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Share to Twitter Share to Linkedin The holiday shopping season is a critical time for most retailers. In fact, Black Friday, the day after Thanksgiving that is generally regarded as the first day of the holiday shopping season, got its name because it traditionally begins the period when stores go from being “in the red” and “into the black” (profitability). Just how important is the holiday season to retailers? Although it varies by industry, some retailers are more dependent on fourth quarter sales than others. For instance, toy stores and jewelers stores typically generate more than one-third of their annual sales (35%) during the fourth quarter of the year, according to U.S. Census Bureau data. Other retailers whose success hinges on a profitable fourth quarter include department stores, electronics stores, and clothing stores. While Christmas shopping seems like a long way off, small businesses must prepare for it now. Holiday season marketing takes … [Read more...] about Tips For Small Businesses To Finance Their Holiday Marketing And Inventory Now

Personal loans are considered one of the best credit instruments for salaried individuals. They are specifically designed for people with a steady income who face immediate funds requirements for various reasons. You can avail yourself of an online personal loan at the best personal loan interest rates for medical emergencies, setting up a home gym, going on a vacation, and even covering wedding expenses. Going for personal loans online is a convenient option as it also gives you the chance to use a loan EMI calculator. This handy tool helps you calculate your precise EMI amount for the loan amount you seek. An online personal loan allows you to use the disbursed amount you see fit. Another advantage of a personal loan is that no collateral is required. To get the best personal interest rates with lenders like Bajaj Finserv, you must ideally have a high CIBIL Score of above 750. If you anticipate any extra expenditure soon, here are some tips that will help you get the lowest … [Read more...] about Smart insights to getting the best personal loan interest rate

Bajaj Finance has wonderful news for all investors once again. Fixed Deposit interest rates have been raised by ten basis points, allowing all investors to earn better returns. Bajaj Finance has upped the interest rate on fixed deposits. It now offers exceptional interest rates of up to 7.45% p.a.  You can now invest online with a minimum deposit amount of Rs 15,000. The FD interest rate has been raised for all types of investors and tenors, resulting in faster investment growth. The new interest rate will apply to any deposits made on or after May 10, 2022. Take a look at the benefits of investing in a Bajaj Finance Fixed Deposit. Fixed Deposit new interest rate With a minimum deposit of just Rs. 15,000, customers below 60 years can now earn 6.40% p.a. for 24-35 months and 7.00% p.a. if they choose a tenor of 36-60 months. The interest rate table for all customers below 60 years is as mentioned below: Tenor in months Minimum Deposit Cumulative Non-Cumulative … [Read more...] about Bajaj Finance Fixed Deposit Interest rate raise by 10 bps|Now earn up to 7.45% p.a.|Investments starting at Rs 15,000