Susan Tompor Detroit Free Press Published 7:00 AM EDT Jul 10, 2019 Get a robocall lately from Jonathon or someone else saying that your student loans have been flagged for a student loan forgiveness program? "If you owe more than $10,000 and are not currently enrolled in school, you could qualify for a reduced monthly payment and a large portion of your balance to be forgiven," one caller said. "To redeem your spot in the program, it's important that you call me quickly." Nicole Cross, 43, heard a similar pitch last year that promised student loan debt relief. But instead of saving any money, she lost $750 in fees and saw no relief when it came to owing more than $70,000 in student loans. Cross, who lives in St. Clair Shores, said she has one bit of advice for people who are stressed out about their student loan debt and end up talking with someone offering student loan forgiveness. "The minute they say $250," she said, "hang up the … [Read more...] about Student loan forgiveness scam promises to cancel debt
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provided by Published 3:00 pm CDT, Wednesday, May 8, 2019 MoneyTips Congratulations! You're worth a bit more this year than you were last year – at least in the eyes of identity thieves. The website Top10VPN recently released their 2019 Dark Web Market Price Index, a summary of current market prices for individual pieces of stolen identities. Last year, Top10VPN estimated that an identity thief could buy your entire identity – everything from proof-of-identity documents to credit/banking information to shopping and social media logins – for around $1,170. In 2019, identity thieves will have to pay approximately 3.8% more (around $1,215) for your entire credit profile. Congratulations again! You whipped inflation, which hasn't topped 3% since 2011. Of course, fraudsters probably won't pay for your information a la carte. Free market principles and volume discounts are likely to apply. "There are so many retail stores on the dark web," says John … [Read more...] about What Is Your Identity Worth To Crooks?
Eric Rosenberg, provided by Published 7:24 am CST, Thursday, February 28, 2019 The Insider Picks team writes about stuff we think you'll like. Business Insider may receive a commission from The Points Guy Affiliate Network. The Points Guy The Chase Freedom Unlimited is a compelling cash-back credit card for anyone looking to earn with a simple, easy-to-understand rewards program and no annual fee. While it is not the very best awards rate out there, it does come with some valuable benefits that competing cash-back cards don't offer. As long as you pay it off in full every month, you have a lot to gain and almost nothing to lose with the Freedom Unlimited card. If you want to earn cash back on every single purchase, the Chase Freedom Unlimited credit card may be a great choice. This card offers unlimited 1.5% cash back on every purchase with no limits, annual fees, or bonus categories to worry about. This card came about after a long reign by … [Read more...] about Chase’s Freedom Unlimited is one of the best cash-back credit cards of 2019 — and it comes with perks that many competing cards don’t offer
Ryan Lane, NerdWallet Published 1:10 pm PST, Thursday, January 24, 2019 This article was first published on NerdWallet.com. It’s great to think big with your New Year’s resolution, like saying you’ll pay off your student loans in 2019. But a goal that big often doesn’t even make it to the end of January. Instead of letting an unrealistic resolution frustrate you, focus on a small change that moves the needle for your student loans for 2019. That means taking the next step toward successful repayment, no matter your situation. Here’s how. If you’re struggling with payments “There’s almost always something that can be done to help a borrower who’s struggling,” says Betsy Mayotte, president and founder of The Institute of Student Loan Advisors. The key is figuring out why you’re having trouble and whether it’s a short- or long-term issue. Then you can match a solution to your needs. For instance: … [Read more...] about Take the Next Step With Your Student Loans in 2019
Business | It’s Time for Millennials and Gen X to Join Hands to Save the Young Sections Skip to content Skip to site index work Friend Gen Z just wants to make the boss happy. We must help them. Credit Credit Emily Simms for The New York Times Supported by ByChoire Sicha Jan. 11, 2019 Send questions about the office, money, careers, work-life balance and sex with your co-workers to [email protected] . Include your name and location, even if you want them withheld. Letters may be edited. They Finally Bred the Dream Labor Force I recently landed my first real job out of undergrad. While it’s a job that I find myself succeeding at when assigned to tasks, more often than not I am given no tasks. My team consists of myself and two males, one being my boss, and they are always busy. I have asked if there is anything I can do or learn, time and time again, only to be told: “No, you’re … [Read more...] about It’s Time for Millennials and Gen X to Join Hands to Save the Young