Applying for a home loan? Here we tell you everything you need to know about documents required for home loan.While applying for a home loan, most banks will give you a checklist of all the items you need to submit. You can also check the website of the bank and get a list of all the documents that you need to submit.Primarily, banks require proof for five factors—your age, address, income, property and details of other loans. You need to submit copies of government IDs, bank statements, salary slips, property papers, among other things. In the following sections, we discuss in details all the documents you need to submit.Documents Checklist for Salaried Individuals If you are a salaried person applying for a home loan, here are the documents required for home loan:Identity proof: It is mandatory to submit a copy of your PAN Card. Apart from that you can submit a copy of any one of the following:Voter CardAadhar CardValid PassportDriving LicensePhoto Credit CardPhoto Identity … [Read more...] about Documents required for home loan: Home loan documents list for salaried, self-employed and NRI applicants
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What age should kids get phones? – Yuvi, age 10, Dayton, Ohio If it seems like all your friends have smartphones, you may be on to something. A new report by Common Sense Media, a nonprofit that reports on technology and media for children, found that by the age of 11, more than half of kids in the U.S. have their own smartphone. By age 12, more than two-thirds do, and by 14, teens are just as likely as adults to own a smartphone. Some kids start much younger. Nearly 20% of 8-year-olds have their own smartphone! advertisement advertisement So, what’s the right age for you? Well, I study the effects of media and technology on kids, and I’m here to say that there is no single right answer to this question. The best I can offer is this: When both you and your parents feel the time is right. How to talk to your parents about a smartphone Here are some points to consider to help you and your parents make this decision. Responsibility: Have you shown that you are … [Read more...] about When should your child get a smartphone?
Captain Virat Kohli along with his dynamic opening duo of Rohit Sharma and KL Rahul have been in imperious form off late as they showed in the T20I series where they tormented the West Indies attack. Now the lethal trio will train their guns once again on the Windies as the two sides square off in a three-match ODI rubber starting on December 15 in Chennai .The no. 2 ranked ODI squad on the ICC rankings will be looking for their 10th straight bilateral ODI series win against their Caribbean counterparts who are way down in the rankings on 9th spot.However, India will be wary of the weather playing spoilsport with rains hitting the MA Chidambaram Stadium in the last 24 hours.Close Where to watch: The match starts 1.30 PM IST. It will be broadcast live on Star Sports 1 and Star Sports 1 HD. Online viewers can catch the action on Hotstar. related news On the Ball podcast | IND vs WI ODI series preview: India way too strong for West Indies, will pick up a 3-0 … [Read more...] about India vs West Indies 1st ODI preview: Where to watch, team news, possible XI and betting odds
Arsenal ended their nine-game winless run last weekend when they beat West Ham 3-1, but the Gunners under interim boss Freddie Ljungberg will face their sternest test yet as reigning champions Manchester City come knocking at the Emirates stadium on December 15.The North London club sacked coach Unai Emery on November 29 due to a poor run of results with club legend and assistant coach Ljungberg taking over the reins. However, the club haven’t really enjoyed a great start to life in the post-Emery era picking up just four points from the next three Premier League games.Where to watch: The match will be beamed live on Star Sports Select 1 and Star Sports Select 1 HD and will begin at 10:00 PM on December 15. Online users can catch the action live on Hotstar.Close While the 3-1 win at West Ham provided hope of a change of fortunes for the Gunners, a 2-2 draw which followed in the Europa League against Standard Liege showed there is still a lot of work to be done with this squad. … [Read more...] about Arsenal vs Manchester City preview: Where to watch, predicted starting XI, team news and betting odds
Bharat Bond ETF, the initiative of the Department of Investment and Public Asset Management (DIPAM) of the government, was launched on December 12.The government had announced plans for debt ETFs in Budget 2019. The ETF has a duration of 3 years maturing in 2023 with a yield return of 6.69 percent and another duration of 7 years maturing in 2030 with a yield return of 7.58 percent. Both will be listed on NSE and BSE.Stressing on the appeal factor of 3-year and 7-year duration, Deepak Jasani Head Retail Research, HDFC Securities said, "Returns of this 3-year variant could be compared to Banking and PSU debt funds that have an average maturity of 2-4 years and a similar portfolio holding. Longer duration variant (10-years) would naturally bear high duration risk and can be considered by informed investors who want to take high duration bets."Close This ETF is managed by Edelweiss Mutual Fund. So the fund is called Edelweiss BHARAT Bond ETF, and the fund will invest in the bonds … [Read more...] about Mutual funds wrap: Bharat Bond ETF NFO open until December 20; Will retail investors bite?