This includes exercising control on emotions. “Capital protection is the key requirement now. Therefore, investment in the markets should be very strategic in nature. Since both equity and debt of all kinds are currently available at their lowest costs, the attraction towards is similar as in the sale season,” she cautioned. … [Read more...] about Sticking to the fundamentals of investing
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There was a high chance of them getting gobbled up by banks or larger players like Visa and Mastercard. Unlike many other countries, banks in India are extremely strong, hence fintechs will only do well when they partner with them rather than compete with them. … [Read more...] about Startup Sages | Nagaraj Mylandla, the man powering the digital push of Indian banks
While many entrepreneurs are attempting to create a digital bank in India, the Reserve Bank of India (RBI), technically, does not recognise digital banks. While it did experiment with payment banks and small finance banks, these are not full-service digital banking platforms. … [Read more...] about Ex-banker set to start his own neo-banking startup SaveIN
ICICI Bank has launched 'Cardless EMI' facility for its customers. This facility is an entirely-digital mode of payment at leading retail stores. This 'Cardless EMI' allows customers to buy any product like gadgets, home appliances just by using their mobile phone and PAN in lieu of wallet or cards. … [Read more...] about ICICI Bank launches ‘Cardless EMI’ facility: All you need to know
Players like Paytm and PhonePe that have spent billions of dollars to create a 250-million plus registered user base are likely to feel threatened though we will have to see how it plays out. One thing, however, is sure that WhatsApp can emerge as a dark horse in the UPI race, even Google Pay, the leader among payment apps, could feel the heat. … [Read more...] about Explained | WhatsApp Payments goes live in India, what does this mean for the ecosystem?