Lisa Green, NerdWallet Published 12:36 pm CDT, Monday, March 18, 2019 This article was first published on NerdWallet.com. Michael Aminov-Tobin almost forgot a car insurance company was tracking his driving. He wasn’t paying extra attention to how fast he drove or how hard he hit his brakes. So he was astonished when the company offered to insure his 2016 Hyundai Veloster Turbo for $100 a month less than he’d been paying. “When it popped up with the price that it did, I was like, ‘Holy crap, that’s awesome!’” says Aminov-Tobin, 25, who operates a video production firm from his home near Columbus, Ohio. He benefited from a growing trend known as usage-based insurance, or UBI, in which auto insurance companies electronically monitor a customer’s driving and offer discounts in exchange. Such programs can be a great deal for careful drivers and low-mileage users, but they also present significant privacy concerns, experts say. … [Read more...] about Should You Give Up Privacy for Car Insurance Discounts?
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WalletHub.com published a study of the strictest and most lenient states in America when it comes to speeding and reckless driving. The study looked at 12 categories to measure how severely each state responds to speeding and reckless driving. Texas proved to be the most lenient state in the country when it comes to policing those driving violations. Delaware is the most strict when it comes to driving offenses. One of the great aspects of America is that each state is unique. No two are alike, no matter how close they are in geography or even demographics. The same goes for their driving laws and insurance rates. WalletHub.com took a look at the laws of all 50 states, along with the District of Columbia, to find the best and the worst places in America to get a speeding ticket. The methodology Wallethub.com used in its study included looking at how states respond to two offenses – speeding and reckless driving – using 12 subcategories, assigning various points to … [Read more...] about The worst states in America to get a speeding ticket, ranked