal cases cross a lakh, Maharashtra keeps top spot
Focusing on the PCF ratios, the US markets clearly do not look overvalued. In fact, for the S&P 500, a PCF of 13.64 is equivalent to a cash flow yield of nearly 7 per cent. The nominal US GDP has grown at nearly 4 per cent over the last decade, which is likely to continue in the long term. Assuming 25 per cent-50 per cent of the cash flow yield is reinvested for achieving the 4 per cent growth, the S&P 500 would yield an estimated 7.5 per cent-10 per cent in USD returns over the long term, similar to the historical S&P 500 returns. With a historical rupee depreciation of 2.5 per cent-5 per cent, the S&P 500 expected returns in INR terms are estimated at 10 per cent-15 per cent in the long term. This compares well with the long-term Nifty returns of 9.63 per cent since inception. (Source: Nifty 50 Index factsheet at niftyindices.com). Please note that all estimates in this article are based on the assumptions made and actual results could be different. … [Read more...] about Should US equities be the core investment in an Indian portfolio?